LINTON IQBAL BLOG

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    Does Afterpay affect your credit score?

    Afterpay is definitely the current craze with the buy now, pay later approach to purchases. It allows you to immediately buy a good or service and pay it off later in four equal installments over 8 weeks.

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    How Loan Market will keep the industry and market competitive for all Australians

    Over 23 years ago Loan Market entered the market as a proudly home-grown Australian and family owned and led financial services business. As an industry, we continue to work with the customer at the heart of everything we do. BUT we can’t rest on our laurels - the industry must evolve.

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    Royal Commission, mortgage broking and the big four banks.

    The mortgage industry have hit the headlines as the royal commission examine all elements of financial services. But who does the broker work for and what does it all mean for referral partners?

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    How a credit report affects a loan application

    As part of the approval process when applying for any type of finance, a lender will run a thorough check on your credit report to find out about your credit track record.

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    Wondering how to use your refinancing capital?

    How many times have you watched the TV show, The Block, and said ‘I could do better’?

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    Save a tonne: Choose the right loan

    Sit down, take a deep breath, things are about to get easier. We’re here to rescue you from endless Google searches trying to determine what type of loan is right for you.

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    Debt consolidation

    Consolidating could potentially give you lower monthly/fortnightly/weekly repayments as well as a lower interest rate.

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    RBA cuts interest rates to record of 2.25%

    At the first meeting this year, the RBA moved the cash rate for the first time in 16 months

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    How to achieve your financial goals in 2015!!!!!!!

    A new beginning (such as a new year) is a great time to set, or review, financial goals. If you want 2015 to be the year you pay off your credit card, take that dream holiday or invest, now is the time to plan to ensure you reach your goals.

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    How do you find a good Mortgage Broker?

    There are some great mortgage brokers in the huge chains, and there are also some great ones in the tiny operations.

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    Why I work for LoanMarket

    Loan Market is a family owned and run Broker Group, owned by Ray White Real Estate, not an Aggregator that will be governed by bank ownership.