Compare ING Direct Home Loans

Compare ING Direct home loan rates & repayments. Today's top deals from one of our 30+ banks and specialty lenders.


ING

ING, also known as ING Direct, believe that they reinvented the way Australians bank by delivering simple, straightforward banking and good value products. ING DIRECT (the trading name of ING Bank (Australia) Limited) is the world's leading direct savings bank and is wholly owned by ING Group.

Their motto is: simplicity is best, which also translates to the ING success story. Offering loan packages that are simple and easy to understand is just the start. Keeping general overheads low has made it easy to pass on the savings to their customers.

Also consider home loans from the Big4 Aussie Banks, or Compare All Home Loan Rates & Repayments

Loading spinner
Lender
Loan Details
Interest
Comparison
Repayments
  1. Fixed Rate Loan 1 Yr

    • Offset Account
    • Redraw Available
    • Borrow up to 80%
    • 3.68%
      p.a. fixed
    • 3.74%
      p.a. Comparison
    • $1,786
      per month*
  2. Fixed Rate Loan 1 Yr

    • Offset Account
    • Redraw Available
    • Borrow up to 90%
    • 3.68%
      p.a. fixed
    • 3.84%
      p.a. Comparison
    • $1,786
      per month*
  3. Fixed Rate Loan 1 Yr

    • Offset Account
    • Redraw Available
    • Borrow up to 95%
    • 3.68%
      p.a. fixed
    • 4.02%
      p.a. Comparison
    • $1,786
      per month*
  4. Orange Advantage Fixed Rate Loan Combination 1 Year

    • Offset Account
    • Redraw Available
    • Borrow up to 80%
    • 3.58%
      p.a. fixed
    • 3.85%
      p.a. Comparison
    • $1,792
      per month*
  5. Orange Advantage Fixed Rate Loan Combination 1 Year

    • Offset Account
    • Redraw Available
    • Borrow up to 90%
    • 3.58%
      p.a. fixed
    • 3.94%
      p.a. Comparison
    • $1,792
      per month*
  6. Orange Advantage Fixed Rate Loan Combination 1 Year

    • Offset Account
    • Redraw Available
    • Borrow up to 95%
    • 3.58%
      p.a. fixed
    • 4.12%
      p.a. Comparison
    • $1,792
      per month*
  7. Mortgage Simplifier

    • Offset Account
    • Redraw Available
    • Borrow up to 80%
    • 3.73%
      p.a. variable
    • 3.74%
      p.a. Comparison
    • $1,796
      per month*
  8. Mortgage Simplifier

    • Offset Account
    • Redraw Available
    • Borrow up to 80%
    • 3.73%
      p.a. variable
    • 3.74%
      p.a. Comparison
    • $1,796
      per month*
  9. Orange Advantage

    • Offset Account
    • Redraw Available
    • Borrow up to 80%
    • 3.68%
      p.a. variable
    • 3.81%
      p.a. Comparison
    • $1,811
      per month*
  10. Orange Advantage

    • Offset Account
    • Redraw Available
    • Borrow up to 80%
    • 3.68%
      p.a. variable
    • 3.81%
      p.a. Comparison
    • $1,811
      per month*
  11. Fixed Rate Loan 2 Yrs

    • Offset Account
    • Redraw Available
    • Borrow up to 80%
    • 3.82%
      p.a. fixed
    • 3.76%
      p.a. Comparison
    • $1,813
      per month*
  12. Fixed Rate Loan 2 Yrs

    • Offset Account
    • Redraw Available
    • Borrow up to 90%
    • 3.82%
      p.a. fixed
    • 3.85%
      p.a. Comparison
    • $1,813
      per month*
  13. Fixed Rate Loan 2 Yrs

    • Offset Account
    • Redraw Available
    • Borrow up to 95%
    • 3.82%
      p.a. fixed
    • 4.02%
      p.a. Comparison
    • $1,813
      per month*
  14. Mortgage Simplifier

    • Offset Account
    • Redraw Available
    • Borrow up to 90%
    • 3.83%
      p.a. variable
    • 3.84%
      p.a. Comparison
    • $1,815
      per month*
  15. Orange Advantage Fixed Rate Loan Combination 2 Years

