Home Finance Manager servicing Bayswater, Ferntree Gully and Wantirna areas.
How Jacob can help you
Whether you’re buying your first property, or your fifth, Jacob will guide you through the ever-changing mortgage market. His job is to make sure you have a formal pre-approval in place so that you can go ahead and purchase your new property. Jacob will not only find you the right home loan, he’ll also navigate you through the whole application process, dealing with the lender and paperwork along the way.
Why Jacob is the right choice
Jacob not only keeps up-to-date with adjustments in lending, he’s also across changes in the local real estate market. His background in banking gives him an advantage when dealing with lenders because he knows what they need. His partnership with Ray White Bayswater opens up a wealth of knowledge and expertise when it comes to buying and selling in the area.
Buying your first home
If you’re starting your journey of home ownership, you might benefit from some expert guidance. Jacob will give you confidence to enter the competitive buying market through finding you a lender, home loan and interest rate that’s right for you. Learn more here.
Property investors in Bayswater
The foundation of smart property investment is the right loan product. If you’re starting to build your property portfolio, Jacob can find the most suitable investment loan for your needs. If you’re an established property investor, Jacob can work with you to make sure you’re getting the most out of your mortgage. Find out more.
Refinancing your home loan
If you haven’t reviewed your home loan for a while, Jacob can help you determine if it’s time to refinance. There’s more to refinancing than simply securing a lower interest rate. It’s essential to look beyond the rates on offer and assess things like ongoing fees and the costs of product features - all things Jacob can guide you through. Click here for more.
How I can help your clients during this time of uncertainty
In the midst of all of this uncertainty and chaos, I wanted to share that my business is covid-capable, and isolation-enabled. That is to say, it’s business-as-usual and if your clients need me, I am here.
Is March a buyer’s month? To delay or act, that is the question
I’ve read plenty over the years about the “best time to sell” for homeowners in Australia, and that got me thinking. When’s the best time for buyers? When is the market less competitive on the bidder-front? When are prices likely to be more affordable? And how much does supply of real estate stock play a part? Is there such a thing as a buyer’s month? Turns out there is. And it’s probably now.
We’re starting later, it’s costing more - is the property dream unreachable in 2020?
Once upon a time, let’s call it the 80s, the average Australian would buy their first home at the age of 24. Here we are, three decades later, and buying property doesn’t occur until we’re 35. Why is that? Is it thanks to the price of housing in our popular cities, and the militant discipline required to save a gigantic deposit? Or is it that we’ve decided to ‘live a little’ in our twenties, choosing renting and share-housing over striving to attain our first property asset? And is property still the asset class it used to be? Let’s discuss.