Have you heard of repricing? It could save you money.
Property auction clearance rates in our capital cities are tracking in the low 40% and credit lending has tightened. One thing is clear - you have options.
DANIEL PYM - BLOG
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Apps to save your pennies.
We know the frustration that comes from meeting with your bank, only to be told that you just aren’t financially ready. Here’s what you can do today that will set you up to be the perfect match for lenders in the future.
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Which Bank?
Yesterday Matt Commyn, CEO, Commonwealth Bank of Australia (CBA) made comment to the banking Royal Commission. When Mr Commyn was asked 'what ongoing service do brokers provide to customers to earn trail payment?' His response was "little to no" service.
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Pubs, Cafes & Commercial Strata Finance - All in a Days Work
Recently I've assisted a number of clients purchase and refinance commercial properties, including a petrol station, truck stop/cafe, block of apartments, pub, industrial premises...
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Do you have a grip on your finances?
Do you know how much you owe, what your super balance is or what interest rates are around right now? If you don’t, you’re not alone.
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More and more people are using brokers
Mortgage brokers are being used now more than ever. Why is this happening?
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Is now the time for first home buyers?
If you’re a first home buyer with your finances in order and a good credit record - the odds are in your favour! If the data is anything to go by, opportunities will only get better.
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The Ultimate First Home Buyer’s Knowledge Toolkit
From saving for a deposit to the sales process, buying your first home involves detailed steps. Learn about it all with this guide from Loan Market.
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Royal Commission revelations: who do I work for?
On September 28, Commissioner Kenneth Hayne released his interim report into the Banking and Finance industry which, at this stage, raises more questions than answers. The final report is due out in February, 2019 however with all the media commentary over the weekend, I thought I’d take the oppo...
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This is in your interest
A certain “set and forget” mentality slips in with mortgages. Money leaves your account to nibble on your mortgage. Meanwhile, you get on with other things. But here’s the question — if you have an interest only mortgage (IO) when does it switch to principal and interest (P&I)?
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The challenges facing residential prices
After five years of stunning price growth, Australian residential property prices have just fallen for the eleventh month in a row according to a recent report from Core Logic.
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Negative gearing, capital gains and a possible Labor victory
With the recent leadership spill - many questions have been raised. What does it mean for Australians and the housing market? Two things come to mind…
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Rates are rising, but who will join the party?
Westpac has broken the rate rise stalemate between the Big4 when it decided to raise home loan interest rates. With the official cash rate staying put by the Reserve Bank of Australia (RBA) and 3 of the Big4 now with a rate rise in play, who else will play copy cat and hike up their rates too?