Home Finance Manager servicing Bayswater, Ferntree Gully and Wantirna areas.
How Jacob can help you
Whether you’re buying your first property, or your fifth, Jacob will guide you through the ever-changing mortgage market. His job is to make sure you have a formal pre-approval in place so that you can go ahead and purchase your new property. Jacob will not only find you the right home loan, he’ll also navigate you through the whole application process, dealing with the lender and paperwork along the way.
Why Jacob is the right choice
Jacob not only keeps up-to-date with adjustments in lending, he’s also across changes in the local real estate market. His background in banking gives him an advantage when dealing with lenders because he knows what they need. His partnership with Ray White Bayswater opens up a wealth of knowledge and expertise when it comes to buying and selling in the area.
Buying your first home
If you’re starting your journey of home ownership, you might benefit from some expert guidance. Jacob will give you confidence to enter the competitive buying market through finding you a lender, home loan and interest rate that’s right for you. Learn more here.
Property investors in Bayswater
The foundation of smart property investment is the right loan product. If you’re starting to build your property portfolio, Jacob can find the most suitable investment loan for your needs. If you’re an established property investor, Jacob can work with you to make sure you’re getting the most out of your mortgage. Find out more.
Refinancing your home loan
If you haven’t reviewed your home loan for a while, Jacob can help you determine if it’s time to refinance. There’s more to refinancing than simply securing a lower interest rate. It’s essential to look beyond the rates on offer and assess things like ongoing fees and the costs of product features - all things Jacob can guide you through. Click here for more.
Don’t dig yourself a Christmas debt
I read recently that the average gift spend at Christmas time is over $500. Then I researched the food bill per person (and let’s be honest, the host get stuck with the lion’s share of costs) and it’s $122 for food and $131 for drinks. But for many of us, we spend a whole lot more and to be fair, it’s easy to get carried away buying gifts. So here are some quick financial survival tips.
Are mixed messages creating uncertainty for your clients?
It’s a confusing market for borrowers. Interest rates are down and the media has been positive that by all indications, the property market is recovering. However housing stock is still light on compared to demand - particularly for springtime - which is partially responsible for driving up prices in most capital cities. Lender competition is fierce, but there’s more scrutiny than ever on borrower spending, meanwhile banks aren’t passing on rates in full.
BID is my BAU!
Not sure if it will affect you? This month the Government is knee-deep in a bill that absolutely affects your business and mine, and certainly affects our clients. Also, it’s a confusing market for borrowers. Interest rates are down and the media has been positive that by all indications, the property market is recovering, although housing stock is still light on compared to demand - particularly for springtime - which is partially responsible for driving up prices in most capital cities. How can you help them decipher it?