Mortgage Broker servicing Dandenong, Berwick, Cranbourne and surrounding suburbs
With interest rates at historical lows and competition between lenders being fierce, it can be an opportune time to re-examine your current lender’s offering.
The Self Employed Borrower
Unlike a PAYG employee who generally only have to provide a couple of pay slips a self-employed borrower has to provide more detailed paper work. This includes up to date tax returns and business financials for at least for 2 full financial years, although there are a couple of lenders who will accept one year financials.
SMSF – Self Managed Super Fund.
This specialised lending is used to purchase residential or commercial property using your SMSF structure. Again this type of lending has its own lending criteria.
Get your next business loan quick and easy. You’ve got big plans. Maybe you want to buy extra stock for your business, need an injection of cash to pay down debt, or your thinking about finally buying that new car you had your eye on. Just one problem—you’re not sure you qualify for a loan from a traditional lender. You don’t have time to wait—you need the cash. Now!
First Home Buyer
As a First Home Buyer, it can be an exciting but also a stressful time. One way to make the process less stressful is to use an experienced mortgage broker. Going to your local bank may not be the best course of action. Their goal is to promote their limited range of products and their company.
Negative gearing, capital gains and a possible Labor victory
With the recent leadership spill - many questions have been raised. What does it mean for Australians and the housing market? Two things come to mind…
Rates are rising, but who will join the party?
Westpac has broken the rate rise stalemate between the Big4 when it decided to raise home loan interest rates. With the official cash rate staying put by the Reserve Bank of Australia (RBA) and 3 of the Big4 now with a rate rise in play, who else will play copy cat and hike up their rates too?
Bank or broker? Who should help you with your loan.
While there’s a lot to know when it comes to getting competitive, hassle-free advice on a loan, the question remains do you go with your bank or a mortgage broker?