Mortgage Broker in Coromandel Valley, Bedford Park, Blackwood and surrounding suburbs
I became a broker in 2011 after becoming disillusioned with working directly with the Banks as I felt every decision that was made was done in the best interests of the shareholder and I felt stronger about working for my clients. As a Broker I can truly say I work for my clients not only to get the best rates available but to ensure the entire process is not overwhelming and that my clients are left with a very good understanding of the loan they have and the best way to make that loan work for them.
Buying your home can be an exciting yet overwhelming experience, not to mention a big financial commitment.
A good investment loan can make property investment a much smoother process. Investment loans vary depending on what you are looking to achieve, and can be either very simple (like your standard home loan), or something more complex that helps you to make effective use of tax, gearing and repayments.
Many Australians enjoy the freedom of working for themselves, but being self-employed means time is of the essence, not to mention the challenge of keeping up with the paperwork of running your own business.
Negative gearing, capital gains and a possible Labor victory
With the recent leadership spill - many questions have been raised. What does it mean for Australians and the housing market? Two things come to mind…
Rates are rising, but who will join the party?
Westpac has broken the rate rise stalemate between the Big4 when it decided to raise home loan interest rates. With the official cash rate staying put by the Reserve Bank of Australia (RBA) and 3 of the Big4 now with a rate rise in play, who else will play copy cat and hike up their rates too?
Bank or broker? Who should help you with your loan.
While there’s a lot to know when it comes to getting competitive, hassle-free advice on a loan, the question remains do you go with your bank or a mortgage broker?