Home Finance Manager servicing Bayswater, Ferntree Gully and Wantirna areas.
How Jacob can help you
Whether you’re buying your first property, or your fifth, Jacob will guide you through the ever-changing mortgage market. His job is to make sure you have a formal pre-approval in place so that you can go ahead and purchase your new property. Jacob will not only find you the right home loan, he’ll also navigate you through the whole application process, dealing with the lender and paperwork along the way.
Why Jacob is the right choice
Jacob not only keeps up-to-date with adjustments in lending, he’s also across changes in the local real estate market. His background in banking gives him an advantage when dealing with lenders because he knows what they need. His partnership with Ray White Bayswater opens up a wealth of knowledge and expertise when it comes to buying and selling in the area.
Buying your first home
If you’re starting your journey of home ownership, you might benefit from some expert guidance. Jacob will give you confidence to enter the competitive buying market through finding you a lender, home loan and interest rate that’s right for you. Learn more here.
Property investors in Bayswater
The foundation of smart property investment is the right loan product. If you’re starting to build your property portfolio, Jacob can find the most suitable investment loan for your needs. If you’re an established property investor, Jacob can work with you to make sure you’re getting the most out of your mortgage. Find out more.
Refinancing your home loan
If you haven’t reviewed your home loan for a while, Jacob can help you determine if it’s time to refinance. There’s more to refinancing than simply securing a lower interest rate. It’s essential to look beyond the rates on offer and assess things like ongoing fees and the costs of product features - all things Jacob can guide you through. Click here for more.
Goal setting vs goal kicking: five ways to win in 2020
It’s a new year! So, you’re going to be thinking about how you want this year to be an improvement on the last. I have some home truths for you. Some things you need to hear. Half of us in Australia set new year’s resolutions, but only 12 per cent of us stick to them. So, as a valued client of mine, I want you to know how to not just goal SET for 2020, but how to follow through and KICK goals too. We’re going to do this. You ready?
The best thing to do while the property market naps..
Like most of us after a hefty ham and prawn feast on Christmas day, the property market tends to enjoy a nap during the festive season. That is to say that agent and seller activity goes a bit quiet during December and into January. Ironically, both the big property portals report that January is one of the most popular times for buyers to browse online. So if you start dreaming about buying property in 2020, here’s what you should do over festive break.
Don’t dig yourself a Christmas debt
I read recently that the average gift spend at Christmas time is over $500. Then I researched the food bill per person (and let’s be honest, the host get stuck with the lion’s share of costs) and it’s $122 for food and $131 for drinks. But for many of us, we spend a whole lot more and to be fair, it’s easy to get carried away buying gifts. So here are some quick financial survival tips.