Compare Home Loans - Loan Market

Compare Home Loans

Compare our lowest home loan rates & repayments. Today's top deals from 30+ banks and specialty lenders.

Fixed Rates Variable Rates Low Deposit Loans Offset + Redraw Loans Compare Big4 Banks Thumb anz logo 1 3 Thumb commonwealth bank logo 1 3 Thumb westpac logo 1 3 Thumb national australia bank logo 1 3 Thumb suncorp bank logo 1 3 Thumb st george logo 1 3 Thumb heritage bank limited logo 1 3 Thumb ing logo 1 3 Thumb macquarie bank mortgage solutions logo 1 3 Thumb citibank logo 1 3 Thumb bankwest logo 1 3 Thumb adelaide bank logo 1 3 Thumb me bank logo 1 3 Thumb amp limited logo 1 3 Thumb homeloans ltd logo 1 3 Thumb banksa logo 1 3

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Lender
Loan Details
Interest
Comparison
Repayments
  1. Flexible Home Loan 1 Year Fixed 90%

    • Offset Account
    • Redraw Available
    • Credit Card
    • Borrow up to 90%
    • 3.99%
      p.a. fixed
    • 5.23%
      p.a. Comparison
    • $1,845
      per month*
  2. VIP 1 Year Fixed 90

    • Offset Account
    • Redraw Available
    • Credit Card
    • Borrow up to 90%
    • 3.99%
      p.a. fixed
    • 4.15%
      p.a. Comparison
    • $1,845
      per month*
  3. VIP 1 Year Fixed 80

    • Offset Account
    • Redraw Available
    • Credit Card
    • Borrow up to 80%
    • 3.99%
      p.a. fixed
    • 3.96%
      p.a. Comparison
    • $1,845
      per month*
  4. Flexible Home Loan 1 Year Fixed 90%

    • Offset Account
    • Redraw Available
    • Credit Card
    • Borrow up to 95%
    • 3.99%
      p.a. fixed
    • 5.23%
      p.a. Comparison
    • $1,845
      per month*
  5. Fixed Rate Home Loan 2 Years

    • Offset Account
    • Redraw Available
    • Credit Card
    • Borrow up to 95%
    • 3.94%
      p.a. fixed
    • 5.35%
      p.a. Comparison
    • $1,846
      per month*
  6. Fixed Rate Home Loan 3 Years

    • Offset Account
    • Redraw Available
    • Credit Card
    • Borrow up to 95%
    • 3.94%
      p.a. fixed
    • 5.23%
      p.a. Comparison
    • $1,846
      per month*
  7. Fixed Rate Home Loan 3 Years

    • Offset Account
    • Redraw Available
    • Credit Card
    • Borrow up to 90%
    • 3.94%
      p.a. fixed
    • 5.22%
      p.a. Comparison
    • $1,846
      per month*
  8. Fixed Rate Home Loan 2 Years

    • Offset Account
    • Redraw Available
    • Credit Card
    • Borrow up to 90%
    • 3.94%
      p.a. fixed
    • 5.34%
      p.a. Comparison
    • $1,846
      per month*
  9. Homeloans Optima

    • Offset Account
    • Redraw Available
    • Credit Card
    • Borrow up to 90%
    • 3.91%
      p.a. variable
    • 4.00%
      p.a. Comparison
    • $1,847
      per month*
  10. Fixed 2 Year

    • Offset Account
    • Redraw Available
    • Credit Card
    • Borrow up to 80%
    • 3.95%
      p.a. fixed
    • 3.96%
      p.a. Comparison
    • $1,848
      per month*
  11. Offset Home Loan Package

    • Offset Account
    • Redraw Available
    • Credit Card
    • Borrow up to 80%
    • 3.84%
      p.a. variable
    • 4.01%
      p.a. Comparison
    • $1,850
      per month*
  12. Tailored Home Loan 2 Years Fixed 80%

    • Offset Account
    • Redraw Available
    • Credit Card
    • Borrow up to 80%
    • 3.98%
      p.a. fixed
    • 5.09%
      p.a. Comparison
    • $1,852
      per month*
  13. Tailored Home Loan 2 Years Fixed

    • Offset Account
    • Redraw Available
    • Credit Card
    • Borrow up to 95%
    • 3.98%
      p.a. fixed
    • 5.09%
      p.a. Comparison
    • $1,852
      per month*
  14. 2 Year Fixed Rate

