​Compare Westpac Home Loans

Compare Westpac home loan rates & repayments. Today's top deals from one of our 30+ banks and specialty lenders.


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Westpac Banking Corporation was founded in 1817 and was the first bank established in Australia. Now one of the Big4, Westpac has a long and proud history as Australia's first and oldest bank. It was established in 1817 as the Bank of New South Wales under a charter of incorporation provided by Governor Lachlan Macquarie. In October 1982 it changed its name to Westpac Banking Corporation following the acquisition of the Commercial Bank of Australia.

Westpac's vision is 'To be one of the world's great companies, helping our customers, communities and people to prosper and grow'. Their customer-specific focus on deposits, wealth and insurance have been key elements to their success story and has enabled them to appeal to a broader range of customers. Westpac continues to provide a strategic flexibility to financial solutions to better meet individual customer needs.

Also consider home loans from the Big4 Aussie Banks, or Compare All Home Loan Rates & Repayments

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Lender
Loan Details
Interest
Comparison
Repayments
  1. Premier Advantage Fixed Options Home Loan 2 Yrs

    • Offset Account
    • Redraw Available
    • Credit Card
    • Borrow up to 95%%
    • 3.75%
      p.a. fixed
    • 4.53%
      p.a. Comparison
    • $1,832
      per month*
  2. Fixed Options Home Loan 2 Yrs

    • Offset Account
    • Redraw Available
    • Credit Card
    • Borrow up to 95%%
    • 3.95%
      p.a. fixed
    • 5.12%
      p.a. Comparison
    • $1,846
      per month*
  3. Premier Advantage Fixed Options Home Loan 5 Yrs

    • Offset Account
    • Redraw Available
    • Credit Card
    • Borrow up to 95%%
    • 3.85%
      p.a. fixed
    • 4.42%
      p.a. Comparison
    • $1,851
      per month*
  4. Premier Advantage Fixed Options Home Loan 3 Yrs

    • Offset Account
    • Redraw Available
    • Credit Card
    • Borrow up to 95%%
    • 3.85%
      p.a. fixed
    • 4.50%
      p.a. Comparison
    • $1,851
      per month*
  5. Fixed Options Home Loan 5 Yrs

    • Offset Account
    • Redraw Available
    • Credit Card
    • Borrow up to 95%%
    • 4.05%
      p.a. fixed
    • 4.88%
      p.a. Comparison
    • $1,865
      per month*
  6. Fixed Options Home Loan 3 Yrs

    • Offset Account
    • Redraw Available
    • Credit Card
    • Borrow up to 95%%
    • 4.05%
      p.a. fixed
    • 5.05%
      p.a. Comparison
    • $1,865
      per month*
  7. Flexi First 3 Years Introductory Variable

    • Offset Account
    • Redraw Available
    • Credit Card
    • Borrow up to 95%%
    • 4.29%
      p.a. variable
    • 4.29%
      p.a. Comparison
    • $1,904
      per month*
  8. Flexi First 3 Years Introductory Variable

    • Offset Account
    • Redraw Available
    • Credit Card
    • Borrow up to 95%%
    • 4.33%
      p.a. variable
    • 4.33%
      p.a. Comparison
    • $1,912
      per month*
  9. Premier Advantage Fixed Options Home Loan 1 Yr

    • Offset Account
    • Redraw Available
    • Credit Card
    • Borrow up to 95%%
    • 4.39%
      p.a. fixed
    • 4.64%
      p.a. Comparison
    • $1,957
      per month*
  10. Premier Advantage Rocket Repay Home Loan

    • Offset Account
    • Redraw Available
    • Credit Card
    • Borrow up to 95%%
    • 4.44%
      p.a. variable
    • 4.60%
      p.a. Comparison
    • $1,966
      per month*
  11. Premier Advantage Rocket Repay Home Loan

