First Home Buyers
What an exciting and yet stressful time in your life! I still remember how nervous I was when I bought my first unit. I now take that feeling with me into meetings with my clients.
I can help you with your purchase, guide you through the process, and answer all those questions in your head like:
- How much can I borrow?
- What deposit do I need?
- What is mortgage insurance?
- What is the difference between variable and fixed rate home loans?
- What is an offset account?
As your mortgage and finance broker, I will be there with you from application through to settlement. I intend to keep things simple, whilst attempting to explain things without the use of any technical jargon.
If there is one piece of advice I can give you, it is to obtain pre-approval before you start looking at properties. It is so disheartening when you find the house of your dreams, only to lose it to someone who was better prepared and had their finance pre-approved.
Know what you can afford and shop for a property with confidence.