Greater Springfield Finance Specialists
If you're looking for a home, business, car or equipment loan, Loan Market Greater Springfield can guide you through the ever-changing lending market.
Our team works hard to understand your needs and find the right solution through one of many accessible panel lenders.
An Award-Winning Business
The team at Loan Market Greater Springfield were named the Best Community Engagement Program at the 2017, 2018 & 2019 at the Queensland Better Business Awards.
We have also received awards from the Mortgage and Finance Association of Australia Awards for Community Champion Award both in Qld in 2016 & 2019 and also taking home the National Award in 2016.
They are all local residents and not only know the banking environment, they also have a wealth of knowledge of the region and its real estate markets.
So, if you're looking for a new home, new car or just a better deal call or email today - firstname.lastname@example.org or call 1800 787 909
What is a Mortgage Broker?
A mortgage broker is a trusted professional who is an expert in lending, and offers a one-stop-shop for all your financial and lifestyle needs. Whether it’s a home loan, personal loan, car loan or a commercial or business loan, a mortgage broker can guide you through the process. We’ll do the research, identify the most suitable loan option and find you the most appropriate outcome to suit your personal circumstances. A Loan Market mortgage broker works for you, not for the banks.
Buying your home can be an exciting, not to mention a big financial commitment. The team at Loan Market are here to guide you throughout the home purchase process. We live and work in the Greater Springfield region, so can offer localised advice when buying your dream home.
Talk to the Loan Market team today to find out how you can make good use of loan features such as redraw, offset and additional repayments to help manage your investment loan.
Talk to the Loan Market team today to find out more about your low documentation home loan options.
Self Managed Super Fund Loans
We can assist with the loan arrangement for this strategy once this has all been established.
Reverse Mortgage & Accommodation Bond Loans
Reverse mortgages and Accommodation Bond Loans allow you to borrow money using the equity in your home as security. The loan can be taken as a lump sum, a regular income stream, a line of credit or a combination of these options.
Car & Equipment Finance
We’ll make sure we get to the bottom of what’s important to you. By explaining the process up front, you’ll have a clear understanding of the process and why a certain loan structure might be chosen over another.
We’re starting later, it’s costing more - is the property dream unreachable in 2020?
Once upon a time, let’s call it the 80s, the average Australian would buy their first home at the age of 24. Here we are, three decades later, and buying property doesn’t occur until we’re 35. Why is that? Is it thanks to the price of housing in our popular cities, and the militant discipline required to save a gigantic deposit? Or is it that we’ve decided to ‘live a little’ in our twenties, choosing renting and share-housing over striving to attain our first property asset? And is property still the asset class it used to be? Let’s discuss.
The race to the bottom; banks start zealously cutting rates
In the midst of a terrifying and rough summer for much of Australia, it’s odd to reflect on the season that has been for real estate. It’s been a while since the temperature of the housing and home loan market has been so pleasant. Record low rates, looser credit criteria, lender competition, government incentives, much more market activity and property price growth have been coinciding of late. The sentiment has changed and it can be seen in renewed investor and owner-occupier activity, banks proudly shouting about new low rates, and first-timers getting a gift from the government.
Is your cash making you poorer?
You know the phrase, “asset rich, cash poor”? It’s never been uttered in a more provocative environment. Even if you’re generally flush with cash, cash as an investment type is hamstrung these days by the central bank cash rate, meaning you’re poorer than you need to be. Let me say it straight. Cash, right now, is kinda useless as an investment. Rates are about as low as they can go (or are they?) so any cash investments still held are no longer helping your cause. That’s presuming the cause is wealth creation. Cash investments are simply not delivering the returns and the low risk profile that have made them popular for so long.