Mortgage broker in Ipswich
My aim to find the most suitable loan for my clients. That might mean a home loan with very basic features and costs to more complex loans that serve individual purposes. It is also vital that I understand the needs of my clients moving forward so that the loan meets your needs into the future.
The finance world can be extremely mind boggling and I take a great deal of time and effort to ensure the process is made as simple as possible. It doesn’t matter whether you’re borrowing $50,000 or $500,000 - every client deserves that individual service and satisfactory outcome.
I enjoy the gratification of providing those specific needs for each client, in many cases opening doors to buying a home that my clients never thought was possible.
I take the time to explain and simplify the whole process, keeping in mind my clients needs and objectives when seeking a home loan. The number of options being offered can be daunting so I do the leg work to help you get through this.
Having the right loan structure is vital to ensuring wealth creation if you wish to build a successful property portfolio.
I undertake a complimentary service to ensure your lender is providing the right product and rate in comparison to those offered through other lenders. A regular home loan check up should be completed to ensure your rate is competitive.
Self Employed Loans
Many clients believe that being self employed means the lenders won’t lend you the funds for a home loan. We can offer you various lending options that might let you take that step into the property market whether it be an owner occupied or investment home.
First Home Buyers
It’s not easy saving up a deposit for your first home. Having a good deposit is always an advantage but there are also other ways to get into your first home even if you don’t have a reasonable deposit. In some cases I can help organise a home loan where no deposit is required. I can also organise the First Home Owners Grant if you happen to be eligible.
Having a pre-approval allows you the confidence to buy that dream home and gives you an advantage over other buyers who may not sought to do so.
Car Loans/Equipment Finance
Looking for a new car but not sure if you can borrow the money? I can organise this for you, whether it be for personal or business use. If you are looking to fund that new piece of equipment for your business I can do that for you too
Negative gearing, capital gains and a possible Labor victory
With the recent leadership spill - many questions have been raised. What does it mean for Australians and the housing market? Two things come to mind…
Rates are rising, but who will join the party?
Westpac has broken the rate rise stalemate between the Big4 when it decided to raise home loan interest rates. With the official cash rate staying put by the Reserve Bank of Australia (RBA) and 3 of the Big4 now with a rate rise in play, who else will play copy cat and hike up their rates too?
Bank or broker? Who should help you with your loan.
While there’s a lot to know when it comes to getting competitive, hassle-free advice on a loan, the question remains do you go with your bank or a mortgage broker?