Buying your first home

Guiding you through your first property purchase

When it comes to buying your first home, planning is the key. There are so many things you need to think about on top of finding your ideal home. It can seem daunting, but with Jacob’s help you’ll find the whole process much easier.

Here are some of the things Jacob can guide you through

Borrowing capacity

Jacob will help you find out how much money you can comfortably borrow. If you can afford to pay $500 a week, then you need a home loan that fits within that. He’ll also factor in what you’ll pay in purchasing expenses such as stamp duty, conveyancing fees, building and pest reports, and bank fees.

Pre-approval

Jacob will get you approved with the right lender to spend up to a certain amount of money, based on what you can comfortably afford to repay.

You’ll go through the full application process with Jacob; he’ll lodge all the supporting documentation, make sure the lender does all the required checks and that you’re given formal pre-approval, so you can be confident to go out and find a property you want to buy.

Loan application and settlement

Once you have your formal pre-approval, you have the green light from a lender to buy a home. When you work with Jacob, he’ll navigate you through the loan application all the way through to settlement so that you don’t have to worry about anything other than finding your first home.


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