Refinancing your home loan

Refinancing can give you access to equity you have built up, or could simply save you money by consolidating debts or moving to a more competitively priced loan.


Refinancing can save you money now and in the future. If you’re not 100% confident your home loan is competitive, you should speak to a Loan Market mortgage broker, who’ll find the right loan for you. While the idea of refinancing a mortgage might seem complicated and time-consuming, the truth is it’s far simpler than you might think.

  • We can help you:
  • Find you a lower rate
  • Lower your repayments
  • Consolidate all your debts into one easy payment
  • Release the equity you’ve built up in your property

Refinancing your home loan could help you pay off your home loan years earlier or be able to invest in property, renovate your home or go on holiday.

When you refinance, you take out a new loan and use the funds to pay out the remainder of your current mortgage. You can choose to stay with your existing lender or move to a different lender, depending on which is the most competitive option for you.

A mortgage broker will help you work out how much you could save, as well any fees and charges you may need to pay.
Because we speak to 30 lenders daily, we know who has the hottest deals. We can tell you how competitive your current loan is and potentially negotiate a better loan with another lender.

Best of all, you don’t pay a cent for our service – the lender pays us.

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