Compare Homeloans Limitied Home Loans

Compare Homeloans Limited home loan rates & repayments. Today's top deals from one of our 30+ banks and specialty lenders.


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Homeloans Limited has provided Australians with an alternative to banks for their home finance since 1985. They specialise in home loans, and have a wide range of products to meet the needs of all customers, from first home buyers to investors.

Homelaons were listed on the Australian Securities Exchange (ASX) in 2001, and today their major shareholders include National Australia Bank and Macquarie Bank. They pride themselves on quality award-winning service.

Also consider home loans from the Big4 Aussie Banks, or Compare All Home Loan Rates & Repayments

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Lender
Loan Details
Interest
Comparison
Repayments
  1. Homeloans Ultra Plus 80

    • Offset Account
    • Redraw Available
    • Credit Card
    • Borrow up to 80%
    • 3.74%
      p.a. variable
    • 3.80%
      p.a. Comparison
    • $1,808
      per month*
  2. Homeloans Optima up to

    • Offset Account
    • Redraw Available
    • Credit Card
    • Borrow up to 80%
    • 3.83%
      p.a. variable
    • 3.83%
      p.a. Comparison
    • $1,815
      per month*
  3. Homeloans Ultra Plus Fixed 3 Year 50% Fixed

    • Offset Account
    • Redraw Available
    • Credit Card
    • Borrow up to 80%
    • 3.79%
      p.a. fixed
    • 3.81%
      p.a. Comparison
    • $1,817
      per month*
  4. Homeloans FlexiChoice Prime Standard

    • Offset Account
    • Redraw Available
    • Credit Card
    • Borrow up to 80%
    • 3.89%
      p.a. variable
    • 3.90%
      p.a. Comparison
    • $1,826
      per month*
  5. Homeloans Ultra Plus Fixed 3 Year 50% Fixed

    • Offset Account
    • Redraw Available
    • Credit Card
    • Borrow up to 90%
    • 3.89%
      p.a. fixed
    • 3.97%
      p.a. Comparison
    • $1,836
      per month*
  6. Homeloans FlexiChoice Prime Pro Pack

    • Offset Account
    • Redraw Available
    • Credit Card
    • Borrow up to 80%
    • 3.79%
      p.a. variable
    • 3.94%
      p.a. Comparison
    • $1,836
      per month*
  7. Homeloans Ultra Plus Fixed 3 Year 50% Fixed

    • Offset Account
    • Redraw Available
    • Credit Card
    • Borrow up to 90%
    • 3.89%
      p.a. fixed
    • 4.05%
      p.a. Comparison
    • $1,836
      per month*
  8. Homeloans Ultra Plus Fixed 2 Year 50% Fixed

    • Offset Account
    • Redraw Available
    • Credit Card
    • Borrow up to 80%
    • 3.90%
      p.a. fixed
    • 3.82%
      p.a. Comparison
    • $1,838
      per month*
  9. Homeloans Ultra Plus Fixed 3 Year 50% Fixed

    • Offset Account
    • Redraw Available
    • Credit Card
    • Borrow up to 80%
    • 3.94%
      p.a. fixed
    • 3.84%
      p.a. Comparison
    • $1,846
      per month*
  10. Homeloans Ultra Plus 80

    • Offset Account
    • Redraw Available
    • Credit Card
    • Borrow up to 80%
    • 3.94%
      p.a. variable
    • 4.00%
      p.a. Comparison
    • $1,846
      per month*
  11. Homeloans Ultra Plus Fixed 4 Year 50% Fixed

    • Offset Account
    • Redraw Available
    • Credit Card
    • Borrow up to 80%
    • 3.99%
      p.a. fixed
    • 3.87%
      p.a. Comparison
    • $1,855
      per month*
  12. Homeloans Ultra Plus Fixed 3 Year 50% Fixed

    • Offset Account
    • Redraw Available
    • Credit Card
    • Borrow up to 80%
    • 3.99%
      p.a. fixed
    • 4.01%
      p.a. Comparison
    • $1,855
      per month*
  13. Homeloans Ultra Plus Fixed 1 Year 50% Fixed

    • Offset Account
    • Redraw Available
    • Credit Card
    • Borrow up to 80%
    • 3.99%
      p.a. fixed
    • 3.82%
      p.a. Comparison
    • $1,855
      per month*
  14. Homeloans Ultra Plus Fixed 2 Year 50% Fixed

