Compare Bank SA Home Loans

Compare Bank of South Australia home loan rates & repayments. Today's top deals from one of our 30+ banks and specialty lenders.


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The Bank of South Australia, also known as Bank SA is the largest financial institution in South Australia and the state's largest home lender. The forerunners of Bank SA and the State Bank of South Australia merged under the same name State Bank of South Australia in 1984.

Bank SA is now a division of Westpac, having been a division of St. George Bank before Westpac and St. George merged in 2008. Bank SA have over 100 branches in South Australia and the Northern Territory and pride themselves on their home loan packages with specialist features and low doc options loan options.

Also consider home loans from the Big4 Aussie Banks, or Compare All Home Loan Rates & Repayments

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Lender
Loan Details
Interest
Comparison
Repayments
  1. Advantage Home Loan Package 2 Year Fixed Rate Loan

    • Offset Account
    • Redraw Available
    • Credit Card
    • Borrow up to 95%%
    • 3.75%
      p.a. fixed
    • 4.62%
      p.a. Comparison
    • $1,832
      per month*
  2. Fixed Rate Home Loan 2 Yrs

    • Offset Account
    • Redraw Available
    • Credit Card
    • Borrow up to 95%%
    • 3.90%
      p.a. fixed
    • 5.13%
      p.a. Comparison
    • $1,838
      per month*
  3. Basic Home Loan Promotional

    • Offset Account
    • Redraw Available
    • Credit Card
    • Borrow up to 95%%
    • 3.98%
      p.a. variable
    • 3.98%
      p.a. Comparison
    • $1,844
      per month*
  4. Basic Home Loan Promotional

    • Offset Account
    • Redraw Available
    • Credit Card
    • Borrow up to 95%%
    • 3.98%
      p.a. variable
    • 3.98%
      p.a. Comparison
    • $1,844
      per month*
  5. Advantage Home Loan Package 5 Year Fixed Rate Loan

    • Offset Account
    • Redraw Available
    • Credit Card
    • Borrow up to 95%%
    • 3.85%
      p.a. fixed
    • 4.48%
      p.a. Comparison
    • $1,851
      per month*
  6. Advantage Home Loan Package 3 Year Fixed Rate Loan

    • Offset Account
    • Redraw Available
    • Credit Card
    • Borrow up to 95%%
    • 3.85%
      p.a. fixed
    • 4.58%
      p.a. Comparison
    • $1,851
      per month*
  7. Fixed Rate Home Loan 3 Yrs

    • Offset Account
    • Redraw Available
    • Credit Card
    • Borrow up to 95%%
    • 4.00%
      p.a. fixed
    • 5.05%
      p.a. Comparison
    • $1,857
      per month*
  8. Fixed Rate Home Loan 5 Yrs

    • Offset Account
    • Redraw Available
    • Credit Card
    • Borrow up to 95%%
    • 4.00%
      p.a. fixed
    • 4.88%
      p.a. Comparison
    • $1,857
      per month*
  9. Advantage Home Loan Package Portfolio 2 Years Fixed Rate Loan

    • Offset Account
    • Redraw Available
    • Credit Card
    • Borrow up to 90%%
    • 3.89%
      p.a. fixed
    • 4.92%
      p.a. Comparison
    • $1,859
      per month*
  10. Portfolio Loan Fixed 2 Year

    • Offset Account
    • Redraw Available
    • Credit Card
    • Borrow up to 90%%
    • 4.04%
      p.a. fixed
    • 5.48%
      p.a. Comparison
    • $1,869
      per month*
  11. Advantage Home Loan Package Portfolio 3 Years Fixed Rate Loan

    • Offset Account
    • Redraw Available
    • Credit Card
    • Borrow up to 90%%
    • 3.99%
      p.a. fixed
    • 4.86%
      p.a. Comparison
    • $1,878
      per month*
  12. Portfolio Loan Fixed 3 Year

    • Offset Account
    • Redraw Available
    • Credit Card
    • Borrow up to 90%%
    • 4.14%
      p.a. fixed
    • 5.40%
      p.a. Comparison
    • $1,889
      per month*
  13. Advantage Home Loan Package Portfolio 5 Years Fixed Rate Loan

    • Offset Account
    • Redraw Available
    • Credit Card
    • Borrow up to 90%%
    • 4.09%
      p.a. fixed
    • 4.78%
      p.a. Comparison
    • $1,898
      per month*
  14. Portfolio Loan Fixed 5 Year

