Your Mortgage Broker in St Albans, Deer Park, Caroline Springs, Sunshine, Taylors Lakes, Derrimut, Sunshine North, Sunshine West, Cairnlea, Ardeer, Werribee, Wyndham, Hoppers Crossing, Point Cook, Little River, Tarneit, Truganina, Belbridge
My service is No Obligation, No Charge to you. We are paid a commission by the lender when the mortgage is settled. This commission is not added into your loan. With many years of experience in the finance industry as a mortgage broker, I have built a reputation with clients, lenders and referral partners as a provider of quality service. My top mission has been and always be: to find the right home loan to suit your needs and goals.
With access to a wide panel of major banks and lenders you can trust that I truly understand the finance and real estate market.
Investment loans vary depending on what you are looking to achieve, and can be either very simple (like your standard home loan), or something more complex that helps you to make effective use of tax, gearing and repayments.
Low-doc applicants who are now considered risky because of the simple fact that the banks are unable to see their full financial circumstances...Please speak to us to find out which of the lenders will qualify you based on your individual situation, and which lender will provide you a solution most tailored to your individual circumstances
Even the Government is suggesting you refinance this month, but why?
For Australians with a home loan, we’re dealing with two major factors that you should know about right now. The first factor is that banks have never been more competitive for your business, and the second factor is that those same banks, ironically, are largely failing to pass on the full rate cuts available, so you’re probably paying your current lender more than necessary in this market. What does this mean for your home loan today? Is haggling worth it?
BID is my BAU!
Not sure if it will affect you? This month the Government is knee-deep in a bill that absolutely affects your business and mine, and certainly affects our clients. Also, it’s a confusing market for borrowers. Interest rates are down and the media has been positive that by all indications, the property market is recovering, although housing stock is still light on compared to demand - particularly for springtime - which is partially responsible for driving up prices in most capital cities. How can you help them decipher it?
Are mixed messages creating uncertainty for your clients?
It’s a confusing market for borrowers. Interest rates are down and the media has been positive that by all indications, the property market is recovering. However housing stock is still light on compared to demand - particularly for springtime - which is partially responsible for driving up prices in most capital cities. Lender competition is fierce, but there’s more scrutiny than ever on borrower spending, meanwhile banks aren’t passing on rates in full.