Compare Home Loans with a Redraw Facility - Loan Market

Compare Home Loans with a Redraw Facility

Compare our lowest rates & repayments for home loans with a redraw facility.


Home loans with a redraw facility allow you to quickly redraw any additional repayments you have made, giving you access to fast cash when you need it.

Compare All Home Loan Rates & Repayments

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Lender
Loan Details
Interest
Comparison
Repayments
  1. Home Package Plus 1 Year Fixed SPECIAL

    • Offset Account
    • Redraw Available
    • Credit Card
    • Borrow up to 90%
    • 3.69%
      p.a. fixed
    • 3.97%
      p.a. Comparison
    • $1,788
      per month*
  2. Homeloans FlexiChoice Prime Standard

    • Offset Account
    • Redraw Available
    • Credit Card
    • Borrow up to 80%
    • 3.89%
      p.a. variable
    • 3.90%
      p.a. Comparison
    • $1,826
      per month*
  3. Homeloans Optima

    • Offset Account
    • Redraw Available
    • Credit Card
    • Borrow up to 80%
    • 3.83%
      p.a. variable
    • 3.92%
      p.a. Comparison
    • $1,831
      per month*
  4. 1 Year Fixed Rate

    • Offset Account
    • Redraw Available
    • Credit Card
    • Borrow up to 95%
    • 3.89%
      p.a. fixed
    • 4.98%
      p.a. Comparison
    • $1,834
      per month*
  5. VIP 80

    • Offset Account
    • Redraw Available
    • Credit Card
    • Borrow up to 80%
    • 3.94%
      p.a. variable
    • 3.96%
      p.a. Comparison
    • $1,836
      per month*
  6. Pro Pack Variable Special

    • Offset Account
    • Redraw Available
    • Credit Card
    • Borrow up to 80%
    • 3.79%
      p.a. variable
    • 3.94%
      p.a. Comparison
    • $1,836
      per month*
  7. Homeloans FlexiChoice Prime Pro Pack

    • Offset Account
    • Redraw Available
    • Credit Card
    • Borrow up to 80%
    • 3.79%
      p.a. variable
    • 3.94%
      p.a. Comparison
    • $1,836
      per month*
  8. Affinity Variable Rate Loan

    • Offset Account
    • Redraw Available
    • Credit Card
    • Borrow up to 90%
    • 3.96%
      p.a. variable
    • 3.98%
      p.a. Comparison
    • $1,840
      per month*
  9. Affinity Variable Rate Loan

    • Offset Account
    • Redraw Available
    • Credit Card
    • Borrow up to 90%
    • 3.96%
      p.a. variable
    • 3.98%
      p.a. Comparison
    • $1,840
      per month*
  10. Pro Pack Variable

    • Offset Account
    • Redraw Available
    • Credit Card
    • Borrow up to 95%
    • 3.96%
      p.a. variable
    • 3.98%
      p.a. Comparison
    • $1,840
      per month*
  11. Pro Pack Variable

    • Offset Account
    • Redraw Available
    • Credit Card
    • Borrow up to 90%
    • 3.96%
      p.a. variable
    • 3.97%
      p.a. Comparison
    • $1,840
      per month*
  12. Orange Advantage

    • Offset Account
    • Redraw Available
    • Credit Card
    • Borrow up to 80%
    • 3.89%
      p.a. variable
    • 3.98%
      p.a. Comparison
    • $1,843
      per month*
  13. Advantage Package 1 Yr Fixed Rate Loan

    • Offset Account
    • Redraw Available
    • Credit Card
    • Borrow up to 95%
    • 3.99%
      p.a. fixed
    • 4.48%
      p.a. Comparison
    • $1,845
      per month*
  14. Advantage Package 2 Yr Fixed Rate Loan

    • Offset Account
    • Redraw Available
    • Credit Card
    • Borrow up to 95%
    • 3.99%
      p.a. fixed
    • 4.44%
      p.a. Comparison
    • $1,845
      per month*
  15. 2 Year Fixed Rate

