Compare Home Loans from the Big4 Aussie Banks

The lowest home loan rates & repayments from the Big4 Banks.

Thumb anz logo 1 3 Thumb commonwealth bank logo 1 3 Thumb westpac logo 1 3 Thumb national australia bank logo 1 3

The Australian banking sector is dominated by four major banks: Commonwealth Bank, ANZ, Westpac & NAB. These are commonly referred to as the Big4 Aussie Banks. Also consider comparingAll Home Loan Rates & Repayments or consider the potential savings offered by Smaller Banks & Specialist Lenders.

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Lender
Loan Details
Interest
Comparison
Repayments
  1. Simplicity Plus

    • Offset Account
    • Redraw Available
    • Credit Card
    • Borrow up to 90%%
    • 4.03%
      p.a. variable
    • 4.03%
      p.a. Comparison
    • $1,853
      per month*
  2. NAB Home Plus Special Offer

    • Offset Account
    • Redraw Available
    • Credit Card
    • Borrow up to 80%%
    • 3.99%
      p.a. variable
    • 4.05%
      p.a. Comparison
    • $1,855
      per month*
  3. NAB Home Plus Special Offer

    • Offset Account
    • Redraw Available
    • Credit Card
    • Borrow up to 80%%
    • 3.99%
      p.a. variable
    • 4.05%
      p.a. Comparison
    • $1,855
      per month*
  4. Base Variable Rate

    • Offset Account
    • Redraw Available
    • Credit Card
    • Borrow up to 95%%
    • 4.10%
      p.a. variable
    • 4.11%
      p.a. Comparison
    • $1,867
      per month*
  5. Base Variable Rate

    • Offset Account
    • Redraw Available
    • Credit Card
    • Borrow up to 95%%
    • 4.10%
      p.a. variable
    • 4.11%
      p.a. Comparison
    • $1,867
      per month*
  6. Tailored Home Loan Choice Package Special

    • Offset Account
    • Redraw Available
    • Credit Card
    • Borrow up to 80%%
    • 3.99%
      p.a. variable
    • 4.15%
      p.a. Comparison
    • $1,878
      per month*
  7. Extra Home Loan

    • Offset Account
    • Redraw Available
    • Credit Card
    • Borrow up to 95%%
    • 4.19%
      p.a. variable
    • 4.23%
      p.a. Comparison
    • $1,892
      per month*
  8. Tailored Home Loan Choice Package Special

    • Offset Account
    • Redraw Available
    • Credit Card
    • Borrow up to 80%%
    • 4.09%
      p.a. variable
    • 4.25%
      p.a. Comparison
    • $1,898
      per month*
  9. Flexi First 3 Years Introductory Variable

    • Offset Account
    • Redraw Available
    • Credit Card
    • Borrow up to 95%%
    • 4.29%
      p.a. variable
    • 4.29%
      p.a. Comparison
    • $1,904
      per month*
  10. Flexi First 3 Years Introductory Variable

    • Offset Account
    • Redraw Available
    • Credit Card
    • Borrow up to 95%%
    • 4.33%
      p.a. variable
    • 4.33%
      p.a. Comparison
    • $1,912
      per month*
  11. NAB Home Plus Variable Rate

    • Offset Account
    • Redraw Available
    • Credit Card
    • Borrow up to 80%%
    • 4.29%
      p.a. variable
    • 4.35%
      p.a. Comparison
    • $1,914
      per month*
  12. NAB Home Plus Variable Rate

    • Offset Account
    • Redraw Available
    • Credit Card
    • Borrow up to 80%%
    • 4.29%
      p.a. variable
    • 4.35%
      p.a. Comparison
    • $1,914
      per month*
  13. NAB Home Plus Variable Rate

    • Offset Account
    • Redraw Available
    • Credit Card
    • Borrow up to 90%%
    • 4.36%
      p.a. variable
    • 4.42%
      p.a. Comparison
    • $1,928
      per month*
  14. NAB Home Plus Variable Rate

    • Offset Account
    • Redraw Available
    • Credit Card
    • Borrow up to 90%%
    • 4.36%
      p.a. variable
    • 4.42%
      p.a. Comparison
    • $1,928
      per month*
  15. Tailored Home Loan Choice Package

