Compare Low Document Home Loans - Loan Market

Compare Low Document Home Loans

Compare our lowest Low Doc home loan rates & repayments. Today's top deals from 30+ banks and specialty lenders.


Low Doc home loans have more flexible application requirements, which work well for self employed borrowers and other people who have trouble meeting the strict employment history requirements of standard home loans.

Loading spinner
Lender
Loan Details
Interest
Comparison
Repayments
  1. Fixed Rate Loan 3 Years Low Doc

    • Offset Account
    • Redraw Available
    • Credit Card
    • Borrow up to 80%
    • 4.14%
      p.a. fixed
    • 5.25%
      p.a. Comparison
    • $1,883
      per month*
  2. Fixed Rate Loan 2 Years Low Doc

    • Offset Account
    • Redraw Available
    • Credit Card
    • Borrow up to 80%
    • 4.14%
      p.a. fixed
    • 5.35%
      p.a. Comparison
    • $1,883
      per month*
  3. Fixed Rate Loan 1 Year Low Doc

    • Offset Account
    • Redraw Available
    • Credit Card
    • Borrow up to 80%
    • 4.14%
      p.a. fixed
    • 5.46%
      p.a. Comparison
    • $1,883
      per month*
  4. Fixed Rate Loan 4 Years Low Doc

    • Offset Account
    • Redraw Available
    • Credit Card
    • Borrow up to 80%
    • 4.34%
      p.a. fixed
    • 5.21%
      p.a. Comparison
    • $1,922
      per month*
  5. Fixed Rate Loan 5 Years Low Doc

    • Offset Account
    • Redraw Available
    • Credit Card
    • Borrow up to 80%
    • 4.34%
      p.a. fixed
    • 5.14%
      p.a. Comparison
    • $1,922
      per month*
  6. Fixed Rate Loan 2 Years Low Doc

    • Offset Account
    • Redraw Available
    • Credit Card
    • Borrow up to 80%
    • 4.39%
      p.a. fixed
    • 5.39%
      p.a. Comparison
    • $1,932
      per month*
  7. Fixed Rate Loan 3 Years Low Doc

    • Offset Account
    • Redraw Available
    • Credit Card
    • Borrow up to 80%
    • 4.49%
      p.a. fixed
    • 5.33%
      p.a. Comparison
    • $1,952
      per month*
  8. Fixed Rate Loan 1 Year Low Doc

    • Offset Account
    • Redraw Available
    • Credit Card
    • Borrow up to 80%
    • 4.64%
      p.a. fixed
    • 5.50%
      p.a. Comparison
    • $1,982
      per month*
  9. Fixed Rate Loan 4 Years Low Doc

    • Offset Account
    • Redraw Available
    • Credit Card
    • Borrow up to 80%
    • 4.79%
      p.a. fixed
    • 5.35%
      p.a. Comparison
    • $2,011
      per month*
  10. Fixed Rate Loan 5 Years Low Doc

    • Offset Account
    • Redraw Available
    • Credit Card
    • Borrow up to 80%
    • 4.99%
      p.a. fixed
    • 5.38%
      p.a. Comparison
    • $2,053
      per month*
  11. Nova Prime AAA

    • Offset Account
    • Redraw Available
    • Credit Card
    • Borrow up to 80%
    • 4.94%
      p.a. variable
    • 5.06%
      p.a. Comparison
    • $2,058
      per month*
  12. Nova Prime AAA

    • Offset Account
    • Redraw Available
    • Credit Card
    • Borrow up to 80%
    • 4.94%
      p.a. variable
    • 5.06%
      p.a. Comparison
    • $2,058
      per month*
  13. Rate Saver Home Loan Low Doc

    • Offset Account
    • Redraw Available
    • Credit Card
    • Borrow up to 80%
    • 5.06%
      p.a. variable
    • 5.12%
      p.a. Comparison
    • $2,066
      per month*
  14. Rate Saver Home Loan Low Doc

    • Offset Account
    • Redraw Available
    • Credit Card
    • Borrow up to 80%
    • 5.06%
      p.a. variable
    • 5.12%
      p.a. Comparison
    • $2,067
      per month*
  15. Breakthrough Lo Doc 80%

