Your local mortgage broker in Adelaide, Burnside, Port Adelaide and around
If you are like many of the home owners I have spoken to recently then you probably have not reviewed your home loan in years! Or even worse, you’ve gone straight to a bank for your home loan on your recent purchase and missed out on some crucial discounts you may have been eligible for!
It’s an absolute passion of mine to make sure all of my clients not only experience a streamlined home loan process, but also save thousands on their home loan by allowing me to shop around for them.
You see, my previous career in mortgage management taught me the value of flexible lenders. It also taught me that in order to help a customer save is truly about being able to offer a broad range of home loan products and the power to negotiate on their behalf. Through Loan Market, I now have access to hundreds of products and that give you a huge advantage.
Finding the right home loan for you can be a pretty daunting task. Offset accounts, monthly fees, application fees, Lines of credit LVR’s! Should you use a guarantor? And what about mortgage insurance?
If you are an investor looking to grow your portfolio or maximise your investment returns, whether you are a buy and hold investor, buy and renovate, or simply first time property investor, you’ve come to the right place.
Being self employed myself, and working with hundreds of small business up to larger company owners I understand which lenders will consider your individual circumstances and require less documentation than you think!
Negative gearing, capital gains and a possible Labor victory
With the recent leadership spill - many questions have been raised. What does it mean for Australians and the housing market? Two things come to mind…
Rates are rising, but who will join the party?
Westpac has broken the rate rise stalemate between the Big4 when it decided to raise home loan interest rates. With the official cash rate staying put by the Reserve Bank of Australia (RBA) and 3 of the Big4 now with a rate rise in play, who else will play copy cat and hike up their rates too?
Bank or broker? Who should help you with your loan.
While there’s a lot to know when it comes to getting competitive, hassle-free advice on a loan, the question remains do you go with your bank or a mortgage broker?