    • Offset Account
    • Redraw Available
    • Credit Card
    • Borrow up to 95%
    • 3.99%
      p.a. fixed
    • 5.01%
      p.a. Comparison
    • $1,853
      per month*
  15. Tailored Home Loan 1 Year Fixed

    • Offset Account
    • Redraw Available
    • Credit Card
    • Borrow up to 95%
    • 3.99%
      p.a. fixed
    • 5.19%
      p.a. Comparison
    • $1,853
      per month*
  16. Simplicity Plus

    • Offset Account
    • Redraw Available
    • Credit Card
    • Borrow up to 90%
    • 4.03%
      p.a. variable
    • 4.04%
      p.a. Comparison
    • $1,853
      per month*
  17. Back to Basics Variable Loan Better Together Bundle

    • Offset Account
    • Redraw Available
    • Credit Card
    • Borrow up to 95%
    • 4.03%
      p.a. variable
    • 4.03%
      p.a. Comparison
    • $1,853
      per month*
  18. Tailored Home Loan 1 Year Fixed 80%

    • Offset Account
    • Redraw Available
    • Credit Card
    • Borrow up to 80%
    • 3.99%
      p.a. fixed
    • 5.19%
      p.a. Comparison
    • $1,853
      per month*
  19. Basic Flyer Home Loan Fixed 3 Years

    • Offset Account
    • Redraw Available
    • Credit Card
    • Borrow up to 95%
    • 4.04%
      p.a. fixed
    • 4.16%
      p.a. Comparison
    • $1,855
      per month*
  20. Home Advantage 1 Year Fixed

    • Offset Account
    • Redraw Available
    • Credit Card
    • Borrow up to 95%
    • 3.89%
      p.a. fixed
    • 4.22%
      p.a. Comparison
    • $1,855
      per month*
  21. Basic Flyer Home Loan Fixed 3 Years

    • Offset Account
    • Redraw Available
    • Credit Card
    • Borrow up to 80%
    • 4.04%
      p.a. fixed
    • 3.93%
      p.a. Comparison
    • $1,855
      per month*
  22. SmartSaver Variable

    • Offset Account
    • Redraw Available
    • Credit Card
    • Borrow up to 90%
    • 4.04%
      p.a. variable
    • 4.05%
      p.a. Comparison
    • $1,855
      per month*
  23. Fixed 3 Year

    • Offset Account
    • Redraw Available
    • Credit Card
    • Borrow up to 80%
    • 3.99%
      p.a. fixed
    • 3.97%
      p.a. Comparison
    • $1,855
      per month*
  24. Basic Flyer Home Loan Fixed 3 Years

    • Offset Account
    • Redraw Available
    • Credit Card
    • Borrow up to 90%
    • 4.04%
      p.a. fixed
    • 4.01%
      p.a. Comparison
    • $1,855
      per month*
  25. Basic Variable Rate Loan

    • Offset Account
    • Redraw Available
    • Credit Card
    • Borrow up to 90%
    • 4.05%
      p.a. variable
    • 4.06%
      p.a. Comparison
    • $1,857
      per month*

*Monthly Repayments

Monthly repayments are calculated to take into account the loan amount, repayment term and ongoing fees and charges over the life of the loan.

  • Variable rate loans show the monthly repayments at the current rate.
  • Fixed rate loans show the monthly repayment during the fixed period only.
  • Monthly repayment calculations are an approximate guide only. Speak to a LoanMarket Mortgage broker to understand the exact cost of a loan given your particular circumstances.

**Comparison Rates

A comparison rate is a tool to help consumers identify the true cost of a loan. It factors in the interest rate, loan amount, repayment term and ongoing fees and charges and displays this as a single percentage rate that can be used to compare various loans from different lenders.

Monthly Repayment and Comparison Rate* calculations do not include:

  • The use of account features such as early repayments and offset accounts which vary widely among loans and can reduce the cost of a loan significantly.
  • Cost savings such as fee waivers or special rate discounts.
  • Fees and charges associated with loan options or events that may or may not be used by the borrower, such as early repayment or redraw fees
  • Lenders Mortgage Insurance (LMI) which may be required to secure the loan and can increase the cost of the loan.
  • Government charges such as stamp duty or mortgage registration fees.
  • Fees and charges which aren’t available at the time the comparison rate is provided