Loan Market Mortgage Broker servicing Broadbeach Waters, Mermaid Waters, Robina and surrounding suburbs
About Jason Cuerel
I pride myself on doing the basic principles of business and customer service the best for every client no matter how small or large the loan. My company and staff listen to your needs and provide a fast, friendly, efficient service to ensure the home loan process is completed in a timely manner.
Jason was very patient and actually spent a lot of time addressing all my questions. He got me the best deal possible and this has been confirmed by a number of people I have spoken with, including a competitive finance broker I met at a party. I also really appreciate the level of after sales support Jason provides.
My knowledge and expertise
Having worked in the mortgage industry for seven years I am confident of finding the most beneficial finance package for your needs. There are very few situations I haven't come across during my career, which began at a non-bank lender specialising in outside-the-box property finance transactions. This role gave me extensive experience in non-conforming options, lo-doc loans without financials, refinancing loans in arrears or with credit impairment and other types of innovative options available outside the bank products.
I also worked as an independant mortgage broker and after that, for one of the largest asset finance companies on the Gold Coast. These companies gave me the benefit of incorporating all the banks products as well as the non bank sector, to ensure a wider range of options for my customers.
Having matured into my role as a mortgage broker and the knowledge I have of the industry has put me in a better standing positions to service my clients through the ranges of options available through Loan Market.
Need speed in your home loan transaction?
Our partner alliance with the Loan Market Group ensures the lenders I connect you to provide the fastest turn around times possible for your home loan application. This can be critical when you have a property purchase contract signed or are purchasing a property at auction with a limited time to have the finance approved.
Are your home loan needs a bit special?
Due to the volume of business I complete and my alliance with Loan Market Group, I am able to provide you with sharp finance options for larger size loans. A whole team of experienced brokers working with me. As our team has experienced brokers working with me, this means I can assist in finance for complex investments including property and family trusts and self managed superannuation trusts. I also keep my clients up-to-date with any special promotions available in the mortgage market that may help them to reduce the overall cost of their home loan.
Home loan options for self-employed borrowers
For self-employed borrowers there are still low doc home loan options available that reduce or remove the requirement to supply tax returns as part of your home loan application. And although credit policy has tightened up with the banks, there are still some innovative finance options available to help you purchase or refinance property. Generally, a maximum amount of 80 per cent of the value of the property can be borrowed for borrowers in this situation.
First home buyers
In this day and age it can be difficult to put together a sizeable deposit, but if you think that as a first home buyer this has priced you out of the market, you may be pleasantly surprised to find out that in some cases, you may still be able to borrow as much as 95 per cent of the value of the property, without needing to show genuine savings for the remaining 5 per cent. That means you can use gifts of money, inheritances and the First Home Owners Grant as part of your deposit, should you qualify for this type of loan.
Investors and investment loans
This year looks set to be a good one for property investment, so it may be beneficial to explore your options for property investment. Currently, lenders have a range of loans available for investors which include both full documentation and low documentation loan packages, for both residential and commercial properties. Be aware, borrowing limits do exist, particularly for commercial investment, where you may need a deposit of around 25 to 30 per cent.
It was a very simple exercise during a time of experiencing difficulties with the banks. Jason was exceptional, knew his stuff and completely understood what we needed.
MR, Gold Coast
Finance for businesses and franchises
If you are looking to buy a business or franchise you will often require specialised loan products and need a mortgage broker who understands this type of finance to ensure you are getting the right loan for your requirements. Your mortgage broker will know which lenders are the most appropriate for the type of business you wish to purchase - not every lender will finance the particular business you are looking at. To find out what is available for your business purchase, contact me for assistance.
As an existing business owner, you may need to draw upon existing equity in a property to purchase another business or to assist with cash flow management. I can assist you to ensure your business finance is organised efficiently.
Retirees - reverse mortgages
Retiring is meant to be the time of you life, a time when you have few obligations and can enjoy each day as it comes, so you don't want to have to worry about money. A reverse mortgage can assist you in your retirement years to cover major expenses and/or living expenses as required. There are many factors that need careful consideration before undertaking a reverse mortgage so make sure you get expert assistance not just from a mortgage broker, but also a trusted legal representative that has experience in this area.
A complete loan service
Your loan requirements are going to depend on a number of factors, including your personal finances, lifestyle, life stage and needs. That's why I offer a complete loan service covering a range of loan types including:
- Full Doc home loans
- Basic home loans - specials with low rates and premium features available
- Non-bank loans
- Low doc home loans
- Introductory loans
- Fixed rate loans
- Standard variable rate loans
- Professional packages - minimum loan sizes, discounted rates
- Investment loans - residential and commercial
- Bridging loans
- Line of credit - equity loans
- Car loans
- Non conforming home loans - to assist with the refinance or purchase of property for borrowers who have credit impairment with defaults or mortgage arrears
Jason was prompt, efficient and provided a professional service.
SC, Gold Coast
I can also assist you to secure:
- Motor Vehicle Loans - Cars, Motorbikes and Trucks
- Jet Ski or Boat Loans
- Business Finance - Computers, Business Equipment and Machinery
Looking for a better home loan?
Whether you already have an existing home loan, are in the process of securing home finance, or just want to know your options, I am passionate about using my knowledge and experience to help you find a home loan package that suits your situation. What's more, I offer my home loan service complete with a no strings attached, genuinely friendly approach.
Gold Coast customers
Based in Labrador, I work predominantly with clients in Surfers Paradise, Main Beach and Robina, as well as Southport, Labrador, Runaway Bay, Paradise Point, Nerang, Mudgeeraba, Burleigh and throughout Brisbane.
- Certificate IV of Financial Services / Finance / Mortgage Broking
Jason is a very capable broker, great service and efficient.
IH, Gold Coast
Jason made the whole process of purchasing a house so much easier and responses to questions we have were very timely.
LW, Gold Coast
Quick, friendly and precise.
RD, Gold Coast
Aproachable, sound advice and best deal on loan.
MB, Gold Coast
Easy to deal with and no problem to small or too big
DH, Gold Coast
Prompt and ability to make things happen fast.
KN, Gold Coast
Got back to me straight away with any answers I required.
WM, Gold Coast
Everything seemed to be smooth.. Any problems /issues were solved quickly and with no fuss.
Jason Cuerel was outstanding with his prompt efficient service would definately use his services again.
JT, Camp Hill