Mortgage Broker servicing Dandenong, Berwick, Cranbourne and surrounding suburbs
With interest rates at historical lows and competition between lenders being fierce, it can be an opportune time to re-examine your current lender’s offering.
The Self Employed Borrower
Unlike a PAYG employee who generally only have to provide a couple of pay slips a self-employed borrower has to provide more detailed paper work. This includes up to date tax returns and business financials for at least for 2 full financial years, although there are a couple of lenders who will accept one year financials.
SMSF – Self Managed Super Fund.
This specialised lending is used to purchase residential or commercial property using your SMSF structure. Again this type of lending has its own lending criteria.
Get your next business loan quick and easy. You’ve got big plans. Maybe you want to buy extra stock for your business, need an injection of cash to pay down debt, or your thinking about finally buying that new car you had your eye on. Just one problem—you’re not sure you qualify for a loan from a traditional lender. You don’t have time to wait—you need the cash. Now!
First Home Buyer
As a First Home Buyer, it can be an exciting but also a stressful time. One way to make the process less stressful is to use an experienced mortgage broker. Going to your local bank may not be the best course of action. Their goal is to promote their limited range of products and their company.
Number crunch: The nitty gritty of buying your home
Buying your first place? The numbers can be scary, that’s for sure. But while the kinds of figures involved are intimidating, knowledge is power. And if you can get your head around these basics, you’re honestly most of the way there.
Brush up on your loans. The loan-type cheat sheet.
You’d think a loan was a loan, wouldn’t you? But there’s a surprising number of variations. So it’s worth running your eye over our little cheat sheet – it really helps you choose the type that’s right for you when the time comes...
The loan process demystified
We know, your first steps in property can feel daunting. It’s all strange terms, huge outlays, and the feeling like one mistake and the roof will come down on you. So, we’ve laid out the loan process to help you cruise through like a pro.