Mortgage Broker in Pemulwuy, Greystanes, Toongabie, and Surrounding suburbs.
If you have no experience or expertise in acquiring a mortgage you need the help of a professional. Ask yourself the following questions: -
- What access do I have to mortgage funds?
- Is the product offered suitable for my situation?
- Is the interest rate favourable?
My ‘NO OBLIGATION SERVICE’ is fast, free and available 7 days a week.
As your local Loan Market Broker, I work just around the corner. It is easy for me to meet you day or night, 7 days a week, ready to discuss with you all available home loan options which will suit you today and well in the future.
I am also able to help you with your existing mortgage by assisting you in finding a more suitable product which can save you money. New products become available in the market all the time and am able to keep you up to date with all of this information.
You can use the equity in your current property to obtain an investment loan through me. Process is simple and will help you to obtain an effective income tax reduction.
In 2012 I received top achiever award which was awarded by Aussie Home Loans. This was the impetus for me to accept the challenge and start up my own mortgage broking business. The challenge of servicing our clients is an enjoyable and rewarding one.
We’re starting later, it’s costing more - is the property dream unreachable in 2020?
Once upon a time, let’s call it the 80s, the average Australian would buy their first home at the age of 24. Here we are, three decades later, and buying property doesn’t occur until we’re 35. Why is that? Is it thanks to the price of housing in our popular cities, and the militant discipline required to save a gigantic deposit? Or is it that we’ve decided to ‘live a little’ in our twenties, choosing renting and share-housing over striving to attain our first property asset? And is property still the asset class it used to be? Let’s discuss.
The race to the bottom; banks start zealously cutting rates
In the midst of a terrifying and rough summer for much of Australia, it’s odd to reflect on the season that has been for real estate. It’s been a while since the temperature of the housing and home loan market has been so pleasant. Record low rates, looser credit criteria, lender competition, government incentives, much more market activity and property price growth have been coinciding of late. The sentiment has changed and it can be seen in renewed investor and owner-occupier activity, banks proudly shouting about new low rates, and first-timers getting a gift from the government.
Is your cash making you poorer?
You know the phrase, “asset rich, cash poor”? It’s never been uttered in a more provocative environment. Even if you’re generally flush with cash, cash as an investment type is hamstrung these days by the central bank cash rate, meaning you’re poorer than you need to be. Let me say it straight. Cash, right now, is kinda useless as an investment. Rates are about as low as they can go (or are they?) so any cash investments still held are no longer helping your cause. That’s presuming the cause is wealth creation. Cash investments are simply not delivering the returns and the low risk profile that have made them popular for so long.