    • Offset Account
    • Redraw Available
    • Credit Card
    • Borrow up to 90%%
    • 4.24%
      p.a. fixed
    • 5.26%
      p.a. Comparison
    • $1,908
      per month*
  15. Advantage Home Loan Package 1 Year Fixed Rate Loan

    • Offset Account
    • Redraw Available
    • Credit Card
    • Borrow up to 95%%
    • 4.39%
      p.a. fixed
    • 4.73%
      p.a. Comparison
    • $1,957
      per month*
  16. Fixed Rate Home Loan 1 Yr

    • Offset Account
    • Redraw Available
    • Credit Card
    • Borrow up to 95%%
    • 4.54%
      p.a. fixed
    • 5.29%
      p.a. Comparison
    • $1,963
      per month*
  17. Advantage Package Special Discount

    • Offset Account
    • Redraw Available
    • Credit Card
    • Borrow up to 95%%
    • 4.49%
      p.a. variable
    • 4.65%
      p.a. Comparison
    • $1,976
      per month*
  18. Advantage Package Special Discount

    • Offset Account
    • Redraw Available
    • Credit Card
    • Borrow up to 95%%
    • 4.49%
      p.a. variable
    • 4.65%
      p.a. Comparison
    • $1,976
      per month*
  19. Basic Home Loan

    • Offset Account
    • Redraw Available
    • Credit Card
    • Borrow up to 95%%
    • 4.71%
      p.a. variable
    • 4.71%
      p.a. Comparison
    • $1,987
      per month*
  20. Basic Home Loan

    • Offset Account
    • Redraw Available
    • Credit Card
    • Borrow up to 95%%
    • 4.71%
      p.a. variable
    • 4.71%
      p.a. Comparison
    • $1,987
      per month*
  21. Advantage Home Loan Package 4 Year Fixed Rate Loan

    • Offset Account
    • Redraw Available
    • Credit Card
    • Borrow up to 95%%
    • 4.59%
      p.a. fixed
    • 4.75%
      p.a. Comparison
    • $1,996
      per month*
  22. Fixed Rate Home Loan 4 Yrs

    • Offset Account
    • Redraw Available
    • Credit Card
    • Borrow up to 95%%
    • 4.74%
      p.a. fixed
    • 5.18%
      p.a. Comparison
    • $2,003
      per month*
  23. Advantage Home Loan Package Portfolio 1 Year Fixed Rate Loan

    • Offset Account
    • Redraw Available
    • Credit Card
    • Borrow up to 90%%
    • 4.64%
      p.a. fixed
    • 5.06%
      p.a. Comparison
    • $2,006
      per month*
  24. Portfolio Loan Fixed 1 Year

    • Offset Account
    • Redraw Available
    • Credit Card
    • Borrow up to 90%%
    • 4.79%
      p.a. fixed
    • 5.64%
      p.a. Comparison
    • $2,017
      per month*
  25. Advantage Portfolio Package Special Discount

    • Offset Account
    • Redraw Available
    • Credit Card
    • Borrow up to 90%%
    • 4.83%
      p.a. variable
    • 4.98%
      p.a. Comparison
    • $2,044
      per month*

*Monthly Repayments

Monthly repayments are calculated to take into account the loan amount, repayment term and ongoing fees and charges over the life of the loan.

  • Variable rate loans show the monthly repayments at the current rate.
  • Fixed rate loans show the monthly repayment during the fixed period only.
  • Monthly repayment calculations are an approximate guide only. Speak to a LoanMarket Mortgage broker to understand the exact cost of a loan given your particular circumstances.

**Comparison Rates

A comparison rate is a tool to help consumers identify the true cost of a loan. It factors in the interest rate, loan amount, repayment term and ongoing fees and charges and displays this as a single percentage rate that can be used to compare various loans from different lenders.

Monthly Repayment and Comparison Rate* calculations do not include:

  • The use of account features such as early repayments and offset accounts which vary widely among loans and can reduce the cost of a loan significantly.
  • Cost savings such as fee waivers or special rate discounts.
  • Fees and charges associated with loan options or events that may or may not be used by the borrower, such as early repayment or redraw fees
  • Lenders Mortgage Insurance (LMI) which may be required to secure the loan and can increase the cost of the loan.
  • Government charges such as stamp duty or mortgage registration fees.
  • Fees and charges which aren’t available at the time the comparison rate is provided