Mortgage Broker in Wantirna, Wantirna South, Bayswater
How James can help you
Whether you’re buying your first property, or your third, James will guide you through the constant changing mortgage market. His job is to make sure you have a formal pre-approval in place so that you can comfortably purchase your new property. James will not only find you the right home loan, he’ll also navigate you through the whole application process, dealing with the lender and paperwork along the way.
Why James is the right choice
James not only keeps up-to-date with changes in lending, he’s also across changes in the local real estate market. His background in accounting and finance gives him an advantage when dealing with lenders because he knows what they need. His partnership with Ray White Wantirna opens up a strong wealth of knowledge and expertise when it comes to buying and selling in the area.
Buying your First Home
If you’re starting your journey of home ownership, you might benefit from some expert guidance. James will give you confidence to enter the competitive buying market through finding you a lender, home loan and interest rate that’s right for you.
Property Investors in Wantirna
The fundamental of smart property investment is the right loan product. If you’re starting to build your property portfolio, James can find the most suitable investment for your individual needs. If you’re an established property investor, James can work with you to make sure you’re getting the most out of your mortgage.
Refinancing your home loan
If you haven’t reviewed your home loan for a while, James can help you determine if it is time to refinance. There is more to refinancing than simply securing a lower interest rate. It is essential to look beyond the rates on offer and assess things like ongoing fees and the costs of products.
Juggling multiple debts at once can seem a nightmare, however consolidating all of your debts into your mortgage means a lower interest rate and one singular repayment per month. This can take the pressure and hassle off as you will pay less and worry less.
Time to refinance?
Set and forget might work with the oven timer...not so much with your mortgage. Twenty-five years is a long time and things change.
Wondering how to use your refinancing capital?
How many times have you watched the TV show, The Block, and said ‘I could do better’?
Refinancing Myths: BUSTED
Despite what you might have heard on the rumour mill, refinancing* your mortgage gives you the opportunity to take advantage of competitive rates and secure a better deal than you previously had.