Compare ING Direct Home Loans

Compare ING Direct home loan rates & repayments. Today's top deals from one of our 30+ banks and specialty lenders.


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ING, also known as ING Direct, believe that they reinvented the way Australians bank by delivering simple, straightforward banking and good value products. ING DIRECT (the trading name of ING Bank (Australia) Limited) is the world's leading direct savings bank and is wholly owned by ING Group.

Their motto is: simplicity is best, which also translates to the ING success story. Offering loan packages that are simple and easy to understand is just the start. Keeping general overheads low has made it easy to pass on the savings to their customers.

Also consider home loans from the Big4 Aussie Banks, or Compare All Home Loan Rates & Repayments

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Lender
Loan Details
Interest
Comparison
Repayments
  1. Orange Advantage

    • Offset Account
    • Redraw Available
    • Credit Card
    • Borrow up to 80%
    • 3.74%
      p.a. variable
    • 3.83%
      p.a. Comparison
    • $1,814
      per month*
  2. Mortgage Simplifier

    • Offset Account
    • Redraw Available
    • Credit Card
    • Borrow up to 80%
    • 3.89%
      p.a. variable
    • 3.90%
      p.a. Comparison
    • $1,826
      per month*
  3. Orange Advantage

    • Offset Account
    • Redraw Available
    • Credit Card
    • Borrow up to 90%
    • 3.87%
      p.a. variable
    • 3.96%
      p.a. Comparison
    • $1,839
      per month*
  4. Orange Advantage Fixed Rate Loan 3 Yrs

    • Offset Account
    • Redraw Available
    • Credit Card
    • Borrow up to 80%
    • 3.89%
      p.a. fixed
    • 3.86%
      p.a. Comparison
    • $1,843
      per month*
  5. Orange Advantage Fixed Rate Loan 3 Yrs

    • Offset Account
    • Redraw Available
    • Credit Card
    • Borrow up to 95%
    • 3.89%
      p.a. fixed
    • 4.56%
      p.a. Comparison
    • $1,843
      per month*
  6. Orange Advantage Fixed Rate Loan 3 Yrs

    • Offset Account
    • Redraw Available
    • Credit Card
    • Borrow up to 90%
    • 3.89%
      p.a. fixed
    • 3.96%
      p.a. Comparison
    • $1,843
      per month*
  7. Fixed Rate Loan 3 Yrs

    • Offset Account
    • Redraw Available
    • Credit Card
    • Borrow up to 95%
    • 3.99%
      p.a. fixed
    • 4.43%
      p.a. Comparison
    • $1,845
      per month*
  8. Fixed Rate Loan 3 Yrs

    • Offset Account
    • Redraw Available
    • Credit Card
    • Borrow up to 80%
    • 3.99%
      p.a. fixed
    • 4.43%
      p.a. Comparison
    • $1,845
      per month*
  9. Orange Advantage Fixed Rate Loan 2 Yrs

    • Offset Account
    • Redraw Available
    • Credit Card
    • Borrow up to 80%
    • 3.94%
      p.a. fixed
    • 3.86%
      p.a. Comparison
    • $1,852
      per month*
  10. Orange Advantage Fixed Rate Loan 2 Yrs

    • Offset Account
    • Redraw Available
    • Credit Card
    • Borrow up to 95%
    • 3.94%
      p.a. fixed
    • 4.62%
      p.a. Comparison
    • $1,852
      per month*
  11. Orange Advantage Fixed Rate Loan 2 Yrs

    • Offset Account
    • Redraw Available
    • Credit Card
    • Borrow up to 90%
    • 3.94%
      p.a. fixed
    • 3.97%
      p.a. Comparison
    • $1,852
      per month*
  12. Mortgage Simplifier

    • Offset Account
    • Redraw Available
    • Credit Card
    • Borrow up to 90%
    • 4.04%
      p.a. variable
    • 4.05%
      p.a. Comparison
    • $1,855
      per month*
  13. Fixed Rate Loan 2 Yrs

    • Offset Account
    • Redraw Available
    • Credit Card
    • Borrow up to 80%
    • 4.04%
      p.a. fixed
    • 4.48%
      p.a. Comparison
    • $1,855
      per month*
  14. Fixed Rate Loan 2 Yrs

