Your Mortgage Broker in St Albans, Deer Park, Caroline Springs, Sunshine, Taylors Lakes, Derrimut, Sunshine North, Sunshine West, Cairnlea, Ardeer, Werribee, Wyndham, Hoppers Crossing, Point Cook, Little River, Tarneit, Truganina, Belbridge
My service is No Obligation, No Charge to you. We are paid a commission by the lender when the mortgage is settled. This commission is not added into your loan. With many years of experience in the finance industry as a mortgage broker, I have built a reputation with clients, lenders and referral partners as a provider of quality service. My top mission has been and always be: to find the right home loan to suit your needs and goals.
With access to a wide panel of major banks and lenders you can trust that I truly understand the finance and real estate market.
Investment loans vary depending on what you are looking to achieve, and can be either very simple (like your standard home loan), or something more complex that helps you to make effective use of tax, gearing and repayments.
Low-doc applicants who are now considered risky because of the simple fact that the banks are unable to see their full financial circumstances...Please speak to us to find out which of the lenders will qualify you based on your individual situation, and which lender will provide you a solution most tailored to your individual circumstances
Could a rate cut in October coincide with a turn in the market?
Historically, one of the best barometers for the health of the property market is auction data… So, I asked my colleagues at Australia’s largest real estate company - Ray White - to share their nationwide auction stats looking back at the year that has been. They collect this data every weekend, and over thousands of auction events they measure the clearance rate, number of active bidders, number of onlookers, and a variety of other useful metrics. So what do these findings tell us about where we are in the property cycle?
When is cheaper not necessarily better?
With all the hype around record low interest rates it's easy to get tunnel vision and focus only on the lowest number when choosing a home loan provider, however finding the right loan is about much more than just the best rate. When assessing possible options for home loans, borrowers frequently assume the ones with the lowest possible rates to be the best without being mindful of other considerations such as fees and charges or loan features.
Shares, cash, real estate and record low interest rates.
We’ve not seen interest rates at this level since the 1950s, so what are the opportunities and pitfalls that come with a cash rate at one percent for everyday investors? Low interest rates represent benefits in some investment categories, and hurdles in others. So how do you make low rates work for you? Understanding what avenues are available to invest in, in today’s environment is a topic I constantly discuss with clients and finance industry peers.