The many ways to analyse and structure a loan

There are many ways to structure and split a loan – here are some aspects showing the large amount of combinations that we can help you understand.

  • Transaction type – purchase / refinance / pre approval / variations or top ups
  • Loan purpose – owner occupier / investor / commercial / business
  • Loan types and features – basic / offset accounts / line of credit
  • Repayment types – principal & interest / interest only / capitalising interest / interest in advance
  • Repayment frequency – monthly / fortnightly
  • Interest rate type – variable / fixed
  • Other loan features – family pledge / construction / bridging
  • Property types – residential – units, houses, vacant land / commercial / development
  • Borrower / ownership – individuals / companies / trusts
  • Life stage – existing property owners / first home buyer / upgrading / downsizing
  • Employment type – PAYG / self-employed / business owners

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Customers from any job and profession – just some of the people we have helped…

  • Accountants (YES – accountants often use Mortgage Brokers too)
  • Bank staff and management (YES, people who work for banks often use brokers)
  • Business owners
  • Doctors, nurses and medical professionals
  • Engineers
  • Graphic designers
  • Hairdressers
  • Managers
  • Photographers
  • Public service
  • Solicitors
  • Teachers
  • Tradesmen
  • Restauranteurs

It just doesn’t matter what your job or profession is, we deal with everybody.

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