### Most Popular Calculators

## How much can I borrow?

Your borrowing power is a critical number to know because it helps you understand how much you can spend on a property.

## How much are my repayments?

There are several factors that determine what your repayments will be and our loan repayment calculator can help you estimate your repayments.

## How much could I save by refinancing my home loan?

Different loans have different fees, features and repayment options. Use our loan calculator to see how the numbers stack up between two loans.

### Home Loan Calculators

## Mortgage Deferment Calculator

Use this calculator to work out how much a deferment (also known as a pause, or holiday) will really cost you.

## Loan Repayment Calculator

Find out how much your home loan repayments will be, and the total interest charged for the loan.

## Borrowing Power Calculator

Find out how much you could borrow, and how much repayments would be for a home loan of that size.

## Principal and Interest Calculator

Find out how much of your repayment goes towards reducing the principle and how much is interest payable on your home loan.

## Stamp Duty Calculator

Find out how much you need to set aside for Stamp Duty and what the requirements are in your state or territory.

## Split Home Loan Calculator – Fixed vs Variable

The split loan calculator will determine your required repayments and total interest charged under different fixed and variable rate scenarios.

## Lump Sum Repayment Calculator

Additional lump sum repayments can significantly reduce the amount of interest you pay on your home loan and the term of your loan.

## Mortgage Offset Calculator

An offset account can be a powerful tool for those seeking a mortgage.

## Extra Mortgage Repayments Calculator

You can save thousands in monthly repayments and take years off your loan by making extra repayments.

## Compare the cost of two different home loans

Compare two loans and determine which is the cheapest when you take into account fees and interest charges.

## Where Can I Buy Calculator

Determine how much you can borrow, and where you could buy in Australia

### Budgeting Calculators

## Income Tax Calculator

The income tax calculator can be used to calculate your net income. The calculator uses tax rate tables sourced from the Australian Tax Office website, however does not include things like HECS payments and Medicare levies.

## Budget Planner

Use our budget planner to help understand your income and expenses, and where you could make savings.

## Savings Planner Calculator

Saving for a home deposit, renovations or maybe a holiday? This calculator helps paint a picture of your savings account over time.

### Personal Loan Calculators

## Personal Loan Repayment Calculator

Find out how much your personal loan repayments will be, and the total interest charged for the personal loan.

## Car Loan Repayment Calculator

Find out how much your car loan repayments will be, and the total interest charged for the car loan.

## Credit Card Repayments

Find out how long it’ll take you to pay off your balance and how much interest you’d pay if you only make the minimum payments.