Mortgage Broker servicing Pemulwuy, Wetherill Park, Girraween and surrounding suburbs
George’s focus is customer service by continuously taking ownership, following up and providing customers with frequent status updates. Combining both his 17 years of finance and personal property experience, becoming a mortgage broker was an obvious choice. It has allowed George to share his knowledge with his clients and utilize his skill set to provide them with the most professional assistance they need in a most trying time, and that’s something he’s passionate about.
Purchasing your first home
Buying a home may seem like a daunting task, however making sure you’re prepared will make it a smoother experience.
First home buyers (NSW)
Being a first home buyer may make you eligible to one of NSW Government’s home buyers grants or concessions. We are able to assess whether you are eligible for the grant or concessions at the same time as assisting you with your home loan.
If you have equity built up in your home, need to consolidate various debts to save money, move to a loan with a more competitive rate, or simply your needs have changed, then refinancing may be an option for you.
Being self-employed can mean fluctuations in income. This adds another layer to the home application process.
Purchasing an Investment Property
When setting out to invest in property, understanding the responsibilities of property investment is important. You should consider whether the benefits of property investment align to your financial objectives and personal situation.
Selling your home? Here are the first steps to take
There is more to selling your home than putting up a ‘For Sale’ sign on your front lawn. Here are the first things you should check off your list to help you get the largest return from your investment and to ensure the process runs as smoothly as possible. CHOOSE A QUALITY AGENT Asking family and friends who have purchased or sold a property about their experience is a great way to ensure the agent you’ve enlisted will provide quality service. A website and promotional material will always highlight the agent in the best possible way, but word of mouth and past client reviews will show their true colours. Make sure the agent specialises in your area and is someone you feel comfortable around as they don’t just negotiate prices on your behalf, they also act as a mediator and represent you as a vendor. PREPARE THE PAPERWORK Getting together all the documents required is a tedious yet necessary part of the process. Before a property can be marketed for sale, your agent requires a copy of the Contract from your legal representative. From a disclosure document to a home loan pre-approval, ensure all the paperwork is prepared in time to ensure it all runs smoothly. DON'T TAKE THINGS PERSONALLY Remember this is a business transaction; don’t feel insulted if you receive feedback on the property that doesn’t match how you feel about your home. To ensure you come out with the best deal, remove all emotion and think of your house as a commodity. YOUR PROPERTY WON'T SELL ITSELF Thinking that your home will sell itself can be a costly mistake. Despite how much you like the way you have it set up, furniture, flooring and painting changes can make a big difference to the property’s wider appeal, and marketing it widely can increase the competition and, therefore, the price. Engage in a thorough marketing campaign and invest in presenting your property in its best light. Trusting your agent’s strategy can help secure the best financial result. SPEAK TO YOUR BROKER If you are making a decision to sell, speak to your finance broker to ensure that your plans after selling – whether they are buying a similar property, upgrading or building – are actually feasible. Speak to your broker first to make sure your plans for post-settlement are realistic. There is nothing worse than selling your home and then not being able to achieve what you had set out to do. SURROUND YOURSELF WITH A GOOD TEAM When all of the people in your network, including your broker, conveyancer and agent, communicate effectively, you should be blissfully unaware of any minor issues that pop up during the course of the sale. MFAA accredited finance brokers such as myself must meet the highest industry standards, so they will be able to refer you to a great agent and other professionals that will help make the home selling process flow with minimal stress.