Your local mortgage broker in Rhodes, Lane Cove, Chatswood, North Sydney and the Greater North Shore
My extensive experience in finance broking, credit analysis and mobile banking - as well as business development for Loan Market head office - has seen my business built on strong foundations of service and compliance.
A lifelong north shore local with offices in both Lane Cove and Rhodes, I am fluent in Mandarin and Cantonese which enables improved service delivery to many of my customers.
My business model sees a focus not only around interest rates but also on education and understanding my clients’ unique requirements to deliver a tailored loan structure for them.
Combining Loan Market’s leading digital technology offerings with this traditional service model, I streamline and simplify the finance application process to deliver my clients the right outcomes for them in the shortest possible time.
Refinancers and investors
Investment finance requires a unique structure to capitalise on the various tax benefits and ensure a safety buffer is built into the loan. My specialised understanding of this will help maximise your investment return.
Debt consolidation
Consolidate your credit cards and personal loans, unlock the equity in your home to invest and get a competitive deal on existing loans. Debt consolidation is one of the fastest way to improve your financial position.
Business finance
With a strong understanding of business operations and finance, I am perfectly positioned to assist in securing finance to open or scale your business, manage cash flow or secure commercial property or assets.
Property finance
Whether you’re upsizing, downsizing, refinancing or a first home buyer, ensuring you have the appropriate knowledge and strategy behind your purchase - beyond rate and repayment - is critical.
Self employed
Business owner or self employed? Lenders have unique requirements of which I have intricate knowledge from my time as a credit analyst. By knowing this, I can make sure we submit your application to the right lender and save you time when it comes to getting you approved.
Asset finance: Personal loans, car loans, business and equipment finance
Whether you’re looking for a personal or vehicle loan such as for a car or boat, or finance for your business such as vehicles or machinery, my experience, knowledge and contacts will help secure your loan.
Commercial property finance
Whether you’re seeking a tenanted investment or a permanent location for your business operations, you can draw upon my contacts, knowledge and systems to ensure a simple loan application and approval process.
Testimonials
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Keith NgFirst Home Buyer
"This is my first mortgage, and my experience with James Wu had been extremely positive. He went above and beyond to make sure I fully understood everything and is always timely and professional. Highly recommended!"
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Ersin TekeRefinancer
"Great service, highly recommended! A man of his word and easy to deal with. Thank you James"
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James McDonaldFirst Home Buyer
"James has been a pleasure to work with through my home-buying process. He’s taken the time and care to understand my goals and financial position and has set me up with a product that I’m really pleased with. I would highly recommend James not only as a mortgage broker, but also as a trusted advisor"
Latest News
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Shares, cash, real estate and record low interest rates.
We’ve not seen interest rates at this level since the 1950s, so what are the opportunities and pitfalls that come with a cash rate at one percent for everyday investors? Low interest rates represent benefits in some investment categories, and hurdles in others. So how do you make low rates work for you? Understanding what avenues are available to invest in, in today’s environment is a topic I constantly discuss with clients and finance industry peers.
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Selling this Spring? You only have eight minutes to make an impression.
A recent study has revealed that it takes only eight minutes on average for home hunters to decide whether or not to buy a particular property. That’s swift! Even more-so if you consider that buying a home is the single biggest purchase a person will make in their lifetime. So if you’re selling your house this spring, you’ll want to leave the best impression on potential buyers to increase competition and give you a better chance of achieving a premium price for your property.
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Market begins recovery, but borrowers are being caught unawares.
“We’re very confident the housing market has bottomed,” proclaimed Australia’s largest property developer last week. But loans are still an issue, needlessly. Make sure your spring buyer clients are prepared sooner rather than later.