Your local mortgage broker in Rhodes, Lane Cove, Chatswood, North Sydney and the Greater North Shore

My extensive experience in finance broking, credit analysis and mobile banking - as well as business development for Loan Market head office - has seen my business built on strong foundations of service and compliance.

A lifelong north shore local with offices in both Lane Cove and Rhodes, I am fluent in Mandarin and Cantonese which enables improved service delivery to many of my customers.

My business model sees a focus not only around interest rates but also on education and understanding my clients’ unique requirements to deliver a tailored loan structure for them.

Combining Loan Market’s leading digital technology offerings with this traditional service model, I streamline and simplify the finance application process to deliver my clients the right outcomes for them in the shortest possible time.

Refinancers and investors

Investment finance requires a unique structure to capitalise on the various tax benefits and ensure a safety buffer is built into the loan. My specialised understanding of this will help maximise your investment return.

Debt consolidation

Consolidate your credit cards and personal loans, unlock the equity in your home to invest and get a competitive deal on existing loans. Debt consolidation is one of the fastest way to improve your financial position.

Business finance

With a strong understanding of business operations and finance, I am perfectly positioned to assist in securing finance to open or scale your business, manage cash flow or secure commercial property or assets.

Property finance

Whether you’re upsizing, downsizing, refinancing or a first home buyer, ensuring you have the appropriate knowledge and strategy behind your purchase - beyond rate and repayment - is critical.

Self employed

Business owner or self employed? Lenders have unique requirements of which I have intricate knowledge from my time as a credit analyst. By knowing this, I can make sure we submit your application to the right lender and save you time when it comes to getting you approved.

Asset finance: Personal loans, car loans, business and equipment finance

Whether you’re looking for a personal or vehicle loan such as for a car or boat, or finance for your business such as vehicles or machinery, my experience, knowledge and contacts will help secure your loan.

Commercial property finance

Whether you’re seeking a tenanted investment or a permanent location for your business operations, you can draw upon my contacts, knowledge and systems to ensure a simple loan application and approval process.

Testimonials

Gunjan Sen
Upsizing

James is a very upbeat and positive guy which is what you need from your broker when you are going on this adventure of buying a house. Whether you are on your first property or your thirtieth James will be with you all the way. He guided us throughout the entire process. He would explain to us very patiently everything we did not understand. He was very flexible with his time with us. Made the whole process very easy. Needless to say, he is our new favourite property broker!!
Raymond Wong
First Home Buyer

Would definitely recommend James (in fact, I have already!). I never had a problem reaching him by phone, he always responded very quickly to emails, and he gave frequent updates with me even asking. As a first home buyer, I had an abundance of stupid questions on the whole process (not just bank stuff) but he was always very patient and happy to answer them. To top it all off, he got us good rates too!
Ian Pereira
First Home Buyer

How do I begin. Frankly, I am overwhelmed as today I received my formal approval. It's one day before the cooling off period could end. And It wouldn't have been possible without James by my side. James just wasn't a mortgage broker for me but also a guide. I could ask him silly, stupid questions without fear of being judged. Honestly, I wasn't keen on getting a loan approval. I was lazy but after meeting up with James and with the way he cleared all my doubts, I was ready to enter the Real estate market. He got my pre-approval done in 2 days and the final approval in one day after valuations. There was no time wastage on his side. He would act on stuffs instantaneously. If I ask something, he would reply quickly. If any documents need to be sent to bank, he would send it immediately. Apart from being professional, he is so friendly. A friendly mortgage broker is quite essential. I would totally recommend him.
Remathy Balakrishnan
Refinance

James has been a pleasure to work with throughout my refinancing process. He went over and beyond to make sure I got the best deal. He was also very timely and professional. I would highly recommend James.
Tony Wu
First Home Buyer

James is professional, empathetic and efficient. James has provided excellent service and made the whole mortgage process so much easy for me, being the first time to buy a property. He is very well experienced and knows inside out. He stood in my shoes and gave me options of loans from different banks, and also compared which loan is the best in my situation. I was in a situation that needed the pre-approval quickly and he just sorted out quickly. I am sure I would not have get it done without Jame's help.
Keith Ng
First Home Buyer

"This is my first mortgage, and my experience with James Wu had been extremely positive. He went above and beyond to make sure I fully understood everything and is always timely and professional. Highly recommended!"
Ersin Teke
Investment Refinance

"Great service, highly recommended! A man of his word and easy to deal with. Thank you James"

James Wu