Compare Home Loans from FirstMac

Compare Firstmac home loan rates & repayments. Today's top deals from one of our 30+ banks and specialty lenders.


Firstmac Limited is an Australian owned alternative bank to the Big4, with 35 years of experience in home and investment loans. Firstmac have secured over 68,000 home loans in the past decade.

Firstmac use intelligent online technology and highly-trained local support staff based in an award-winning Australian call centre. They're dedicated to bringing simple, affordable and innovative financial products to market, underpinned by a lengthy track record of success and a pedigree in prime, mortgage-insured, residential home loans.

Also consider home loans from the Big4 Aussie Banks, or Compare All Home Loan Rates & Repayments

Loading spinner
Lender
Loan Details
Interest
Comparison
Repayments
  1. Firstmac Vital 80

    • Offset Account
    • Redraw Available
    • Credit Card
    • Borrow up to 80%%
    • 3.86%
      p.a. variable
    • 3.88%
      p.a. Comparison
    • $1,820
      per month*
  2. Firstmac Construction 80

    • Offset Account
    • Redraw Available
    • Credit Card
    • Borrow up to 80%%
    • 3.94%
      p.a. variable
    • 3.96%
      p.a. Comparison
    • $1,836
      per month*
  3. VIP Package 80

    • Offset Account
    • Redraw Available
    • Credit Card
    • Borrow up to 80%%
    • 3.94%
      p.a. variable
    • 3.96%
      p.a. Comparison
    • $1,836
      per month*
  4. VIP Package 3 Year Fixed 80

    • Offset Account
    • Redraw Available
    • Credit Card
    • Borrow up to 80%%
    • 3.96%
      p.a. fixed
    • 3.96%
      p.a. Comparison
    • $1,840
      per month*
  5. VIP Package 2 Year Fixed 80

    • Offset Account
    • Redraw Available
    • Credit Card
    • Borrow up to 80%%
    • 3.96%
      p.a. fixed
    • 3.96%
      p.a. Comparison
    • $1,840
      per month*
  6. VIP Package 1 Year Fixed 80

    • Offset Account
    • Redraw Available
    • Credit Card
    • Borrow up to 80%%
    • 3.96%
      p.a. fixed
    • 3.96%
      p.a. Comparison
    • $1,840
      per month*
  7. VIP Package 1 Year Fixed 90

    • Offset Account
    • Redraw Available
    • Credit Card
    • Borrow up to 90%%
    • 3.96%
      p.a. fixed
    • 4.30%
      p.a. Comparison
    • $1,840
      per month*
  8. VIP Package 3 Year Fixed 80

    • Offset Account
    • Redraw Available
    • Credit Card
    • Borrow up to 80%%
    • 3.96%
      p.a. fixed
    • 4.12%
      p.a. Comparison
    • $1,840
      per month*
  9. VIP Package 2 Year Fixed 80

    • Offset Account
    • Redraw Available
    • Credit Card
    • Borrow up to 80%%
    • 3.96%
      p.a. fixed
    • 4.13%
      p.a. Comparison
    • $1,840
      per month*
  10. VIP Package 3 Year Fixed 90

    • Offset Account
    • Redraw Available
    • Credit Card
    • Borrow up to 90%%
    • 3.96%
      p.a. fixed
    • 4.25%
      p.a. Comparison
    • $1,840
      per month*
  11. VIP Package 2 Year Fixed 90

    • Offset Account
    • Redraw Available
    • Credit Card
    • Borrow up to 90%%
    • 3.96%
      p.a. fixed
    • 4.27%
      p.a. Comparison
    • $1,840
      per month*
  12. VIP Package 1 Year Fixed 80

    • Offset Account
    • Redraw Available
    • Credit Card
    • Borrow up to 80%%
    • 3.96%
      p.a. fixed
    • 4.14%
      p.a. Comparison
    • $1,840
      per month*
  13. Firstmac Vital 80

    • Offset Account
    • Redraw Available
    • Credit Card
    • Borrow up to 80%%
    • 4.06%
      p.a. variable
    • 4.08%
      p.a. Comparison
    • $1,859
      per month*
  14. VIP Package 80

    • Offset Account
    • Redraw Available
    • Credit Card
    • Borrow up to 80%%
    • 4.14%
      p.a. variable
    • 4.16%
      p.a. Comparison
    • $1,875
      per month*
  15. Firstmac Construction 80

    • Offset Account
    • Redraw Available
    • Credit Card
    • Borrow up to 80%%
    • 4.14%
      p.a. variable
    • 4.16%
      p.a. Comparison
    • $1,875
      per month*
  16. Standard Variable 80

    • Offset Account
    • Redraw Available
    • Credit Card
    • Borrow up to 80%%
    • 4.28%
      p.a. variable
    • 4.30%
      p.a. Comparison
    • $1,902
      per month*
  17. VIP Package 90

    • Offset Account
    • Redraw Available
    • Credit Card
    • Borrow up to 90%%
    • 4.31%
      p.a. variable
    • 4.33%
      p.a. Comparison
    • $1,908
      per month*
  18. Firstmac Construction 90

    • Offset Account
    • Redraw Available
    • Credit Card
    • Borrow up to 90%%
    • 4.31%
      p.a. variable
    • 4.33%
      p.a. Comparison
    • $1,908
      per month*
  19. Standard Variable 90

    • Offset Account
    • Redraw Available
    • Credit Card
    • Borrow up to 90%%
    • 4.53%
      p.a. variable
    • 4.55%
      p.a. Comparison
    • $1,951
      per month*

*Monthly Repayments

Monthly repayments are calculated to take into account the loan amount, repayment term and ongoing fees and charges over the life of the loan.

  • Variable rate loans show the monthly repayments at the current rate.
  • Fixed rate loans show the monthly repayment during the fixed period only.
  • Monthly repayment calculations are an approximate guide only. Speak to a LoanMarket Mortgage broker to understand the exact cost of a loan given your particular circumstances.

**Comparison Rates

A comparison rate is a tool to help consumers identify the true cost of a loan. It factors in the interest rate, loan amount, repayment term and ongoing fees and charges and displays this as a single percentage rate that can be used to compare various loans from different lenders.

Monthly Repayment and Comparison Rate* calculations do not include:

  • The use of account features such as early repayments and offset accounts which vary widely among loans and can reduce the cost of a loan significantly.
  • Cost savings such as fee waivers or special rate discounts.
  • Fees and charges associated with loan options or events that may or may not be used by the borrower, such as early repayment or redraw fees
  • Lenders Mortgage Insurance (LMI) which may be required to secure the loan and can increase the cost of the loan.
  • Government charges such as stamp duty or mortgage registration fees.
  • Fees and charges which aren’t available at the time the comparison rate is provided