Mortgage Broker servicing Mount Ommaney, Graceville, Brisbane, Oxley and surrounding suburbs
Ian is passionate about helping people buy their ideal home and achieve their lifestyle needs. If you wish to find a mortgage broker with financial planning qualifications, look no further. Ian is qualified to support your wealth creation needs to best align with your future requirements. Best of all, Ian’s quality mortgage advice and services will not put you out of pocket, as he is paid by your chosen lender.
Many people do not like dealing directly with banks where the branch manager can change frequently – prohibiting the opportunity to build an understanding of your individual situation or build a trusting relationship. The bank will not contact you in a couple of years if another lender has a competitive deal for you. Ian is a mortgage specialist who will compare home loans for you. A reputable mortgage broker like Ian can submit and complete a loan through your own bank and commonly negotiates a competitive deal on your behalf. Ian builds customer relationships for life – evidenced through the fact that approximately 80% of his business comes from his own customers, and their family members and friends.
This is in your interest
A certain “set and forget” mentality slips in with mortgages. Money leaves your account to nibble on your mortgage. Meanwhile, you get on with other things. But here’s the question — if you have an interest only mortgage (IO) when does it switch to principal and interest (P&I)?
The challenges facing residential prices
After five years of stunning price growth, Australian residential property prices have just fallen for the eleventh month in a row according to a recent report from Core Logic.
Royal Commission revelations: who do I work for?
Last Friday, Commissioner Kenneth Hayne released his interim report into the Banking and Finance industry which, at this stage, raises more questions than answers. The final report is due out in February, 2019 however with all the media commentary over the weekend, I thought I’d take the opportunity to highlight a few things that as your broker, I am particularly proud of in the wake of all this turmoil.