    • Offset Account
    • Redraw Available
    • Credit Card
    • Borrow up to 90%
    • 4.00%
      p.a. fixed
    • 4.08%
      p.a. Comparison
    • $1,857
      per month*
  15. Homeloans Ultra Plus Fixed 2 Year 50% Fixed

    • Offset Account
    • Redraw Available
    • Credit Card
    • Borrow up to 90%
    • 4.00%
      p.a. fixed
    • 3.99%
      p.a. Comparison
    • $1,857
      per month*
  16. Homeloans Optima up to

    • Offset Account
    • Redraw Available
    • Credit Card
    • Borrow up to 90%
    • 4.06%
      p.a. variable
    • 4.06%
      p.a. Comparison
    • $1,859
      per month*
  17. Homeloans Optima up to

    • Offset Account
    • Redraw Available
    • Credit Card
    • Borrow up to 80%
    • 4.06%
      p.a. variable
    • 4.06%
      p.a. Comparison
    • $1,859
      per month*
  18. Homeloans Ultra Plus

    • Offset Account
    • Redraw Available
    • Credit Card
    • Borrow up to 90%
    • 4.02%
      p.a. variable
    • 4.08%
      p.a. Comparison
    • $1,861
      per month*
  19. Homeloans Ultra Plus Fixed 3 Year 50% Fixed

    • Offset Account
    • Redraw Available
    • Credit Card
    • Borrow up to 90%
    • 4.04%
      p.a. fixed
    • 4.01%
      p.a. Comparison
    • $1,865
      per month*
  20. Homeloans Ultra Plus Fixed 3 Year 50% Fixed

    • Offset Account
    • Redraw Available
    • Credit Card
    • Borrow up to 95%
    • 4.04%
      p.a. fixed
    • 4.22%
      p.a. Comparison
    • $1,865
      per month*
  21. Homeloans Ultra Plus Fixed 3 Year 50% Fixed

    • Offset Account
    • Redraw Available
    • Credit Card
    • Borrow up to 90%
    • 4.04%
      p.a. fixed
    • 4.08%
      p.a. Comparison
    • $1,865
      per month*
  22. Homeloans Ultra Plus Fixed 3 Year 50% Fixed

    • Offset Account
    • Redraw Available
    • Credit Card
    • Borrow up to 95%
    • 4.04%
      p.a. fixed
    • 4.16%
      p.a. Comparison
    • $1,865
      per month*
  23. Homeloans FlexiChoice Prime Standard

    • Offset Account
    • Redraw Available
    • Credit Card
    • Borrow up to 90%
    • 4.09%
      p.a. variable
    • 4.10%
      p.a. Comparison
    • $1,865
      per month*
  24. Homeloans Ultra Plus Fixed 2 Year 50% Fixed

    • Offset Account
    • Redraw Available
    • Credit Card
    • Borrow up to 80%
    • 4.05%
      p.a. fixed
    • 3.85%
      p.a. Comparison
    • $1,867
      per month*
  25. Homeloans FlexiChoice Prime Pro Pack

    • Offset Account
    • Redraw Available
    • Credit Card
    • Borrow up to 90%
    • 3.99%
      p.a. variable
    • 4.14%
      p.a. Comparison
    • $1,874
      per month*

*Monthly Repayments

Monthly repayments are calculated to take into account the loan amount, repayment term and ongoing fees and charges over the life of the loan.

  • Variable rate loans show the monthly repayments at the current rate.
  • Fixed rate loans show the monthly repayment during the fixed period only.
  • Monthly repayment calculations are an approximate guide only. Speak to a LoanMarket Mortgage broker to understand the exact cost of a loan given your particular circumstances.

**Comparison Rates

A comparison rate is a tool to help consumers identify the true cost of a loan. It factors in the interest rate, loan amount, repayment term and ongoing fees and charges and displays this as a single percentage rate that can be used to compare various loans from different lenders.

Monthly Repayment and Comparison Rate* calculations do not include:

  • The use of account features such as early repayments and offset accounts which vary widely among loans and can reduce the cost of a loan significantly.
  • Cost savings such as fee waivers or special rate discounts.
  • Fees and charges associated with loan options or events that may or may not be used by the borrower, such as early repayment or redraw fees
  • Lenders Mortgage Insurance (LMI) which may be required to secure the loan and can increase the cost of the loan.
  • Government charges such as stamp duty or mortgage registration fees.
  • Fees and charges which aren’t available at the time the comparison rate is provided