Negative gearing, capital gains and a possible Labor victory
With the recent leadership spill - many questions have been raised. What does it mean for Australians and the housing market? Two things come to mind…
DANIEL PYM - BLOG
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Rates are rising, but who will join the party?
Westpac has broken the rate rise stalemate between the Big4 when it decided to raise home loan interest rates. With the official cash rate staying put by the Reserve Bank of Australia (RBA) and 3 of the Big4 now with a rate rise in play, who else will play copy cat and hike up their rates too?
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Bank or broker? Who should help you with your loan.
While there’s a lot to know when it comes to getting competitive, hassle-free advice on a loan, the question remains do you go with your bank or a mortgage broker?
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Brush that mortgage out of your hair
Paying off your mortgage becomes second nature, like walking your dog or cleaning your teeth. But should you look at how you could pay it off sooner?
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National real estate snapshot
Australia's housing market has been running at full pelt since 2012 and is now taking a breather. Spectacular growth can be interesting with some sale prices below purchase prices.
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Up-to-the-minute RBA
The RBA minutes are published two weeks after each meeting and, while they’re probably not recommended as fascinating holiday reading, they do provide great insight into the rationale of decisions and how the RBA board sees the economic future of Australia.
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Daniel Pym named Broker of the Year
Loan Market Double Bay director Daniel Pym has received the prestigious title of Residential Mortgage Broker of the Year at the Real Estate Business (REB) Awards held Thursday 19 July at The Star, Sydney.
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Brokers are in demand when it comes to home loans.
More and more Australians are choosing brokers when it comes to getting a home loan. Recent numbers sourced by Mortgage and Finance Association of Australia (MFAA) have shown that broker demand is on the rise.
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Life happens. Make sure you are protected.
As a broker, my job is to make sure you have the right loan to reach your goals. It's also my job to make sure you're protected from the good, the bad and the ugly when 'life happens'
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Loan Market dominates industry awards, winning Major Brokerage of the Year - Franchise
Family-owned finance group, Loan Market has dominated the 2018 Australian Broker Awards, winning six titles including ‘Major Brokerage of the Year – Franchise’, more than double any other brand.
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How to buy a new home before selling. Bridging finance explained.
Many of your clients will need to sell their existing home to purchase a new one so it helps to understand their finance options. The sale of a property doesn't always align with the purchase of a new property so I often recommend a bridging loan to ease financial strain during the transition.
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Home Loan Refinancing: The Complete Guide
Your monthly mortgage payment is probably the biggest expense item in your monthly household budget, so how can you save more on your home loan? Refinancing offers you the possibility of saving on your mortgage, both in the short term and over the long run. However, you'll want to explore differe...
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Equity in property investment
You may have access to some equity in your home if you have taken out a loan and have been paying it off for some time.