Home Finance Manager servicing Bayswater, Ferntree Gully and Wantirna areas.
How Jacob can help you
Whether you’re buying your first property, or your fifth, Jacob will guide you through the ever-changing mortgage market. His job is to make sure you have a formal pre-approval in place so that you can go ahead and purchase your new property. Jacob will not only find you the right home loan, he’ll also navigate you through the whole application process, dealing with the lender and paperwork along the way.
Why Jacob is the right choice
Jacob not only keeps up-to-date with adjustments in lending, he’s also across changes in the local real estate market. His background in banking gives him an advantage when dealing with lenders because he knows what they need. His partnership with Ray White Bayswater opens up a wealth of knowledge and expertise when it comes to buying and selling in the area.
Buying your first home
If you’re starting your journey of home ownership, you might benefit from some expert guidance. Jacob will give you confidence to enter the competitive buying market through finding you a lender, home loan and interest rate that’s right for you. Learn more here.
Property investors in Bayswater
The foundation of smart property investment is the right loan product. If you’re starting to build your property portfolio, Jacob can find the most suitable investment loan for your needs. If you’re an established property investor, Jacob can work with you to make sure you’re getting the most out of your mortgage. Find out more.
Refinancing your home loan
If you haven’t reviewed your home loan for a while, Jacob can help you determine if it’s time to refinance. There’s more to refinancing than simply securing a lower interest rate. It’s essential to look beyond the rates on offer and assess things like ongoing fees and the costs of product features - all things Jacob can guide you through. Click here for more.
This is in your interest
A certain “set and forget” mentality slips in with mortgages. Money leaves your account to nibble on your mortgage. Meanwhile, you get on with other things. But here’s the question — if you have an interest only mortgage (IO) when does it switch to principal and interest (P&I)?
The challenges facing residential prices
After five years of stunning price growth, Australian residential property prices have just fallen for the eleventh month in a row according to a recent report from Core Logic.
Royal Commission revelations: who do I work for?
Last Friday, Commissioner Kenneth Hayne released his interim report into the Banking and Finance industry which, at this stage, raises more questions than answers. The final report is due out in February, 2019 however with all the media commentary over the weekend, I thought I’d take the opportunity to highlight a few things that as your broker, I am particularly proud of in the wake of all this turmoil.