    • Offset Account
    • Redraw Available
    • Credit Card
    • Borrow up to 80%%
    • 4.29%
      p.a. variable
    • 4.45%
      p.a. Comparison
    • $1,937
      per month*
  16. Tailored Home Loan Choice Package

    • Offset Account
    • Redraw Available
    • Credit Card
    • Borrow up to 80%%
    • 4.29%
      p.a. variable
    • 4.45%
      p.a. Comparison
    • $1,937
      per month*
  17. Extra Home Loan Intro 2 Year Discount

    • Offset Account
    • Redraw Available
    • Credit Card
    • Borrow up to 95%%
    • 4.42%
      p.a. variable
    • 4.46%
      p.a. Comparison
    • $1,938
      per month*
  18. No Fee Variable Rate Home Loan

    • Offset Account
    • Redraw Available
    • Credit Card
    • Borrow up to 95%%
    • 4.52%
      p.a. variable
    • 4.52%
      p.a. Comparison
    • $1,949
      per month*
  19. Tailored Home Loan Choice Package

    • Offset Account
    • Redraw Available
    • Credit Card
    • Borrow up to 90%%
    • 4.36%
      p.a. variable
    • 4.52%
      p.a. Comparison
    • $1,951
      per month*
  20. Tailored Home Loan Choice Package

    • Offset Account
    • Redraw Available
    • Credit Card
    • Borrow up to 90%%
    • 4.36%
      p.a. variable
    • 4.52%
      p.a. Comparison
    • $1,951
      per month*
  21. MAV Standard Variable Rate

    • Offset Account
    • Redraw Available
    • Credit Card
    • Borrow up to 80%%
    • 4.37%
      p.a. variable
    • 4.53%
      p.a. Comparison
    • $1,953
      per month*
  22. Tailored Home Loan Choice Package

    • Offset Account
    • Redraw Available
    • Credit Card
    • Borrow up to 95%%
    • 4.40%
      p.a. variable
    • 4.56%
      p.a. Comparison
    • $1,959
      per month*
  23. Tailored Home Loan Choice Package

    • Offset Account
    • Redraw Available
    • Credit Card
    • Borrow up to 95%%
    • 4.40%
      p.a. variable
    • 4.56%
      p.a. Comparison
    • $1,959
      per month*
  24. MAV Standard Variable Rate

    • Offset Account
    • Redraw Available
    • Credit Card
    • Borrow up to 90%%
    • 4.42%
      p.a. variable
    • 4.58%
      p.a. Comparison
    • $1,962
      per month*
  25. Premier Advantage Rocket Repay Home Loan

    • Offset Account
    • Redraw Available
    • Credit Card
    • Borrow up to 95%%
    • 4.44%
      p.a. variable
    • 4.60%
      p.a. Comparison
    • $1,966
      per month*

*Monthly Repayments

Monthly repayments are calculated to take into account the loan amount, repayment term and ongoing fees and charges over the life of the loan.

  • Variable rate loans show the monthly repayments at the current rate.
  • Fixed rate loans show the monthly repayment during the fixed period only.
  • Monthly repayment calculations are an approximate guide only. Speak to a LoanMarket Mortgage broker to understand the exact cost of a loan given your particular circumstances.

**Comparison Rates

A comparison rate is a tool to help consumers identify the true cost of a loan. It factors in the interest rate, loan amount, repayment term and ongoing fees and charges and displays this as a single percentage rate that can be used to compare various loans from different lenders.

Monthly Repayment and Comparison Rate* calculations do not include:

  • The use of account features such as early repayments and offset accounts which vary widely among loans and can reduce the cost of a loan significantly.
  • Cost savings such as fee waivers or special rate discounts.
  • Fees and charges associated with loan options or events that may or may not be used by the borrower, such as early repayment or redraw fees
  • Lenders Mortgage Insurance (LMI) which may be required to secure the loan and can increase the cost of the loan.
  • Government charges such as stamp duty or mortgage registration fees.
  • Fees and charges which aren’t available at the time the comparison rate is provided