Mortgage and Finance broker servicing all areas of Melbourne
As a Senior Mortgage & Finance broker I can help you navigate the home loan process.
No matter what type of loan you’re looking for and regardless of your circumstances, I have the connections and relationships to find you the right package for your needs.
Covering all areas of Melbourne and with access to over 30 lenders you know and trust, my commitment is to take the legwork out of finding you the right finance solution.
With a wealth of experience and knowledge in securing finance for self-employed borrowers, first home buyers, property investors, complex applicants and those looking to refinance, I will work with you to make sure you get the most competitive interest rates, correct structure and flexibility for your particular situation.
Owning a house is part of the “Great Australian Dream” for many, and home ownership rates in Australia have remained steady at around 70% over the past few decades. Given property prices in Australia, a home loan is realistically the way by which the majority of people will afford to buy a house.
Whether you’re purchasing your first investment property or adding to your extensive property portfolio, it is important to have the loan in place that suits your needs and investment strategy.
Non-Conforming Home Loans
Credit history issues? Income doesn't tick the standard boxes? Recently self-employed? If you’re a borrower who is unable to meet the criteria of banks or mortgage insurer, getting a loan can be quite challenging. That’s where I can assist.
Self-Managed Superfund (SMSF) lending
Thinking about purchasing an investment property within your SMSF? With a number of lenders now offering products for SMSF leveraged property investments, I can help you navigate the options available.
Commercial & Business finance
Whether you’re looking to make a commercial investment, buy new equipment, or take on new staff, a business loan can be the only way to make it happen.
If you’ve had your current home loan for a number of years, it’s likely that your needs have changed. You may have a different financial situation, but your current home loan may not have the range of flexible features and add-ons that are now available on the market.
First Home Buyers
A number of loan options are especially suited to first home buyers, including introductory rate home loans and low deposit home loans. I can simplify the technical jargon and talk you through what could best work for you. I’ll also confirm whether you’re eligible for government assistance for example First Home Owner Grants or other state-based incentives.
It happens. One day you wake up and there’s a credit card debt, a car loan and two maxed out store cards. And while it can easily get out of control, it’s just as easy to make your debts manageable again.
Equipment & Asset Finance
Drive growth. Get your business moving. Literally. A vehicle can have a huge impact on the growth within your business. But only if you secure the right loan. I compare over 15 lenders’ rates to get you the right deal.
Negative gearing, capital gains and a possible Labor victory
With the recent leadership spill - many questions have been raised. What does it mean for Australians and the housing market? Two things come to mind…
Rates are rising, but who will join the party?
Westpac has broken the rate rise stalemate between the Big4 when it decided to raise home loan interest rates. With the official cash rate staying put by the Reserve Bank of Australia (RBA) and 3 of the Big4 now with a rate rise in play, who else will play copy cat and hike up their rates too?
Bank or broker? Who should help you with your loan.
While there’s a lot to know when it comes to getting competitive, hassle-free advice on a loan, the question remains do you go with your bank or a mortgage broker?