Mortgage Broker in Mirrabooka, Balcatta, Balga and surrounding suburbs
In my association with Loan Market over the past nine years, I have arranged home loans for many happy clients. I am often contacted by existing clients when considering a subsequent purchase or to refer family and friends.
Whether buying or building a home, as a first timer or seasoned property owner, I believe in providing a complete personalised service to each customer. My aim is to provide a stress-free experience - from pre-approval to ultimate home ownership and beyond.
As part of an ongoing client service, I regularly review the loans of my clients. From time to time, lenders launch new loan products which could potentially offer significant savings.
Many of my clients have bought rental properties. It is important that loans are structured correctly in order to facilitate accounting and taxation requirements.
For some self-employed income earners, up-to-date financials such as income tax returns, are not available. Many lenders offer low documentation loans and will accept interim BAS to show that income is consistent with the previous year.
Negative gearing, capital gains and a possible Labor victory
With the recent leadership spill - many questions have been raised. What does it mean for Australians and the housing market? Two things come to mind…
Rates are rising, but who will join the party?
Westpac has broken the rate rise stalemate between the Big4 when it decided to raise home loan interest rates. With the official cash rate staying put by the Reserve Bank of Australia (RBA) and 3 of the Big4 now with a rate rise in play, who else will play copy cat and hike up their rates too?
Bank or broker? Who should help you with your loan.
While there’s a lot to know when it comes to getting competitive, hassle-free advice on a loan, the question remains do you go with your bank or a mortgage broker?