Loan Options

Finding the perfect loan to suit your needs can often feel like walking through a maze. To save you from the confusion, we’ve developed a range of straight forward loans to help you get to where you want to go sooner.

You can choose from Fixed, Variable interest rate options or a combination of both.

With Loan Market Go, there are flexible loan options and many other features that can help you get where you want to go sooner. Your Loan Market broker can help you determine which options work for you.



Variable Rate:

With a variable rate loan, you have the flexibility and freedom to manage it the way you want. Competitive rates and all the essential home loan features are included. There’s also the option to make extra payments at no cost and to redraw1 those extra payments.

AT A GLANCE

Competitive

  • Variable interest rate offers you greater flexibility
  • Interest rate discounts may be available depending on your circumstances
  • No monthly ongoing fees2

Flexible

  • Principal and Interest or Interest Only repayment options3 to fit your financial plans
  • Monthly, fortnightly or weekly repayment frequency options to suit your cash flow4
  • Loan terms up to 30 years for a repayment period that's right for you
  • Redraw1 available by multiple methods, including a Debit Card to access funds via ATMs and EFTPOS
  • Split your loan up to four times
  • Additional repayments at no cost lets you repay your mortgage sooner

Extras

  • Flexible repayment options – weekly, fortnightly or monthly 4
  • 24 hour5 access to funds through Debit Card, ATM and EFTPOS
  • Available to you whether you're buying land, building or both


Fixed Rate:

Our fixed rate gives you the security of knowing exactly how much your repayments will be during the fixed rate term. You can choose your fixed rate term from 1 to 5 years depending on the period that suits your needs.

AT A GLANCE

Competitive

  • Fixed interest rate offers you greater peace of mind
  • Interest rate discounts may be available depending on your circumstances
  • No monthly ongoing fees2

Flexible

  • Certainty of knowing what your repayments are during the fixed rate term
  • Choice of 1 to 5 year fixed rate terms to fit your long and short-term plans
  • Principal and Interest or Interest Only repayment options2 to suit your situation
  • Lock Rate option for added rate protection while you arrange your loan
  • Flexible repayment options – weekly, fortnightly or monthly4
  • Split your loan up to 4 times

1. Subject to loan terms.
2. No monthly fees currently. Fees may be introduced and varied in accordance with loan terms. A fee is payable on debit card transactions performed overseas or in a foreign currency.
3. Interest only term up to 10 years where the loan is for investment purposes, and up to 5 years where the loan is for personal use or LVR >85%.
4. Weekly or fortnightly repayments are available after you make your first monthly repayment. For interest only loans, only the monthly repayment option is available.
5. Subject to system availability.


Loan Market Go products are funded by the Advantedge Residential Loan program. AFSH Nominees Pty Ltd (AFSH) ACN 143 937 437 Australian Credit Licence 391192 is the program lender and Advantedge Financial Services Pty Ltd (Advantedge) ACN 130 012 930 Australian Credit Licence 391202 is the program loan servicer. The program is funded under arrangements with National Australia Bank Limited (NAB). Each of AFSH and Advantedge are members of the NAB Group. NAB does not guarantee the obligations of its subsidiaries. Loan Market Go products are promoted by Loan Market Pty Ltd (ACN 105 230 019). Australian Credit Licence 390 222.

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