Compare Home Loans from Smaller Retail Banks

Compare our lowest home loan rates & repayments from smaller retail banks.


Smaller retail banks like St George, BankWest, Bank SA and the Bank of Melbourne are owned by the larger banks and are used to serve niche parts of the market.

Also consider home loans from the Big4 Aussie Banks, or Compare All Home Loan Rates & Repayments

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Lender
Loan Details
Interest
Comparison
Repayments
  1. Complete Variable Home Loan

    • Offset Account
    • Redraw Available
    • Credit Card
    • Borrow up to 80%
    • 3.85%
      p.a. variable
    • 4.02%
      p.a. Comparison
    • $1,851
      per month*
  2. Bankwest Premium Select HL Agg Borrowings

    • Offset Account
    • Redraw Available
    • Credit Card
    • Borrow up to 90%
    • 4.02%
      p.a. variable
    • 4.03%
      p.a. Comparison
    • $1,851
      per month*
  3. Bankwest Premium Select HL Agg Borrowings

    • Offset Account
    • Redraw Available
    • Credit Card
    • Borrow up to 80%
    • 4.02%
      p.a. variable
    • 4.03%
      p.a. Comparison
    • $1,851
      per month*
  4. Basic Home Loan Promotional

    • Offset Account
    • Redraw Available
    • Credit Card
    • Borrow up to 95%
    • 4.08%
      p.a. variable
    • 4.08%
      p.a. Comparison
    • $1,863
      per month*
  5. Basic Home Loan Promotional

    • Offset Account
    • Redraw Available
    • Credit Card
    • Borrow up to 95%
    • 4.08%
      p.a. variable
    • 4.08%
      p.a. Comparison
    • $1,863
      per month*
  6. Basic Home Loan Promotional

    • Offset Account
    • Redraw Available
    • Credit Card
    • Borrow up to 95%
    • 4.08%
      p.a. variable
    • 4.08%
      p.a. Comparison
    • $1,863
      per month*
  7. Basic Home Loan Promotional

    • Offset Account
    • Redraw Available
    • Credit Card
    • Borrow up to 95%
    • 4.08%
      p.a. variable
    • 4.08%
      p.a. Comparison
    • $1,863
      per month*
  8. Basic Home Loan Promotional

    • Offset Account
    • Redraw Available
    • Credit Card
    • Borrow up to 95%
    • 4.08%
      p.a. variable
    • 4.08%
      p.a. Comparison
    • $1,863
      per month*
  9. Basic Home Loan Promotional

    • Offset Account
    • Redraw Available
    • Credit Card
    • Borrow up to 95%
    • 4.08%
      p.a. variable
    • 4.08%
      p.a. Comparison
    • $1,863
      per month*
  10. Complete Variable Home Loan

    • Offset Account
    • Redraw Available
    • Credit Card
    • Borrow up to 90%
    • 3.92%
      p.a. variable
    • 4.09%
      p.a. Comparison
    • $1,865
      per month*
  11. Complete Fixed 2 Year Home Loan

    • Offset Account
    • Redraw Available
    • Credit Card
    • Borrow up to 90%
    • 3.94%
      p.a. fixed
    • 4.09%
      p.a. Comparison
    • $1,869
      per month*
  12. Complete Fixed 2 Year Home Loan

    • Offset Account
    • Redraw Available
    • Credit Card
    • Borrow up to 80%
    • 3.94%
      p.a. fixed
    • 4.03%
      p.a. Comparison
    • $1,869
      per month*
  13. Fixed Rate Home Loan 2 Yrs

    • Offset Account
    • Redraw Available
    • Credit Card
    • Borrow up to 90%
    • 4.05%
      p.a. fixed
    • 5.20%
      p.a. Comparison
    • $1,869
      per month*
  14. Advantage Home Loan Package 2 Year Fixed Rate Loan

    • Offset Account
    • Redraw Available
    • Credit Card
    • Borrow up to 95%
    • 3.99%
      p.a. fixed
    • 4.65%
      p.a. Comparison
    • $1,878
      per month*
  15. Advantage Package 2 Yr Fixed Rate Loan

