Your local mortgage broker in Geraldton
John understands the local community, is sociable, easy to get on with and well liked as well as respected in the Mid West. With over 8 years’ finance and mortgage broking experience in Geraldton (where local knowledge is essential) John is knowledgeable, experienced, determined and, at times prepared to be very direct and assertive in presenting the case for his clients.
Just because one bank will look at a loan application and agree to it does not mean that the other banks will take the same view. Equally, just because one bank rejects your application it does not mean that you will not be successful with other banks. As a mortgage broker, I can help you understand the process, avoid the credit scoring pitfalls and receive good advice.
When the word ‘refinance’ is mentioned, most people think it will involve moving from their existing bank to another one and dread the thought of all the complications involved. Whenever possible, clients will find that I will make every possible effort to keep them with their own bank but with an improved rate that will allow them to reduce the term of the loan or allow them to withdraw funds to meet changed circumstances or deal with an emergency.
Property investment should generally form part of any well balanced wealth creation portfolio with the tax benefits of negative gearing providing an added attraction for many Australians seeking capital growth as well as providing additional retirement income over time.
Self-employed people running their own businesses are the bedrock of the Australian economy and it is a little known fact that SMEs represent between 50% and 60% of the working, tax-paying population.
Myth Busting - Understanding refinancing myths
Everyone wants to pay off their mortgage as quickly as possible. Refinancing your loan gives you the opportunity to take advantage of competitive rates and secure a better deal than what you previously had. However, common misconceptions
How to get a lender to say yes!
These are the main things any lender will look at when you apply for a home loan
You can Save for a house while you rent
If you’re like many Australians who currently rent but would one day like to own their own home, you’re not alone. Having to pay rent, utility bills and other expenses, whilst trying to save for a house deposit may seem unattainable, but with some discipline and commitment it can be done