Loan Market Mortgage Broker
Coming from a banking and finance background with experience in major and regional banks, my passion to help customers realise their dreams is the driving force behind what I deliver.
I work for you and aim to provide you with a great deal that meet’s your needs. Utilising our specially selected panel of lenders, I can help you to achieve your financial goals and obtain a competitive deal. Whether you’re a first home buyer or a seasoned investor, I am committed to providing you with the right home loan for you. Loan Market is a strong industry leader in customer service and this is what sets us apart from other home loan providers.
There are hundreds of home loan products on the market and it is important that you find a solution that suits your needs, budget and personal requirements.
You can expect us to identify which products are most suitable for you and help you to choose the correct solution. I can help get your loan settled and will assist you with collecting your documentation and preparing your application. I have extensive experience in all things lending, including:
First Home buyers
A home buyer can obtain a loan either to purchase or secure against the property from a financial institution via a mortgage broker (that’s what we do!). Features of mortgage loans such as the size of the loan, maturity of the loan, interest rate, method of paying off the loan and other characteristics can vary considerably. It’s important to speak with a mortgage broking professional to determine the loan that is right for you.
Investment loans are structured in a specific way that allows you to make the most of your assets! An investment plan is one that works toward building your wealth and securing your financial freedom. For some, the future may seem a long way off, but the time to act is now because the future waits for no one. The housing market is generally a seven to ten year cycle: there are always highs, lows and steady patches.
A bridging loan may be necessary to cover the financial gap when buying one property before the existing one is sold. This finance is generally secured against your property as you are utilising the equity in your existing property. Usually, bridging loans are short term and more expensive than other types of loans.
Commercial & Business lending
Due to expensive upfront costs and regulation related hurdles, smaller businesses do not typically have direct access to the debt and equity markets for financing purposes. Therefore, they must rely on financial institutions to meet their financing needs. Commercial loans are renewable loans used to finance a company’s immediate working capital needs.
Vehicle / Equipment finance
I can help find affordable vehicle finance solutions for cars, boats, motorbikes, jet skis and other registrable items. A secured loan is where the asset you’re purchasing is taken by the lender as security for the loan, often allowing you to receive lower interest rates in return. Secured loans (Consumer Mortgages) are designed for people buying for private use. I can arrange finance for consumer car loans & commercial car loans. My services also include leasing, hire purchase and chattel mortgage for businesses and loans are available for vehicles that are used for up to 50% for business purposes.
I work with a large, respected network of specialists to add to the depth of advice and specialty knowledge including: property conveyancing, accountants, financial planners, property advisers, general insurance specialists and lawyers.
Refinancing your current home loan is a good idea if you want to lower your monthly repayments, access existing equity in your home loan or to consolidate debt. When you refinance, be prepared for costs that may be associated with the move, these will come at either the start or exit of your home loan, however I will keep you updated through the process so nothing jumps out and surprises you.
How to find a better home loan rate
If you’re experiencing mortgage stress, you’re certainly not alone. Around 17% of Australians currently have to spend 30% or more of their income to pay off their mortgage. It’s a less than desirable category to be in, so finding a better home loan rate is crucial to avoiding mortgage stress.
Renovating for your target market
When it comes to renovating your home, you might already have lots of ideas about what changes you want to make. But knowing who your target buyer is should be at the forefront of your mind if you’re renovating for profit. After all, a dark colour scheme in the bathroom may seem luxurious to you, but will it to your buyers?
Navigating self-employed loans
Despite self-employment having many perks, it has its challenges as well. One of them can be the increased difficulty in securing a loan...