Loan Market Newcastle Mortgage Broker Heath Williams
Loan Market Newcastle's Heath Williams is not your typical mortgage broker/home loan broker. He has a background focused on customer/client service - listening to what you want to achieve and helping find the ways to make it happen. Lifestyle freedom is something his team are passionate about - helping others create their dreams and the lifestyle they want. Finding a way to get there sooner is always at front of mind, as helping others to do this gives Heath great satisfaction.
Whether it’s for a new home, an investment property, home refinance, new car, personal loan for a holiday, or cash to help your business thrive, Heath and his team would love to help.
Best of all, his service won’t put you out of pocket, as he's paid a commission from the lender that has the loan that suits you. He works for you, not the lender, so this means your interests are the main objective. After all, he wants you to be able to come back to him for any finance you require in the future. He wants you to be that happy with his service that you would recommend Heath Williams Loan Market Newcastle to your family and friends. The best compliment he can get is you sending him referrals.
With access to over 60 lenders, Heath and his team can give you more options than your typical bank or building society can offer you.
Whether it’s for your first home, an investment property, a new car, a personal loan or your business needs some extra cash, Heath Williams Loan Market Newcastle can help.
Home Loans - Mortgage Broker for Lake Macquarie, Newcastle and surrounds
Located in Newcastle, Lake Macquarie, Hunter Valley, Port Stephens and surrounds? Whether you're a first-time buyer or an experienced buyer, you need a mortgage broker that understands the home loan lenders that are available to you as everyone is different. Someone that will listen to what you want to achieve and offer suggestions on how to get there. Heath Williams has the experience and support to help you. From pre-approval, finding out what your borrowing capacity is, to getting formal approval and settling on your new home, Heath and his team will be here every step of the way.
Is your current loan still doing what you want it to do? Do you need to do some renovations or need some extra cash for a holiday or something else? Heath and his team can help you change things up to get the most out of your home loan.
Is it time to make your money work for you and make the first step into investing in property? Or are you looking to expand your portfolio? Heath and his team can help get you access to a lender that will help you achieve your investment goals and build your future.
Car Loans - Newcastle and surrounds
Want or need a new car? Heath Williams from Loan Market Newcastle can help not only find the car loan that works for you, but he can also assist in sourcing the car you want. Having spent 12 years in the motor industry, Heath can help you find the right place to buy your car as well as the right loan.
Personal Loans - Newcastle and surrounds
Planning a holiday, or just need some extra cash to do something or buy something special? Loan Market Newcastle can help you out with a personal loan.
We’re starting later, it’s costing more - is the property dream unreachable in 2020?
Once upon a time, let’s call it the 80s, the average Australian would buy their first home at the age of 24. Here we are, three decades later, and buying property doesn’t occur until we’re 35. Why is that? Is it thanks to the price of housing in our popular cities, and the militant discipline required to save a gigantic deposit? Or is it that we’ve decided to ‘live a little’ in our twenties, choosing renting and share-housing over striving to attain our first property asset? And is property still the asset class it used to be? Let’s discuss.
The race to the bottom; banks start zealously cutting rates
In the midst of a terrifying and rough summer for much of Australia, it’s odd to reflect on the season that has been for real estate. It’s been a while since the temperature of the housing and home loan market has been so pleasant. Record low rates, looser credit criteria, lender competition, government incentives, much more market activity and property price growth have been coinciding of late. The sentiment has changed and it can be seen in renewed investor and owner-occupier activity, banks proudly shouting about new low rates, and first-timers getting a gift from the government.
Is your cash making you poorer?
You know the phrase, “asset rich, cash poor”? It’s never been uttered in a more provocative environment. Even if you’re generally flush with cash, cash as an investment type is hamstrung these days by the central bank cash rate, meaning you’re poorer than you need to be. Let me say it straight. Cash, right now, is kinda useless as an investment. Rates are about as low as they can go (or are they?) so any cash investments still held are no longer helping your cause. That’s presuming the cause is wealth creation. Cash investments are simply not delivering the returns and the low risk profile that have made them popular for so long.