Finance specialist servicing Maribyrnong, Ascot Vale, Sunshine, Footscray and surrounding suburbs.
With an experienced mortgage broker on your side, we will help you navigate through a lender’s processes and negotiate directly with the bank on your behalf. My team has access to over 30 lenders you know and trust. Talk to us to see how we help you achieve your dreams.
Our office is located in Maribyrnong and our clients come from a wide region across greater Melbourne.
Broker versus banker – what’s the difference?
Over the past week, I have had a couple of prospective clients ask me what the difference is between what a banker does and what I do. Having been both a banker and now a finance broker, I've seen it from both sides of the fence. There are many reasons why people choose to use a broker over a banker. But for me, it all comes back to the following 2 key differences:
The devil is in the detail
During my time as a banker and more recently as a broker, I have met many people and have talked to them about their personal finances. It never ceases to amaze me the number of people who don't even know the interest rate they are paying on their home loans. Your property is normally your largest asset and the debt against it is often your biggest and longest financial commitment. It therefore stands to reason that your single largest expense is your home loan repayments and the associated interest cost you pay. Your interest cost is determined by your home loan rate.