    • Offset Account
    • Redraw Available
    • Credit Card
    • Borrow up to 95%%
    • 4.44%
      p.a. variable
    • 4.60%
      p.a. Comparison
    • $1,966
      per month*
  12. Fixed Options Home Loan 1 Yr

    • Offset Account
    • Redraw Available
    • Credit Card
    • Borrow up to 95%%
    • 4.59%
      p.a. fixed
    • 5.28%
      p.a. Comparison
    • $1,971
      per month*
  13. Premier Advantage Rocket Repay Home Loan

    • Offset Account
    • Redraw Available
    • Credit Card
    • Borrow up to 95%%
    • 4.49%
      p.a. variable
    • 4.65%
      p.a. Comparison
    • $1,976
      per month*
  14. Premier Advantage Rocket Repay Home Loan

    • Offset Account
    • Redraw Available
    • Credit Card
    • Borrow up to 95%%
    • 4.49%
      p.a. variable
    • 4.65%
      p.a. Comparison
    • $1,976
      per month*
  15. Premier Advantage Fixed Options Home Loan 4 Yrs

    • Offset Account
    • Redraw Available
    • Credit Card
    • Borrow up to 95%%
    • 4.59%
      p.a. fixed
    • 4.68%
      p.a. Comparison
    • $1,996
      per month*
  16. Fixed Options Home Loan 4 Yrs

    • Offset Account
    • Redraw Available
    • Credit Card
    • Borrow up to 95%%
    • 4.79%
      p.a. fixed
    • 5.19%
      p.a. Comparison
    • $2,011
      per month*
  17. Premier Advantage Equity Access Loan

    • Offset Account
    • Redraw Available
    • Credit Card
    • Borrow up to 90%%
    • 4.85%
      p.a. variable
    • 5.00%
      p.a. Comparison
    • $2,049
      per month*
  18. Rocket Repay Home Loan

    • Offset Account
    • Redraw Available
    • Credit Card
    • Borrow up to 95%%
    • 5.29%
      p.a. variable
    • 5.34%
      p.a. Comparison
    • $2,114
      per month*
  19. Rocket Repay Home Loan

    • Offset Account
    • Redraw Available
    • Credit Card
    • Borrow up to 95%%
    • 5.29%
      p.a. variable
    • 5.35%
      p.a. Comparison
    • $2,114
      per month*
  20. Rocket Repay Home Loan

    • Offset Account
    • Redraw Available
    • Credit Card
    • Borrow up to 95%%
    • 5.33%
      p.a. variable
    • 5.38%
      p.a. Comparison
    • $2,122
      per month*
  21. Equity Access Loan

    • Offset Account
    • Redraw Available
    • Credit Card
    • Borrow up to 90%%
    • 5.65%
      p.a. variable
    • 5.71%
      p.a. Comparison
    • $2,191
      per month*

*Monthly Repayments

Monthly repayments are calculated to take into account the loan amount, repayment term and ongoing fees and charges over the life of the loan.

  • Variable rate loans show the monthly repayments at the current rate.
  • Fixed rate loans show the monthly repayment during the fixed period only.
  • Monthly repayment calculations are an approximate guide only. Speak to a LoanMarket Mortgage broker to understand the exact cost of a loan given your particular circumstances.

**Comparison Rates

A comparison rate is a tool to help consumers identify the true cost of a loan. It factors in the interest rate, loan amount, repayment term and ongoing fees and charges and displays this as a single percentage rate that can be used to compare various loans from different lenders.

Monthly Repayment and Comparison Rate* calculations do not include:

  • The use of account features such as early repayments and offset accounts which vary widely among loans and can reduce the cost of a loan significantly.
  • Cost savings such as fee waivers or special rate discounts.
  • Fees and charges associated with loan options or events that may or may not be used by the borrower, such as early repayment or redraw fees
  • Lenders Mortgage Insurance (LMI) which may be required to secure the loan and can increase the cost of the loan.
  • Government charges such as stamp duty or mortgage registration fees.
  • Fees and charges which aren’t available at the time the comparison rate is provided