Mortgage Broker based on the Central Coast servicing Berkeley Vale, Gosford, Terrigal and surrounding suburbs
With over 18 years’ experience in mortgage broking on the Central Coast, I am not only able to provide you with a variety of home loan options, I will guide you through the lending process and ensure it’s a stress free and positive experience. I love helping my clients reach their financial goals, and pride myself on exceptional customer service. The longevity of my business is a testament to the commitment I and my team show towards this.
The demographic of Central Coast and our local community over the past 18 years has given me the opportunity to specialize in first home buyers, self-employed clients with small businesses and more recently self-managed super funds.
The coast also has some big beach side, and vast acreage properties with substantial values. So I have experience in larger home loans and it is common practice for me to negotiate with the banks to get you a competitive rate.
Changing lending criteria makes it more important than ever before to obtain a home loan pre-approval before starting to look for your new home.
First Home Buyers
Lending policy is changing on a daily basis, especially for first home buyers. Buying your first home can be a nerve-racking experience.
Investors and investment loans
More investors are returning to the property market as rental returns increase and the property market continues to show solid signs of growth.
It is important for everyone to save as much money as possible throughout the course of their home loan. This is why you should have a home loan check on a regular basis to ascertain that you have the right interest rate and home loan to suit your needs at that time.
RBA historic cut will spur renewed optimism
Consumer confidence will be spurred by the ‘perfect three’; political certainty post the federal election, APRA easing credit guidelines and now, the Reserve Bank of Australia’s (RBA) decision to cut interest rates to a historic low today, according to Australia’s largest 100% family and owned mortgage broker, Loan Market Group.
Borrowers breathe as banks exhale!
If you’ve struggled to get a pre-approval/home loan for the amount you’d hoped lately, you probably blamed the bank. It’s frustrating, upsetting, alienating, unfair, infuriating… Since 2014, a high percentage of people have had their applications rejected.
The Coalition wins - What do the results mean for your customers?
In a surprise win, the Coalition has prevailed! After a time of political uncertainty, it’s a relief to know the outcome of the election and what it means for you and your customers. I make it my job to be across these things, and understand what any policy changes include, and how they will assist me in getting the best outcome for customers.