Your local mortgage broker in the South Eastern areas of Malvern, Malvern East, Mount Waverley and surrounding areas
I work with a range of customers from first home buyers, home owners looking to upgrade and sophisticated investors. I am confident with complex financial strategies and have an entrepreneurial, “can do” approach to your financial needs.
I will simplify the home loan application process and assist you with securing a suitable home loan for you and your family.
Refinancing and debt consolidation
With access to a panel of over 35 banks and lenders, I will be able to compare and search for a more competitive product and help you stop paying too much. Consolidating high interest debts which could potentially provides you higher net income to live your life.
From having investment properties myself, I understand the importance of cash-flow, tax effectiveness and gearing benefits. I will work with your accountant and you t secure the most suitable loan product.
Could a rate cut in October coincide with a turn in the market?
Historically, one of the best barometers for the health of the property market is auction data… So, I asked my colleagues at Australia’s largest real estate company - Ray White - to share their nationwide auction stats looking back at the year that has been. They collect this data every weekend, and over thousands of auction events they measure the clearance rate, number of active bidders, number of onlookers, and a variety of other useful metrics. So what do these findings tell us about where we are in the property cycle?
When is cheaper not necessarily better?
With all the hype around record low interest rates it's easy to get tunnel vision and focus only on the lowest number when choosing a home loan provider, however finding the right loan is about much more than just the best rate. When assessing possible options for home loans, borrowers frequently assume the ones with the lowest possible rates to be the best without being mindful of other considerations such as fees and charges or loan features.
Shares, cash, real estate and record low interest rates.
We’ve not seen interest rates at this level since the 1950s, so what are the opportunities and pitfalls that come with a cash rate at one percent for everyday investors? Low interest rates represent benefits in some investment categories, and hurdles in others. So how do you make low rates work for you? Understanding what avenues are available to invest in, in today’s environment is a topic I constantly discuss with clients and finance industry peers.