    • Offset Account
    • Redraw Available
    • Credit Card
    • Borrow up to 95%
    • 3.99%
      p.a. fixed
    • 4.60%
      p.a. Comparison
    • $1,878
      per month*
  16. Advantage Package 2 Yrs Fixed Rate

    • Offset Account
    • Redraw Available
    • Credit Card
    • Borrow up to 95%
    • 3.99%
      p.a. fixed
    • 4.66%
      p.a. Comparison
    • $1,878
      per month*
  17. Fixed Rate Home Loan 2 Year

    • Offset Account
    • Redraw Available
    • Credit Card
    • Borrow up to 95%
    • 4.14%
      p.a. fixed
    • 5.11%
      p.a. Comparison
    • $1,885
      per month*
  18. Fixed Rate Home Loan 2 Yrs

    • Offset Account
    • Redraw Available
    • Credit Card
    • Borrow up to 95%
    • 4.14%
      p.a. fixed
    • 5.17%
      p.a. Comparison
    • $1,885
      per month*
  19. Fixed Rate Home Loan 2 Yrs

    • Offset Account
    • Redraw Available
    • Credit Card
    • Borrow up to 95%
    • 4.14%
      p.a. fixed
    • 5.16%
      p.a. Comparison
    • $1,885
      per month*
  20. Fixed Rate Home Loan 3 Yrs

    • Offset Account
    • Redraw Available
    • Credit Card
    • Borrow up to 90%
    • 4.19%
      p.a. fixed
    • 5.14%
      p.a. Comparison
    • $1,896
      per month*
  21. Advantage Home Loan Package 3 Year Fixed Rate Loan

    • Offset Account
    • Redraw Available
    • Credit Card
    • Borrow up to 95%
    • 4.09%
      p.a. fixed
    • 4.63%
      p.a. Comparison
    • $1,898
      per month*
  22. Advantage Package 3 Yr Fixed Rate Loan

    • Offset Account
    • Redraw Available
    • Credit Card
    • Borrow up to 95%
    • 4.09%
      p.a. fixed
    • 4.58%
      p.a. Comparison
    • $1,898
      per month*
  23. Complete Fixed 3 Year Home Loan

    • Offset Account
    • Redraw Available
    • Credit Card
    • Borrow up to 80%
    • 4.09%
      p.a. fixed
    • 4.07%
      p.a. Comparison
    • $1,898
      per month*
  24. Advantage Package 3 Yrs Fixed Rate

    • Offset Account
    • Redraw Available
    • Credit Card
    • Borrow up to 95%
    • 4.09%
      p.a. fixed
    • 4.64%
      p.a. Comparison
    • $1,898
      per month*
  25. Complete Fixed 3 Year Home Loan

    • Offset Account
    • Redraw Available
    • Credit Card
    • Borrow up to 90%
    • 4.09%
      p.a. fixed
    • 4.13%
      p.a. Comparison
    • $1,898
      per month*

*Monthly Repayments

Monthly repayments are calculated to take into account the loan amount, repayment term and ongoing fees and charges over the life of the loan.

  • Variable rate loans show the monthly repayments at the current rate.
  • Fixed rate loans show the monthly repayment during the fixed period only.
  • Monthly repayment calculations are an approximate guide only. Speak to a LoanMarket Mortgage broker to understand the exact cost of a loan given your particular circumstances.

**Comparison Rates

A comparison rate is a tool to help consumers identify the true cost of a loan. It factors in the interest rate, loan amount, repayment term and ongoing fees and charges and displays this as a single percentage rate that can be used to compare various loans from different lenders.

Monthly Repayment and Comparison Rate* calculations do not include:

  • The use of account features such as early repayments and offset accounts which vary widely among loans and can reduce the cost of a loan significantly.
  • Cost savings such as fee waivers or special rate discounts.
  • Fees and charges associated with loan options or events that may or may not be used by the borrower, such as early repayment or redraw fees
  • Lenders Mortgage Insurance (LMI) which may be required to secure the loan and can increase the cost of the loan.
  • Government charges such as stamp duty or mortgage registration fees.
  • Fees and charges which aren’t available at the time the comparison rate is provided