DAVID ALLEN BLOG

As home finance experts, we love keeping Australians like you up to speed on finance news, home advice and tips to grow your wealth.

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    Number crunch: The nitty gritty of buying your home

    Buying your first place? The numbers can be scary, that’s for sure. But while the kinds of figures involved are intimidating, knowledge is power. And if you can get your head around these basics, you’re honestly most of the way there.

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    Brush up on your loans. The loan-type cheat sheet.

    You’d think a loan was a loan, wouldn’t you? But there’s a surprising number of variations. So it’s worth running your eye over our little cheat sheet – it really helps you choose the type that’s right for you when the time comes...

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    The loan process demystified

    We know, your first steps in property can feel daunting. It’s all strange terms, huge outlays, and the feeling like one mistake and the roof will come down on you. So, we’ve laid out the loan process to help you cruise through like a pro.

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    Q and A: Your big questions answered

    There’s a lot to know about loans, especially if you’re taking one out for the first time. So let’s knock over some of the common ones, and hope they’re some of yours...

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    Understanding costs as an investor - know what you're up for

    An investment property has much the same initial costs as a property you live in, but there are a few ongoing costs you need to have on your radar.

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    The loan process explained - how a broker can help

    The role of a mortgage broker is to make the home loan process as smooth as possible for someone wanting to buy a property. When you need to secure finance, it’s hard to know where to start.

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    How a credit report affects a loan application

    As part of the approval process when applying for any type of finance, a lender will run a thorough check on your credit report to find out about your credit track record.

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    Thinking of investing in property? Here’s what you should know

    If you’re thinking about buying an investment property in 2018 but you could benefit from some guidance, you’ve come to the right place. We understand that dipping your toes into the world of property investing can appear daunting, that’s why we’re here to bring confidence to your decisions.

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    Time to refinance?

    Set and forget might work with the oven timer...not so much with your mortgage. Twenty-five years is a long time and things change.

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    Refinancing Myths: BUSTED

    Despite what you might have heard on the rumour mill, refinancing* your mortgage gives you the opportunity to take advantage of competitive rates and secure a better deal than you previously had.

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    3 reasons to refinance your home loan

    Sick of interest repayments eating away at your dreams of renovations, investment properties and travel? Staying on top of your mortgage with the right lender and mortgage product is not as hard as you think.

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    The sweet, sweet benefits of mortgage refinancing

    Wouldn’t it be nice to not spend the last week of the month stressing about making your loan repayments? To have a little more money in the bank for the fun things in life (hello, weekends away).

  13. Tile wondering how to use your refinancing capital

    Wondering how to use your refinancing capital?

    How many times have you watched the TV show, The Block, and said ‘I could do better’?