Mortgage Broker servicing Dandenong, Berwick, Cranbourne and surrounding suburbs
With interest rates at historical lows and competition between lenders being fierce, it can be an opportune time to re-examine your current lender’s offering.
The Self Employed Borrower
Unlike a PAYG employee who generally only have to provide a couple of pay slips a self-employed borrower has to provide more detailed paper work. This includes up to date tax returns and business financials for at least for 2 full financial years, although there are a couple of lenders who will accept one year financials.
SMSF – Self Managed Super Fund.
This specialised lending is used to purchase residential or commercial property using your SMSF structure. Again this type of lending has its own lending criteria.
Get your next business loan quick and easy. You’ve got big plans. Maybe you want to buy extra stock for your business, need an injection of cash to pay down debt, or your thinking about finally buying that new car you had your eye on. Just one problem—you’re not sure you qualify for a loan from a traditional lender. You don’t have time to wait—you need the cash. Now!
First Home Buyer
As a First Home Buyer, it can be an exciting but also a stressful time. One way to make the process less stressful is to use an experienced mortgage broker. Going to your local bank may not be the best course of action. Their goal is to promote their limited range of products and their company.
Have you heard of repricing? It could save you money.
Property auction clearance rates in our capital cities are tracking in the low 40% and credit lending has tightened. One thing is clear - you have options.
Apps to save your pennies.
We know the frustration that comes from meeting with your bank, only to be told that you just aren’t financially ready. Here’s what you can do today that will set you up to be the perfect match for lenders in the future.
Do you have a grip on your finances?
Do you know how much you owe, what your super balance is or what interest rates are around right now? If you don’t, you’re not alone.