Home loans

If you are like 50% of home buyers and do not use a mortgage broker to negotiate your loan you could be missing out on saving thousands.

Finding the right home loan for you can be a pretty daunting task. Offset accounts, monthly fees, application fees, Lines of credit LVR’s! Should you use a guarantor? And what about mortgage insurance?

Unfortunately finding the loan that suits your needs and circumstances isn’t just going for the loan with the lowest interest rate. It’s like buying the most fuel efficient car and then realizing it’s way too small for your needs. Or even worse, buying a car with all these bells and whistles that you will never use but will pay for in running costs and insurance!

Speaking with a well experienced mortgage broker about your current or next home loan will ensure you have a loan that is tailored to your needs and circumstances.

Here are 11 great reasons to use me for your next Home Loan!

1. We’ll find the right loan for your circumstances
Unlike the banks, we’ll spend time to carefully understand your needs and requirements before making any recommendations to our lenders.

2. Maximum borrowing capacity
With access to Australia’s biggest banks and secure lenders we know which ones will lend you the most and at the best rates.

3. Fast pre-approvals
An instant indicative approval on the spot will be given, and a formal pre-approval within 24 hours.

4. Service guarantee
We guarantee to contact you within 60 minutes of leaving a message. If you are not completely happy with my service I am happy to recommend another broker for you and comply with any handover requests!

5. Service without charge to you
Unlike some brokers, we are paid by our lenders so it is within our interest to make sure you get the best loan with maximum savings.

6. Step-by-step home buying assistance
From the pre-approval, to first home owners grant, to liaising with your solicitors and real estate agent, we’ll take the hassle out of the whole experience and step you through every part of the way to make your life easier!

7. Home loan structuring
Whether you’re a first home buyer or investor, we’ll help structure your loan for maximum savings and flexibility.

8. Your personal home loan manager
Unlike the banks who will give you a personal banker if you had a portfolio of over $1 Million, I’ll continue to service you and your loan after you buy your property regardless of your loan size! We handle any major adjustments to your loan and closely monitor a new lender to make sure you always have their best product!

9. Solutions for all people
Whether you have perfect credit history or several defaults, a large deposit or nothing at all, complete financials or no financials, we’ll find a lender on our panel to help you get the right loan!

10. Free property research report
Find out what your target property is worth in advance. Receive unlimited property research reports to find out exactly how much your new purchase is worth, what’s been selling in the area and a full statistical suburb profile. Never over pay for a property again!

11. Be our next “raving” customer
Don’t take my word for it, see what some other customers have said about my service…

Low deposit Home Loans

“I think the personalised service and flexibility of Loan Market brokers is excellent. Lee was there for me 24/7 to answer even the silliest of questions. My partner and I had been trying for years to get into the housing market. After several knock backs and false starts we had given up. Our deposit wasn’t great and with my partner’s colourful history, no one would look at us. My broker, Lee took the time to understand our situation and was able to negotiate us a loan with a major lender. Basically, without Loan Market and Lee’s help we would still be trying to get into the market!
B Kennedy and B Mercer, Hornsby, NSW

Non conforming loan (Defaults)

“Before seeing Lee, we had a large default and didn’t think we were able to get a mortgage at all. But we did think it was time to buy a home and renting was NOT an option for us. With the services you provided, we were able to get finance and find a place that we absolutely adore!
What we liked most about your service was your eagerness to help in any way that you could. You provided solutions to difficult situations and didn’t think that anything was difficult. We appreciate everything you’ve done and you are on top of our Christmas card list!
Thank you for all your assistance, we are forever grateful and consider you a friend!
S.Boutkaska-Moog and J. Moog, Mascot, NSW

Keeping it simple

“Lee was by far the best broker we have seen. Before speaking to Lee, we had several appointments with other lenders. I told my wife I wasn’t too happy with any of them and when Lee was referred to me by my brother in law I thought I would give him a go. What I needed was a broker that did not get too technical and Lee was just that. He explained to me everything I needed to know in very plain English, he has a very outgoing personality and was very easy to get along with and took the time to visit me each time there was something I needed explained. Lee also helped me do research for my property and I don’t think I would have paid such a good price without his help. I have already referred Lee to work colleagues and I will recommend him to anyone looking to buy a property! I’ve even included my number for personal reference!
M. Kith, Hinchinbrook, NSW

To find out how you could maximise your borrowing power and home loan savings, contact me for an obligation-free chat!

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