    • Offset Account
    • Redraw Available
    • Credit Card
    • Borrow up to 95%
    • 3.99%
      p.a. fixed
    • 4.91%
      p.a. Comparison
    • $1,853
      per month*
  16. Home Advantage 1 Year Fixed

    • Offset Account
    • Redraw Available
    • Credit Card
    • Borrow up to 95%
    • 3.89%
      p.a. fixed
    • 4.13%
      p.a. Comparison
    • $1,855
      per month*
  17. Secure Option Prime 80%

    • Offset Account
    • Redraw Available
    • Credit Card
    • Borrow up to 80%
    • 4.04%
      p.a. variable
    • 4.08%
      p.a. Comparison
    • $1,855
      per month*
  18. Homeloans Optima

    • Offset Account
    • Redraw Available
    • Credit Card
    • Borrow up to 90%
    • 3.96%
      p.a. variable
    • 4.05%
      p.a. Comparison
    • $1,856
      per month*
  19. Basic Variable Rate Loan

    • Offset Account
    • Redraw Available
    • Credit Card
    • Borrow up to 95%
    • 4.05%
      p.a. variable
    • 4.07%
      p.a. Comparison
    • $1,857
      per month*
  20. Basic Variable Rate Loan

    • Offset Account
    • Redraw Available
    • Credit Card
    • Borrow up to 95%
    • 4.05%
      p.a. variable
    • 4.07%
      p.a. Comparison
    • $1,857
      per month*
  21. Basic Variable Rate Loan

    • Offset Account
    • Redraw Available
    • Credit Card
    • Borrow up to 90%
    • 4.05%
      p.a. variable
    • 4.06%
      p.a. Comparison
    • $1,857
      per month*
  22. Basic Variable Rate Loan

    • Offset Account
    • Redraw Available
    • Credit Card
    • Borrow up to 90%
    • 4.05%
      p.a. variable
    • 4.06%
      p.a. Comparison
    • $1,857
      per month*
  23. Offset Home Loan Package

    • Offset Account
    • Redraw Available
    • Credit Card
    • Borrow up to 80%
    • 3.89%
      p.a. variable
    • 4.06%
      p.a. Comparison
    • $1,859
      per month*
  24. Horizon Variable 80

    • Offset Account
    • Redraw Available
    • Credit Card
    • Borrow up to 80%
    • 3.92%
      p.a. variable
    • 4.08%
      p.a. Comparison
    • $1,861
      per month*
  25. Classic Variable 80

    • Offset Account
    • Redraw Available
    • Credit Card
    • Borrow up to 80%
    • 4.08%
      p.a. variable
    • 4.10%
      p.a. Comparison
    • $1,863
      per month*

*Monthly Repayments

Monthly repayments are calculated to take into account the loan amount, repayment term and ongoing fees and charges over the life of the loan.

  • Variable rate loans show the monthly repayments at the current rate.
  • Fixed rate loans show the monthly repayment during the fixed period only.
  • Monthly repayment calculations are an approximate guide only. Speak to a LoanMarket Mortgage broker to understand the exact cost of a loan given your particular circumstances.

**Comparison Rates

A comparison rate is a tool to help consumers identify the true cost of a loan. It factors in the interest rate, loan amount, repayment term and ongoing fees and charges and displays this as a single percentage rate that can be used to compare various loans from different lenders.

Monthly Repayment and Comparison Rate* calculations do not include:

  • The use of account features such as early repayments and offset accounts which vary widely among loans and can reduce the cost of a loan significantly.
  • Cost savings such as fee waivers or special rate discounts.
  • Fees and charges associated with loan options or events that may or may not be used by the borrower, such as early repayment or redraw fees
  • Lenders Mortgage Insurance (LMI) which may be required to secure the loan and can increase the cost of the loan.
  • Government charges such as stamp duty or mortgage registration fees.
  • Fees and charges which aren’t available at the time the comparison rate is provided