    • Offset Account
    • Redraw Available
    • Credit Card
    • Borrow up to 95%
    • 4.04%
      p.a. fixed
    • 4.48%
      p.a. Comparison
    • $1,855
      per month*
  15. Orange Advantage Fixed Rate Loan 1 Yr

    • Offset Account
    • Redraw Available
    • Credit Card
    • Borrow up to 80%
    • 3.99%
      p.a. fixed
    • 3.85%
      p.a. Comparison
    • $1,862
      per month*
  16. Orange Advantage Fixed Rate Loan 1 Yr

    • Offset Account
    • Redraw Available
    • Credit Card
    • Borrow up to 90%
    • 3.99%
      p.a. fixed
    • 3.97%
      p.a. Comparison
    • $1,862
      per month*
  17. Orange Advantage Fixed Rate Loan 1 Yr

    • Offset Account
    • Redraw Available
    • Credit Card
    • Borrow up to 95%
    • 3.99%
      p.a. fixed
    • 4.68%
      p.a. Comparison
    • $1,862
      per month*
  18. Fixed Rate Loan 1 Yr

    • Offset Account
    • Redraw Available
    • Credit Card
    • Borrow up to 95%
    • 4.09%
      p.a. fixed
    • 4.52%
      p.a. Comparison
    • $1,865
      per month*
  19. Fixed Rate Loan 1 Yr

    • Offset Account
    • Redraw Available
    • Credit Card
    • Borrow up to 80%
    • 4.09%
      p.a. fixed
    • 4.52%
      p.a. Comparison
    • $1,865
      per month*
  20. Orange Advantage Fixed Rate Loan 5 Yrs

    • Offset Account
    • Redraw Available
    • Credit Card
    • Borrow up to 90%
    • 4.19%
      p.a. fixed
    • 4.08%
      p.a. Comparison
    • $1,901
      per month*
  21. Orange Advantage Fixed Rate Loan 5 Yrs

    • Offset Account
    • Redraw Available
    • Credit Card
    • Borrow up to 95%
    • 4.19%
      p.a. fixed
    • 4.57%
      p.a. Comparison
    • $1,901
      per month*
  22. Orange Advantage Fixed Rate Loan 5 Yrs

    • Offset Account
    • Redraw Available
    • Credit Card
    • Borrow up to 80%
    • 4.19%
      p.a. fixed
    • 3.99%
      p.a. Comparison
    • $1,901
      per month*
  23. Fixed Rate Loan 5 Yrs

    • Offset Account
    • Redraw Available
    • Credit Card
    • Borrow up to 80%
    • 4.29%
      p.a. fixed
    • 4.46%
      p.a. Comparison
    • $1,904
      per month*
  24. Fixed Rate Loan 5 Yrs

    • Offset Account
    • Redraw Available
    • Credit Card
    • Borrow up to 95%
    • 4.29%
      p.a. fixed
    • 4.46%
      p.a. Comparison
    • $1,904
      per month*
  25. Orange Advantage Fixed Rate Loan 4 Yrs

    • Offset Account
    • Redraw Available
    • Credit Card
    • Borrow up to 80%
    • 4.29%
      p.a. fixed
    • 3.99%
      p.a. Comparison
    • $1,921
      per month*

*Monthly Repayments

Monthly repayments are calculated to take into account the loan amount, repayment term and ongoing fees and charges over the life of the loan.

  • Variable rate loans show the monthly repayments at the current rate.
  • Fixed rate loans show the monthly repayment during the fixed period only.
  • Monthly repayment calculations are an approximate guide only. Speak to a LoanMarket Mortgage broker to understand the exact cost of a loan given your particular circumstances.

**Comparison Rates

A comparison rate is a tool to help consumers identify the true cost of a loan. It factors in the interest rate, loan amount, repayment term and ongoing fees and charges and displays this as a single percentage rate that can be used to compare various loans from different lenders.

Monthly Repayment and Comparison Rate* calculations do not include:

  • The use of account features such as early repayments and offset accounts which vary widely among loans and can reduce the cost of a loan significantly.
  • Cost savings such as fee waivers or special rate discounts.
  • Fees and charges associated with loan options or events that may or may not be used by the borrower, such as early repayment or redraw fees
  • Lenders Mortgage Insurance (LMI) which may be required to secure the loan and can increase the cost of the loan.
  • Government charges such as stamp duty or mortgage registration fees.
  • Fees and charges which aren’t available at the time the comparison rate is provided