Your local mortgage broker in Adelaide, Burnside, Port Adelaide and around

If you are like many of the home owners I have spoken to recently then you probably have not reviewed your home loan in years! Or even worse, you’ve gone straight to a bank for your home loan on your recent purchase and missed out on some crucial discounts you may have been eligible for!

It’s an absolute passion of mine to make sure all of my clients not only experience a streamlined home loan process, but also save thousands on their home loan by allowing me to shop around for them.

You see, my previous career in mortgage management taught me the value of flexible lenders. It also taught me that in order to help a customer save is truly about being able to offer a broad range of home loan products and the power to negotiate on their behalf. Through Loan Market, I now have access to hundreds of products and that give you a huge advantage.

Testimonials

  • N Vittorio - St Peters NSW
    Lee was absolutely fantastic!! I cannot highly recommend him enough. He was professional, friendly, extremely helpful. Buying a house is a very nerve-racking experience but he was one of the people that made this process an enjoyable and re-assuring experience for us. I was a very cautious customer with many emails and questions, but Lee was always more than happy to help and answered emails immediately. I have already recommended him to some people.
  • Cathy N - Brompton SA, Marketing Researcher
    Lee was easy to deal with and made the process of switching loans and getting pre approval a breeze. He is also ERU personable and went above and beyond to get us the best value. We felt very well looked after!
  • Scott and Louise P - Alberton SA, Videographer
    Nothing was too difficult for Lee. What he said he would do after the initial contact, he delivered at the end. He was patient and supportive.
  • Lisa D - Ruse NSW, Admin Officer
    Lee was very knowledgeable and I soon discovered he was reliable as everything he said was correct and when he said he would return my call he did.
  • Ashish K - North Sydney NSW, Corporate Accountant
    Cooperative , understanding of requirements, smooth process, negotiated best deal
  • Chandra K
    First Home Buyer
    As Reviewed on http://www.productreview.com.au/r/loan-market/1187402.html Nice and easy to talk to and excellent work 5 out of 5, reviewed on Jan 23, 2017, viewed 29 times First time buying a property in South Australia, met Lee to discuss about mortgage. He has delivered an excellent job. Everything seems very easy and quick. He is very nice and easy to talk to. Highly recommended.
  • Anita L H - Wynnum West QLD
    Home Upgrader
    Lee has been extremely helpful and patient with me while I saved for the deposit. He emailed me with updates on the market, phoned me every so often to ask if he could assist and when I did have enough saved for my deposit made the application process so easy.
  • Erica B - Port Adelaide SA
    First Home Buyer
    Lee was extremely helpful taking the time to answer any questions we had, spent time explaining all situations and likely outcomes
  • Teagan B - Osborne SA
    First Home Buyer
    Lee was extremely helpful and understanding as our broker. As first home owners, we had lots of questions and Lee explained everything for us so it was easy to understand. Lee didn't make it seem like we were asking silly questions and was very patient with our queries. He was very quick to reply to emails and phone calls and was always available for an appointment.
  • Christine J - Glenside SA
    Guarantor and Home Owner
    This is the second time we have dealt with Lee and he is amazing. He goes above and beyond with his service. He keeps you very informed through the process and manages to get exactly what he says he will when others can't. My family are very impressed with Lee and would recommend him to all our friends and relations.
  • Stephanie D - Botany
    First Home Buyer
    Lee was professional, friendly and patient whilst trying to find my first apartment. He found us extremely competitive deals and was also happy to answer any questions I had with great care. Highly recommended.
  • Gina B - North Haven SA
    Competitive Car Loan
    Nothing was too hard for Lee - he worked to get me approval within a short time frame and kept me informed during the entire process. He made the experience pain free and I will recommend him to everyone. He is a genius.
  • John and Diane W - Hallett Cove SA
    Self employed, Construction loan owner builder
    On behalf of Di and I we need to thank Lee Banh from Loan Market for his excellent work in refinancing us with ANZ. We are extremely impressed and would highly recommend Lee and Loan Market to anyone that may be in the same situation. We are very appreciative and acknowledge the great customer service. Regards, John Ward Managing Director Eco Construction and Project Management
  • Paul M - Chipping Norton NSW
    Self Employed - Refinance and Restructure with lower rates
    Being a self employed tradie finance is always a bit tricky. Luckily i met Lee Banh who took the time to sit with me and explain the best ways to set up and structure my loans. Ive now got an investment property and my house is paid off! I thought it would take 30 years to pay off my home so my dream of having a mortgage free home have come true! Thank you Lee!!
  • Elizabeth Story
    Investment
    Lee has organised two loans for me in the last 10 years. He has been really helpful and professional and ensured I got the best deal.
  • Dejan Nikolic
    Owner Occupied
    Fantastic service! Lee was excellent and very professional.
  • Casey Burns
    Investment
    Lee is a tireless professional, always available for any questions and delivers what he says. I have recommended him to many friends and will continue to do so.
  • Janet Wang - Liverpool NSW
    First Home Buyer
    I was referred to Lee by my flatmate who is also his client, who speaks highly of him. When I first contacted Lee, I explained to Lee that I have zero experience in Real Estate market so I need a lot of help, Lee was very patient and helped me every single step of the way, I really appreciate Lee's professionalism and all the help & tips he gave to me in sorting out my loan.
  • Michelle Barnden - Semaphore SA
    Investment
    He was very thorough and professional
  • Crownalee Van - Armadale VIC
    Investment
    Lee is a true professional, he is very thorough, unbiased, and takes a very thoughtful approach when considering the needs of his clients.
  • Anre Theron -- Omen ( Overseas )
    Investment Purchase
    We have now purchased two properties over the last few years with the extremely professional and efficient assistants of Lee Banh. Buying a property from abroad was far more complexed than what we anticipated but Lee made the entire process easy and stress free. Lee was always ready to explain any questions I had and his email responses was almost immediate after every email I send. He was available to talk to me on Skype to explain the documentation and supported us every step of the way. I almost feel ashamed that all his time and wonderful assistance was cost free to us as the process would have costed me a lot more in time and administrative costs if I tried to do it to myself. Loan market is truly one of the best services on the market for new or returning home buyers. I will definitely recommend Lee to anyone who is in the market for a new home loan. Regardless of your location Lee is able to work his magic and support you to get the best home loan on the market. Thanks so much Lee, your support has been invaluable!
  • Cynthia Griffiths - Semaphore Park South Australia
    Purchase , Owner Occupied
    Lee was always available for me to discuss different issues either via a phone call, email or face to face. He kept me informed throughout the whole process and explained my options very clearly and answered any questions I had. He was also very friendly and seemed genuinely concerned that I had a good experience going through him and Loan Market. Highly likely to use again.
  • Wendy Dunn - Adelaide
    Car Loan
    Always get good service
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Latest News

