NSW Award Winning Mortgage Broker in Double Bay
I'm so proud to have recently been awarded the Best Residential Broker at the NSW Better Business Awards and that would not have been possible without your help.
I am very proud of this achievement and what this means to my clients. I pride myself on putting you at the forefront of everything I do and will always strive to save you time and money when it comes to finding the right loan, while providing the best customer service.
If your financial goals have changed or you have any questions with your existing loan, please let me know and I’d be happy to have a chat with you.
Want to know about me and my business? Watch the videos below!
Your local mortgage broker in Double Bay
My financial planning experience sets me apart from other mortgage brokers. I can not only help you find the perfect home loan, but also streamline your personal finances - giving you more control over your money and the freedom to enjoy the life you love.
Whether you're buying or selling a property, I can support you through the mortgage process from the start to finish. Regardless of whether you're a first-time buyer, looking to refinance or a seasoned investor, I can help you track down a home loan that suits your circumstances and lifestyle.
2018 REB Award Winner Best Residential Broker Australia
2018 Australian Broking Awards 2018 Finalist Best Residential Broker Australia
2018 Better Business Awards Winner Best Residential Broker NSW
2018 MFAA Excellence Awards Finalist NSW/ACT Residential Finance Broker Award
2017 Australian Mortgage Awards Finalist Brokerage of the Year Australia
Loan Market Awards:
2017 No. 1 Broker in Ray White NSW Receipted Settlements
2017 No. 2 Broker in Ray White International Settlements
2017 No. 5 Broker International
2017 Career Milestone $350 Million settlements
2017 Platinum Elite Broker
2017 Platinum Customer Satisfaction
Daniel Pym and Tommy Nguyen | 2018 MFAA Excellence Awards
Getting money to buy your home can feel overwhelming, but I can help you understand the basics of buying your home.
Many self-employed borrowers talk to a mortgage broker over a lender because they want a wider range of home loan options. Talking to me is like having your own personal finance expert to help you secure a competitive home loan with the right lender.
A good investment loan can make property investment a much smoother process. Investment loans vary depending on what you are looking to achieve, and can be either very simple (like your standard home loan), or something more complex that helps you to make effective use of tax, gearing and repayments.
We’re starting later, it’s costing more - is the property dream unreachable in 2020?
Once upon a time, let’s call it the 80s, the average Australian would buy their first home at the age of 24. Here we are, three decades later, and buying property doesn’t occur until we’re 35. Why is that? Is it thanks to the price of housing in our popular cities, and the militant discipline required to save a gigantic deposit? Or is it that we’ve decided to ‘live a little’ in our twenties, choosing renting and share-housing over striving to attain our first property asset? And is property still the asset class it used to be? Let’s discuss.
The race to the bottom; banks start zealously cutting rates
In the midst of a terrifying and rough summer for much of Australia, it’s odd to reflect on the season that has been for real estate. It’s been a while since the temperature of the housing and home loan market has been so pleasant. Record low rates, looser credit criteria, lender competition, government incentives, much more market activity and property price growth have been coinciding of late. The sentiment has changed and it can be seen in renewed investor and owner-occupier activity, banks proudly shouting about new low rates, and first-timers getting a gift from the government.
Is your cash making you poorer?
You know the phrase, “asset rich, cash poor”? It’s never been uttered in a more provocative environment. Even if you’re generally flush with cash, cash as an investment type is hamstrung these days by the central bank cash rate, meaning you’re poorer than you need to be. Let me say it straight. Cash, right now, is kinda useless as an investment. Rates are about as low as they can go (or are they?) so any cash investments still held are no longer helping your cause. That’s presuming the cause is wealth creation. Cash investments are simply not delivering the returns and the low risk profile that have made them popular for so long.