Your local mortgage broker in the South Eastern areas of Malvern, Malvern East, Mount Waverley and surrounding areas

I work with a range of customers from first home buyers, home owners looking to upgrade and sophisticated investors. I am confident with complex financial strategies and have an entrepreneurial, “can do” approach to your financial needs.


  • Danielle Marie Phelan
    Heather was proactive and helpful; found us a very attractive deal; kept us up-to-date with the progress of our loan application and subsequent settlement; regularly contacted me to make sure I was satisfied with the service provided by the lender; responded promptly to any emails or calls.
  • Elissa Victoria Eu
    Heather was extremely thorough, and her attention to details was fantastic. She gave great advice and we didn't feel like she was trying to push any service or product on to us.
  • Yoko Inoue
    When it comes to finance it is hard to find an advice that you can trust. I felt at ease with Heather and believe she did everything she could to find the best deal for me.
  • Et Muy Lim
    Friendly, efficient and trust worthy.
  • Ramya Thirunavukkarasu
    The whole journey was smooth, clear and painless with Heather Armstrong helping and guiding us along. Thanks a lot Heather for your wonderful service and guidance throughout the process.
  • Subhanshu Pradhan
    Liked the professional approach and continuous follow up with the existing bank to get the settlement done on time.
  • Edmee Veronique Faron
    Professional/communicates properly/follow up to make sure everything is on track
  • Navjit Kaur-Singh
    Heather was always an email or phone call away for any questions I had - no matter how silly they seemed. I could rely on Heather to get things done or follow up on my enquires. She always gave me a range of options and didn’t push me to go with a particular lender. Heather is also very friendly, approachable and knowledgeable.
  • Janelle Brooke Wight
    She went above and beyond on a case that was complex.
  • Kimberly Guido Fullard
    Heather has a very strong knowledge of the market, was very informative, gave us great tips, was always following up when needed and just a great person to deal with.
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Latest News

  1. Tile 655pxx393px au

    Is buying cheaper than renting?

    While some are set on the great Australian dream of buying their own home, others are content with renting. And in unprecedented market conditions such as the ones we are seeing thanks to COVID-19, it can be hard to know what to do. Read more to find out three things to consider when it comes to buying vs renting.

  2. Tile market watch 655x393px 2

    Support your landlords (and retain them)

    Are your landlords experiencing hardship? Here's five ways that I can help! First, I can assist with payment-deferral options for their mortgage. If your landlord’s tenants have lost their job or asked for a rental reduction, I can request a payment-deferral on their mortgage. This is when a lender defers repayments for a period of time.

  3. Tile market watch 655x393px 3  1

    We break down the shifts

    The legacy of COVID-19 will be the digitisation of business. It has forced us all to accelerate our digital plans and to look at ways of operating remotely. So, let’s see how this changes the way we might work together in a post-COVID world.