    • Offset Account
    • Redraw Available
    • Credit Card
    • Borrow up to 80%
    • 5.17%
      p.a. variable
    • 5.19%
      p.a. Comparison
    • $2,081
      per month*
  16. Breakthrough Lo Doc 80%

    • Offset Account
    • Redraw Available
    • Credit Card
    • Borrow up to 80%
    • 5.17%
      p.a. variable
    • 5.19%
      p.a. Comparison
    • $2,081
      per month*
  17. Free Prime AAA Low Doc

    • Offset Account
    • Redraw Available
    • Credit Card
    • Borrow up to 80%
    • 5.19%
      p.a. variable
    • 5.19%
      p.a. Comparison
    • $2,085
      per month*
  18. Free Prime AAA Low Doc

    • Offset Account
    • Redraw Available
    • Credit Card
    • Borrow up to 80%
    • 5.19%
      p.a. variable
    • 5.19%
      p.a. Comparison
    • $2,085
      per month*
  19. Premium Power Pack Alt Doc 80%

    • Offset Account
    • Redraw Available
    • Credit Card
    • Borrow up to 80%
    • 5.23%
      p.a. variable
    • 5.26%
      p.a. Comparison
    • $2,093
      per month*
  20. SmartDoc 1 Year Fixed

    • Offset Account
    • Redraw Available
    • Credit Card
    • Borrow up to 80%
    • 5.17%
      p.a. fixed
    • 5.33%
      p.a. Comparison
    • $2,096
      per month*
  21. Refresh Lo Doc Construction

    • Offset Account
    • Redraw Available
    • Credit Card
    • Borrow up to 80%
    • 5.24%
      p.a. variable
    • 5.33%
      p.a. Comparison
    • $2,105
      per month*
  22. Refresh Lo Doc

    • Offset Account
    • Redraw Available
    • Credit Card
    • Borrow up to 80%
    • 5.24%
      p.a. variable
    • 5.33%
      p.a. Comparison
    • $2,105
      per month*
  23. Homeloans Accelerate Prime Construction Alt Doc

    • Offset Account
    • Redraw Available
    • Credit Card
    • Borrow up to 80%
    • 5.24%
      p.a. variable
    • 5.32%
      p.a. Comparison
    • $2,105
      per month*
  24. Homeloans Accelerate Prime Alt Doc

    • Offset Account
    • Redraw Available
    • Credit Card
    • Borrow up to 80%
    • 5.24%
      p.a. variable
    • 5.32%
      p.a. Comparison
    • $2,105
      per month*
  25. Flexi Ultimate Alt Doc

    • Offset Account
    • Redraw Available
    • Credit Card
    • Borrow up to 80%
    • 5.27%
      p.a. variable
    • 5.36%
      p.a. Comparison
    • $2,111
      per month*

*Monthly Repayments

Monthly repayments are calculated to take into account the loan amount, repayment term and ongoing fees and charges over the life of the loan.

  • Variable rate loans show the monthly repayments at the current rate.
  • Fixed rate loans show the monthly repayment during the fixed period only.
  • Monthly repayment calculations are an approximate guide only. Speak to a LoanMarket Mortgage broker to understand the exact cost of a loan given your particular circumstances.

**Comparison Rates

A comparison rate is a tool to help consumers identify the true cost of a loan. It factors in the interest rate, loan amount, repayment term and ongoing fees and charges and displays this as a single percentage rate that can be used to compare various loans from different lenders.

Monthly Repayment and Comparison Rate* calculations do not include:

  • The use of account features such as early repayments and offset accounts which vary widely among loans and can reduce the cost of a loan significantly.
  • Cost savings such as fee waivers or special rate discounts.
  • Fees and charges associated with loan options or events that may or may not be used by the borrower, such as early repayment or redraw fees
  • Lenders Mortgage Insurance (LMI) which may be required to secure the loan and can increase the cost of the loan.
  • Government charges such as stamp duty or mortgage registration fees.
  • Fees and charges which aren’t available at the time the comparison rate is provided