Our team is your trusted advisor in home loans, personal loans, car loans and business finance
Julia is a Mortgage and Finance Broker with a difference. As a Certified Practising Accountant and background in finance, Julia utilises her knowledge and experience to help her clients fulfil their property goals. Servicing the Mornington Peninsula and Casey/Cardinia regions, she is passionate about helping her local clients meet their financial goals. She is committed to providing her customers with a unique customer experience and helping others achieve their financial freedom.
We take pride in helping you with your financing needs.
Residential Finance
Whether you are a First Home Buyer constructing your own home or buying an established property, Julia can help you understand residential mortgage loan options.
Investment Finance
Property investment options can vary depending on your current financial situation. Julia is able to draw on her finance background to assist you with property investment loans, including using your current equity to build a property portfolio.
Refinances
Julia can assist you in accessing equity in your property and consolidating debt structures to save you money or find you a more competitive loan to free up your cash flow.
Commercial loans
Commercial lending specialists facilitate lending for expanding your business, purchasing a new business or even asset purchases.
Vehicle and Asset Finance
Purchasing a new business or personal motor vehicle can vary depending on your circumstances. Asset finance comes in a range of options, including leasing for a range of assets from medical to motor vehicle.
Self Managed Superannuation Funds
Small business owners can take advantage of SMSF lending to boost their retirement. With a background in accounting we are able to demystify your options.
Testimonials
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Ruth VRefinance
I engaged with Julia looking for a better deal on my mortgage. I found her knowledge and understanding of the process and products extremely comforting. She was able to explain each of my options in a way that I understood, which gave me the power to choose the right product for me. As it turns out the bank I was re-financing from caused all sorts of delays in discharging my mortgage and charged me a heap of unnecessary fees. Julia helped me through this as well, enabling me to get the money back and successfully transfer to a mortgage that saved me a substantial amount of money per month. Would definitely recommend Loan Market to my friends and family.
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Carolyn HCar Loan
Julia was so helpful during my loan process, gave me great advice and really worked hard to help me achieve what I needed. Her advice was always extremely professional and I felt that I was in the right hands. I would highly recommend Julia and definitely use her services again!
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Emily EFirst Home Purchase
Julia was fantastic throughout the end to end process of my financing and first home purchase. Always available for a chat, happy to answer a thousand questions, excellent at coordinating all the moving parts, and helping me to feel confident and informed. A lovely, down to earth professional with a wealth of experience.
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Tania WRefinance
Julia was so helpful and patient with us. We felt we were in great hands. Julia was knowledgable in many areas providing excellent service for our needs and more.
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Sim DFirst Home Purchase
My experience with Loan Market has been an immensely positive one. My husband and I are both self employed, we have five young children and had some credit card debt that we wanted to consolidate as well as organising a home loan for a knockdown/rebuild. We were told by other banks and brokers that it would be too difficult to get a loan for the amount we needed and to try again in a few years. Julia Hebb from Loan Market was the only broker who was willing to put in the hard work to get us the loan we wanted. She never stopped working towards our goal and put in huge amounts of time and effort to get it over the line. She explained every step along the way so we understood the process. She was always friendly and confident and I can't recommend Julia or Loan Market highly enough. Julia helped to make our dream come true when nobody else was willing to put in the effort. Thank you :)
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Xanthe RFirst Home Purchase
It was brilliant to have Julia on the team of getting my house purchase sorted. She made everything straight forward, talked me through each step, gave me a great range of options and I would be happy to recommend her.
Latest News
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How I can help your clients during this time of uncertainty
In the midst of all of this uncertainty and chaos, I wanted to share that my business is covid-capable, and isolation-enabled. That is to say, it’s business-as-usual and if your clients need me, I am here.
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Is March a buyer’s month? To delay or act, that is the question
I’ve read plenty over the years about the “best time to sell” for homeowners in Australia, and that got me thinking. When’s the best time for buyers? When is the market less competitive on the bidder-front? When are prices likely to be more affordable? And how much does supply of real estate stock play a part? Is there such a thing as a buyer’s month? Turns out there is. And it’s probably now.
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We’re starting later, it’s costing more - is the property dream unreachable in 2020?
Once upon a time, let’s call it the 80s, the average Australian would buy their first home at the age of 24. Here we are, three decades later, and buying property doesn’t occur until we’re 35. Why is that? Is it thanks to the price of housing in our popular cities, and the militant discipline required to save a gigantic deposit? Or is it that we’ve decided to ‘live a little’ in our twenties, choosing renting and share-housing over striving to attain our first property asset? And is property still the asset class it used to be? Let’s discuss.