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    Changes to stamp duty for FHB

    The changes, which will come into effect 1st July 2017, also include a $10,000 grant for builders of new homes up to $750,000, and purchasers of new properties worth up to $600,000. The previous $5000 New Home Grant Scheme will end. As part of the reform to address housing affordability, the government has said that the stamp duty charged on lender’s mortgage insurance will also be abolished. For an individual with $50,000 in savings looking to purchase a $800,000 home, this could mean saving approximately $2900. Foreign investment In an effort to slow down the competition first home buyers face, foreign investors will now pay double the stamp duty surcharge - from 4% to 8% - and land tax will increase from 0.75% to 2%.

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    Federal Budget Highlights from ING

    Negative Gearing Negative gearing remains however some rules have been tightened around what can be claimed, specifically travel expenses and depreciation deductions. Under new rules coming into effect from 1 July 2017, depreciation deductions for plant and equipment items such as washing machines and ceiling fans will only be allowed if the investor actually bought them. The "integrity measure", which is intended to address concerns that such items are being claimed as tax write-offs by successive investors in excess of their actual value, is tipped to claw back $260 million over the next four years. The changes will apply to any items purchased after budget night, but existing investments will be grandfathered. Meanwhile, investors will no longer be able to claim tax deductions for travel expenses "related to inspecting, maintaining or collecting rent for a residential rental property" from 1 July 2017.

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    Is your home loan affected by recent changes?

    You may have seen a fair bit of movement on the banks side in recent times under pressure from APRA to make changes to investment lending. Those mainly affected are - Investors with investment purposed variable Principle and interest home loans (Rates likely to have increased) - Investors with investment purposed Interested Only home loans (Increased) - Owner occupied home loans with interest only repayments (possibly increased) Now more than ever it is crucial to check your home loan interest rate and product. You can easily do this if you have online banking and navigate to the loan details tab. (Happy to walk you through this if you want to send me an email or call me direct) If you had an investment loan in the past and recently moved into your home (therefore changed the purpose) then please contact me immediately to see if we can renegotiate your loan product, you could be savings hundreds if not thousands by switching to the correct product!