The American alligator balances sticks and branches on its head to entice birds in search of nesting material. The margay jungle cat mimics the cries of baby monkeys. Fortunately, attracting new clients is nowhere near as difficult. One sure-fire way to grow your business is to find referral part...
Consumer confidence will be spurred by the ‘perfect three’; political certainty post the federal election, APRA easing credit guidelines and now, the Reserve Bank of Australia’s (RBA) decision to cut interest rates to a historic low today, according to Australia’s largest 100% family and owned mo...
If you’ve struggled to get a pre-approval/home loan for the amount you’d hoped lately, you probably blamed the bank. It’s frustrating, upsetting, alienating, unfair, infuriating… Since 2014, a high percentage of people have had their applications rejected.
In a surprise win, the Coalition has prevailed! After a time of political uncertainty, it’s a relief to know the outcome of the election and what it means for you and your customers. I make it my job to be across these things, and understand what any policy changes include, and how they will assi...
News just in: APRA, Australia’s banking regulator, just announced they have begun consulting on possible revisions regarding serviceability meaning banks no longer have to use its theoretical 7% interest rate floor when calculating if your clients can service a loan. They could instead use the lo...
For years, home owners have been counting our lucky stars. Until now. Prices are swirling downward. It’s being predicted that there will be some serious shivering this year.
With the federal election fast approaching, there is one thing on everyone’s mind as we head to the polls on May 18... who do I vote for?
Becoming your own boss is definitely a rising trend and while there are many perks to working for yourself, there are also some downsides, such as the potential difficulty in getting a loan when you really need one.
The Reserve Bank of Australia (RBA) is our central bank who ultimately makes the call on whether interest rates move up or down. These movements greatly influence our economy and control inflation, which is very important.
Loan Market’s brokers, offices and teams have achieved excellent results in Mortgage and Finance Association of Australia’s (MFAA) 2019 Excellence Awards, with 22 finalists across all states.
Even as property prices are dropping, it is getting more difficult to secure a mortgage. Given property valuations are lower, and the Royal Commission has scrutinised Lenders’ home loan application processes, prospective Aussie homeowners are reporting that it is taking months to get approval and...
When it comes to deciding if you’ll use a broker or go direct to your bank for your next refinance, investment property or car loan, it’s important to know what each can offer.
Even though property prices are dropping, it is getting more difficult to secure a mortgage. Given property valuations are lower, and lenders’ home loan application processes have been scrutinised by the Royal Commission, prospective Aussie homeowners are reporting that it is taking months to get...
