Mortgage Broker based on the Central Coast servicing Berkeley Vale, Gosford, Terrigal and surrounding suburbs
With over 18 years’ experience in mortgage broking on the Central Coast, I am not only able to provide you with a variety of home loan options, I will guide you through the lending process and ensure it’s a stress free and positive experience. I love helping my clients reach their financial goals, and pride myself on exceptional customer service. The longevity of my business is a testament to the commitment I and my team show towards this.
The demographic of Central Coast and our local community over the past 18 years has given me the opportunity to specialize in first home buyers, self-employed clients with small businesses and more recently self-managed super funds.
The coast also has some big beach side, and vast acreage properties with substantial values. So I have experience in larger home loans and it is common practice for me to negotiate with the banks to get you a competitive rate.
Changing lending criteria makes it more important than ever before to obtain a home loan pre-approval before starting to look for your new home.
First Home Buyers
Lending policy is changing on a daily basis, especially for first home buyers. Buying your first home can be a nerve-racking experience.
Investors and investment loans
More investors are returning to the property market as rental returns increase and the property market continues to show solid signs of growth.
It is important for everyone to save as much money as possible throughout the course of their home loan. This is why you should have a home loan check on a regular basis to ascertain that you have the right interest rate and home loan to suit your needs at that time.
Negative gearing, capital gains and a possible Labor victory
With the recent leadership spill - many questions have been raised. What does it mean for Australians and the housing market? Two things come to mind…
Rates are rising, but who will join the party?
Westpac has broken the rate rise stalemate between the Big4 when it decided to raise home loan interest rates. With the official cash rate staying put by the Reserve Bank of Australia (RBA) and 3 of the Big4 now with a rate rise in play, who else will play copy cat and hike up their rates too?
Bank or broker? Who should help you with your loan.
While there’s a lot to know when it comes to getting competitive, hassle-free advice on a loan, the question remains do you go with your bank or a mortgage broker?