    • Offset Account
    • Redraw Available
    • Borrow up to 80%
    • 3.72%
      p.a. fixed
    • 3.86%
      p.a. Comparison
    • $1,819
      per month*
  16. Orange Advantage Fixed Rate Loan Combination 2 Years

    • Offset Account
    • Redraw Available
    • Borrow up to 90%
    • 3.72%
      p.a. fixed
    • 3.94%
      p.a. Comparison
    • $1,819
      per month*
  17. Orange Advantage Fixed Rate Loan Combination 2 Years

    • Offset Account
    • Redraw Available
    • Borrow up to 95%
    • 3.72%
      p.a. fixed
    • 4.11%
      p.a. Comparison
    • $1,819
      per month*
  18. Orange Advantage

    • Offset Account
    • Redraw Available
    • Borrow up to 90%
    • 3.78%
      p.a. variable
    • 3.91%
      p.a. Comparison
    • $1,830
      per month*
  19. Fixed Rate Loan 3 Yrs

    • Offset Account
    • Redraw Available
    • Borrow up to 80%
    • 3.93%
      p.a. fixed
    • 3.79%
      p.a. Comparison
    • $1,834
      per month*
  20. Fixed Rate Loan 3 Yrs

    • Offset Account
    • Redraw Available
    • Borrow up to 90%
    • 3.93%
      p.a. fixed
    • 3.87%
      p.a. Comparison
    • $1,834
      per month*
  21. Fixed Rate Loan 3 Yrs

    • Offset Account
    • Redraw Available
    • Borrow up to 95%
    • 3.93%
      p.a. fixed
    • 4.03%
      p.a. Comparison
    • $1,834
      per month*
  22. Orange Advantage Fixed Rate Loan Combination 3 Years

    • Offset Account
    • Redraw Available
    • Borrow up to 80%
    • 3.83%
      p.a. fixed
    • 3.88%
      p.a. Comparison
    • $1,840
      per month*
  23. Orange Advantage Fixed Rate Loan Combination 3 Years

    • Offset Account
    • Redraw Available
    • Borrow up to 90%
    • 3.83%
      p.a. fixed
    • 3.96%
      p.a. Comparison
    • $1,840
      per month*
  24. Orange Advantage Fixed Rate Loan Combination 3 Years

    • Offset Account
    • Redraw Available
    • Borrow up to 95%
    • 3.83%
      p.a. fixed
    • 4.11%
      p.a. Comparison
    • $1,840
      per month*
  25. Fixed Rate Loan 4 Yrs

    • Offset Account
    • Redraw Available
    • Borrow up to 80%
    • 4.02%
      p.a. fixed
    • 3.83%
      p.a. Comparison
    • $1,851
      per month*

*Monthly Repayments

Monthly repayments are calculated to take into account the loan amount, repayment term and ongoing fees and charges over the life of the loan.

  • Variable rate loans show the monthly repayments at the current rate.
  • Fixed rate loans show the monthly repayment during the fixed period only.
  • Monthly repayment calculations are an approximate guide only. Speak to a LoanMarket Mortgage broker to understand the exact cost of a loan given your particular circumstances.

**Comparison Rates

A comparison rate is a tool to help consumers identify the true cost of a loan. It factors in the interest rate, loan amount, repayment term and ongoing fees and charges and displays this as a single percentage rate that can be used to compare various loans from different lenders.

Monthly Repayment and Comparison Rate* calculations do not include:

  • The use of account features such as early repayments and offset accounts which vary widely among loans and can reduce the cost of a loan significantly.
  • Cost savings such as fee waivers or special rate discounts.
  • Fees and charges associated with loan options or events that may or may not be used by the borrower, such as early repayment or redraw fees
  • Lenders Mortgage Insurance (LMI) which may be required to secure the loan and can increase the cost of the loan.
  • Government charges such as stamp duty or mortgage registration fees.
  • Fees and charges which aren’t available at the time the comparison rate is provided