Mortgage Broker servicing the Gold Coast
Why use a mortgage broker?
Home Loan Pre-approval
A home loan pre-approval, means that you can shop for your dream home knowing that the lender has already said yes. This puts you in a much better place when negotiating on price and also allows you to stay within your budget.
First Home Buyers
Many of my clients are first home buyers and I know this is an exciting time; it is also a time to make sure that you have the right assistance with the choices you make.
Family Guarantee Loans
Ideal for first time home buyers who service well on their income for a loan but lack savings for the deposit. This solution avoids lenders mortgage insurance – saving thousands on the loan.
I can assist you with purchasing your investment property whether you’re starting off or an experienced property investor.
Significant savings can be achieved by consolidating all of those debts that have a high interest rate into your home loan.
I can assist you in refinancing your mortgage to another lender, by negotiating a better rate or conditions of the loan. I will help by explaining the costs associated and show the benefits, so that you may make a more informed decision.
Low Document Loans
Low doc loans or Low documentation loans for self employed people, means just that. If you don’t have your tax returns ready or you don’t have the full financial history required to satisfy the lender then you may not qualify for a standard loan.
Do you have a grip on your finances?
Do you know how much you owe, what your super balance is or what interest rates are around right now? If you don’t, you’re not alone.
More and more people are using brokers
Mortgage brokers are being used now more than ever. Why is this happening?
Is now the time for first home buyers?
If you’re a first home buyer with your finances in order and a good credit record - the odds are in your favour! If the data is anything to go by, opportunities will only get better.