Your local mortgage broker
If you don’t have the time or the expertise to get a handle on all the different home loans on offer, it pays to talk to someone who does. With many years’ experience in home financing and with access to over 35 different lenders, Karen believes in results and high level of quality outcomes and service for clients.
First home buyers
A lot of loan options are designed specifically for first home buyers. We explain all the jargon and talk you through what might work for you.
We provide commercial loan specialist advise which assists with business finance for the expansion, investment funding, leasing, purchasing or starting up.
Renovation loans will be different for everyone – the amount you need to borrow, your existing loan balance and your property value are the most important factors to consider.
We can help you understand your borrowing capacity or, if you’ve already bought your next place, do all the negotiating to get you the right home loan deal.
30 years is a long time to be with the same lender. By letting us do the leg work involved in refinancing we will give you access to equity you have built up or could simply save you money by consolidating debts or moving to a more competitively priced loan.
No matter how much experience you have the range of investment loans can be daunting. We help you quickly cut through the clutter to find options that work for you.
Instead of simply accepting the car dealer offer we provide you control – helping to choose from a panel of lenders to find the loan that’s right for you.
Once you have purchased property it’s important to protect it.
Don’t dig yourself a Christmas debt
I read recently that the average gift spend at Christmas time is over $500. Then I researched the food bill per person (and let’s be honest, the host get stuck with the lion’s share of costs) and it’s $122 for food and $131 for drinks. But for many of us, we spend a whole lot more and to be fair, it’s easy to get carried away buying gifts. So here are some quick financial survival tips.
Are mixed messages creating uncertainty for your clients?
It’s a confusing market for borrowers. Interest rates are down and the media has been positive that by all indications, the property market is recovering. However housing stock is still light on compared to demand - particularly for springtime - which is partially responsible for driving up prices in most capital cities. Lender competition is fierce, but there’s more scrutiny than ever on borrower spending, meanwhile banks aren’t passing on rates in full.
BID is my BAU!
Not sure if it will affect you? This month the Government is knee-deep in a bill that absolutely affects your business and mine, and certainly affects our clients. Also, it’s a confusing market for borrowers. Interest rates are down and the media has been positive that by all indications, the property market is recovering, although housing stock is still light on compared to demand - particularly for springtime - which is partially responsible for driving up prices in most capital cities. How can you help them decipher it?