Refinancing your home loan

Refinancing can give you access to equity you have built up, or could simply save you money by consolidating debts or moving to a more competitively priced loan.

A home loan is a long-term commitment and it’s important to understand the ins and outs of refinancing and decide if it’s the right option for you at the moment.

The most important thing to know is that there are different types of refinancing to suit your circumstances. Whether you’re looking for lower monthly repayments, want to consolidate your debts or access the equity in your home, there’s plenty of choice available.

If you’re a homeowner and considering buying an investment property, refinancing your existing home loan could be the easiest option to help you reach that goal.

No matter what you’re trying to achieve, when you refinance you’re essentially swapping your existing loan for a new one, so it’s important to do your research and make sure you’re switching to the right loan.


Related content