Your local mortgage broker in Adelaide, Burnside, Port Adelaide and around
If you are like many of the home owners I have spoken to recently then you probably have not reviewed your home loan in years! Or even worse, you’ve gone straight to a bank for your home loan on your recent purchase and missed out on some crucial discounts you may have been eligible for!
It’s an absolute passion of mine to make sure all of my clients not only experience a streamlined home loan process, but also save thousands on their home loan by allowing me to shop around for them.
You see, my previous career in mortgage management taught me the value of flexible lenders. It also taught me that in order to help a customer save is truly about being able to offer a broad range of home loan products and the power to negotiate on their behalf. Through Loan Market, I now have access to hundreds of products and that give you a huge advantage.
Finding the right home loan for you can be a pretty daunting task. Offset accounts, monthly fees, application fees, Lines of credit LVR’s! Should you use a guarantor? And what about mortgage insurance?
If you are an investor looking to grow your portfolio or maximise your investment returns, whether you are a buy and hold investor, buy and renovate, or simply first time property investor, you’ve come to the right place.
Being self employed myself, and working with hundreds of small business up to larger company owners I understand which lenders will consider your individual circumstances and require less documentation than you think!
Number crunch: The nitty gritty of buying your home
Buying your first place? The numbers can be scary, that’s for sure. But while the kinds of figures involved are intimidating, knowledge is power. And if you can get your head around these basics, you’re honestly most of the way there.
Brush up on your loans. The loan-type cheat sheet.
You’d think a loan was a loan, wouldn’t you? But there’s a surprising number of variations. So it’s worth running your eye over our little cheat sheet – it really helps you choose the type that’s right for you when the time comes...
The loan process demystified
We know, your first steps in property can feel daunting. It’s all strange terms, huge outlays, and the feeling like one mistake and the roof will come down on you. So, we’ve laid out the loan process to help you cruise through like a pro.